Banking

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  • The eternal Apple vs the rest debate

    The Bankwatch
    Colin Henderson
    28 Feb 2015 | 2:15 pm
    I got into another discussion yesterday about what is bad about Apple products. Someone looked at my Mac and immediatley went into the usual tirade.  It is a familiar refrain but as someone who has used Windows, Linux and iOS/ OS X extensively I thought it time to get behind this discussion and explore why the apparent sides in this matter feel this way. Some of the main points were: Apple controls everything Apple is not open I do not wat to be controlled Apple is expensive Yesterdays particular discussion shifted to taking a couple of old laptops running now unsupported Win XP and…
  • Citi and MasterCard Sign New 10-Year Global Agreement

    Payments News - from Glenbrook Partners
    Payments News Editor
    4 Mar 2015 | 7:41 am
    Citigroup and MasterCard have announced signing a new and expanded 10-year agreement. Citi will begin aligning the company’s consumer proprietary credit and debit portfolios to the MasterCard network in 2015 - although Citi will continue to work with other networks, including on consumer co-brands and commercial cards. “Citi’s new global agreement with MasterCard harnesses the size and strength of Citi’s Card franchise, creating a path with MasterCard to influence the future of payments – from global acceptance to the creation of enhanced digital payment…
  • VendorDirt: The Big 4 in 2015

    Gonzobanker.com
    Scott Hodgins
    25 Feb 2015 | 2:08 pm
    In January a lifelong friend of mine married a super cool woman he met on a blind date. No Tinder, FarmersOnly, eHarmony, or ChristianMingle – just a good, old-fashioned love match arranged by a mutual friend. Ah… love. Makes you think of your core vendor, no? Core vendors are kinda like a blind date. You envision a gorgeous, funny and smart mystery person, but really you just hope your date’s visible scabies scarring is minimal and that you don’t end up hog-tied in the back of a creepy panel van. We all have high hopes for our blind dates, but we have to be realistic, too. So…
  • Despite Changes, an Overhaul of Wall Street Falls Short

    NYT > Banking Industry
    4 Mar 2015 | 9:00 pm
    There has been a lot of tinkering with financial regulation, bringing incremental progress, but more could be done for the banking industry to serve the good of the economy.
  • Don't Miss Out on the FinovateSpring Very Early-Bird Ticket Discount!

    NetBanker
    Eric Mattson
    4 Mar 2015 | 7:19 pm
    Hot on the heels on our largest FinovateEurope to date, we've begun to focus on our FinovateSpring event scheduled for May 12 & 13 in Silicon Valley. Our team is hard at work sorting through the huge stack of applications from innovative fintech companies looking to showcase their latest and greatest in front of more than 1,300 attendees. Based on the initial analysis, I think it is safe to say that this event is going to be one of our best! The audience is also shaping up to be one of our best ever including executives from leading organizations like the following: American…
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    Gonzobanker.com

  • VendorDirt: The Big 4 in 2015

    Scott Hodgins
    25 Feb 2015 | 2:08 pm
    In January a lifelong friend of mine married a super cool woman he met on a blind date. No Tinder, FarmersOnly, eHarmony, or ChristianMingle – just a good, old-fashioned love match arranged by a mutual friend. Ah… love. Makes you think of your core vendor, no? Core vendors are kinda like a blind date. You envision a gorgeous, funny and smart mystery person, but really you just hope your date’s visible scabies scarring is minimal and that you don’t end up hog-tied in the back of a creepy panel van. We all have high hopes for our blind dates, but we have to be realistic, too. So…
  • My Maiden Voyage to the ‘Acquire or Be Acquired’ Conference

    Scott Sommer
    18 Feb 2015 | 3:37 pm
    I think ever since GonzoBanker’s mother ship, Cornerstone Advisors, was founded over 13 years ago, Bank Director  has hosted its “Acquire or Be Acquired” conference (or, as all the regulars call it, “AOBA”) in our back yard here in sunny Scottsdale or Phoenix, Ariz. Well, my partner Steve Williams and I finally broke down and attended. Here is a recap of the flurry of activity at this year’s event. The Venue: The Phoenician, Scottsdale, Arizona. With the miserable winter most of the country has been experiencing, what could be better than a conference in Scottsdale in January.
  • Profitability Systems Take Center Stage

    Terence Roche
    11 Feb 2015 | 5:00 pm
    “The profit was five, split evenly between the two of us, which meant that my fair share was three (2.5 rounded off).” -Jarod Kintz, A Zebra is the Piano of the Animal Kingdom Gonzo denizens, all of us like nothing better than a little test to start the day. As always, we are here to help. Here’s today’s question: Which of the following is the correct definition of a profitability system at a bank? A program that resides somewhere in the financial group from which we have to look at reports every six months or so that allows the CFO to make any line of business or office profitable or…
  • We Will Never Get to the Omni Promised Land

    Steve Williams
    28 Jan 2015 | 1:52 pm
    Banking today is one tough contact sport. Finding revenue growth, driving efficiencies, integrating mergers and improving the customer experience are all activities full of toil and thousands of execution details. Unfortunately, alongside the real gritty world of banking, our industry regularly creates buzzwords designed to bring a new sense of optimism and future promises of a land where managing a bank won’t be so damn stressful. For the past two years, our industry’s favorite word has been omnichannel. Say that three times fast! Omnichannel is everywhere in the trade press, blogosphere…
  • The Mobile Banking Triple Play

    Brian Hagan
    19 Jan 2015 | 4:16 pm
    Cable and telecommunications companies are masters of marketing when it comes to selling their services to customers. The seemingly ubiquitous “triple play” is a clever and often convincing tactic to get us to bundle a bunch of services from a bunch of companies under one umbrella. The pitch, so to speak, is that if we pay for all these different services through one provider, the total cost is less than if we were to buy separate services from separate providers. In theory and, more often than not, in practice, this is true, but the end result is sometimes a mega dose of sticker shock…
 
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    NetBanker

  • Don't Miss Out on the FinovateSpring Very Early-Bird Ticket Discount!

    Eric Mattson
    4 Mar 2015 | 7:19 pm
    Hot on the heels on our largest FinovateEurope to date, we've begun to focus on our FinovateSpring event scheduled for May 12 & 13 in Silicon Valley. Our team is hard at work sorting through the huge stack of applications from innovative fintech companies looking to showcase their latest and greatest in front of more than 1,300 attendees. Based on the initial analysis, I think it is safe to say that this event is going to be one of our best! The audience is also shaping up to be one of our best ever including executives from leading organizations like the following: American…
  • Transaction Alerts Need to Get Smarter

    Jim Bruene
    18 Feb 2015 | 4:52 pm
    My inbox is far from normal. With 25 active financial accounts, all set to maximum notifications, I am drowning in email alerts, push notifications and other helpful communications. But who isn't overloaded with with missives from social media, news feeds, spambots and whatever else is competing for your attention. Banks need to help users cut down on the noise, by offering smart alerts that don't bog you down in trivial details. Not to pick on anyone in particular, because all my providers do pretty much the same thing (with the notable exception of BillGuard), but this alert from Bank…
  • Tuesday Tactics: Creating a Winning Confirmation Page

    Jim Bruene
    17 Feb 2015 | 11:12 am
    Over the years I've rarely been impressed with the confirmation pages displayed after a user takes an action, especially completing an online loan or product application. Today, I came across a good example of a post-sale confirmation screen from RedBubble (see screenshot below), an online purveyor of smartphone cases, laptop skins, and so on (see inset). Notice the things they do right:1. Thank for the order! 2. Mockup of the receipt with big "PAID" stamp across it. 3. Specific details on what happens next. 4. Social sharing tool (may not be applicable to financial…
  • Tuesday Tactics: Capital One Uses Calendar Integration in Email Promotion

    Jim Bruene
    2 Feb 2015 | 4:30 pm
    Editor's Note: This post was drafted three days before Thanksgiving (24 Nov 2014), but inadvertently never published. But the technique cited can be used any time of the year. So without further ado.....Capital One 360 continues the tradition of Black Friday banking promotions used by its predecessor ING Direct (previous posts). The direct bank unit of Capital One sent its first promotional tease three days before Thanksgiving (Monday afternoon, 24 Nov 2014). It simply said to watch the site for specials beginning after midnight (Eastern Time) on Thanksgiving night. The bank has been using a…
  • Apply to Demo Your Latest FinTech Innovation at FinovateSpring 2015!

    Eric Mattson
    14 Jan 2015 | 6:30 pm
    With the presenter roster set for FinovateEurope, we've begun our global search for the financial technology innovations that will be showcased at FinovateSpring in Silicon Valley on May 12 & 13.   Last year, FinovateSpring welcomed a record crowd of 1,300 executives who witnessed 70+ new fintech innovations debut via our signature demo-only format.This year, based on the early interest, we expect the event to grow significantly and to showcase even more great innovations than last year.If your company is interested in debuting your latest and greatest at the premier event for…
 
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    Payments News - from Glenbrook Partners

  • Headline News from PaymentsNews.com - March 5, 2015

    Payments News Editor
    5 Mar 2015 | 6:56 am
    On the Web: PayPal CEO Dan Schulman presented to investors for the first time yesterday at Morgan Stanley's Technology, Media and Telecom conference. His presentation slides and a transcript of his talk are available on eBay's web site. Wal-Mart Expects Customers to Adopt Mobile Payments - Wall St. Journal - "A Wal-Mart spokesman said that Wal-Mart is open to different payment options, including Apple Pay." How will Samsung Pay compare to Apple Pay? - MacWorld - "Really, it’s called Samsung Pay? Yes, it is. Let’s move on." Apple Pay: Merchants FAQ - "Apple Pay gives your customers…
  • Citi and MasterCard Sign New 10-Year Global Agreement

    Payments News Editor
    4 Mar 2015 | 7:41 am
    Citigroup and MasterCard have announced signing a new and expanded 10-year agreement. Citi will begin aligning the company’s consumer proprietary credit and debit portfolios to the MasterCard network in 2015 - although Citi will continue to work with other networks, including on consumer co-brands and commercial cards. “Citi’s new global agreement with MasterCard harnesses the size and strength of Citi’s Card franchise, creating a path with MasterCard to influence the future of payments – from global acceptance to the creation of enhanced digital payment…
  • Headline News from PaymentsNews.com - March 4, 2015

    Payments News Editor
    4 Mar 2015 | 7:36 am
    On the Web: Credit Card Breach at Mandarian Oriental - Krebs on Security - “We can confirm that Mandarin Oriental has been alerted to a potential credit card breach and is currently conducting a thorough investigation to identify and resolve the issue,” the company said in an emailed statement. Bitcoin for the Unbanked - Foreign Affairs - "How about combining M-Pesa with a digital currency? It would offer all the advantages of M-Pesa, but would make the costs to users even cheaper for those who import money into that system from abroad, because those remittances from rel atives in…
  • Headline News from PaymentsNews.com - March 3, 2015

    Payments News Editor
    3 Mar 2015 | 6:58 am
    On the Web: New POS Security from Old System Topology - PaymentsViews.com (George Peabody) - "Returning all the payment logic to the POS terminal is another step forward, benefiting the ISV, its merchant customers, and the payment ecosystem itself." State of the Industry 2014: Mobile Financial Services for the Unbanked - GSMA - "Each year, MMU’s State of the Industry report contains key findings and insights on the growth of the industry, including for mobile money, mobile insurance, mobile credit and mobile savings." The Bancorp finds commercial lending exit, prepaid focus challenging…
  • PayPal to Acquire Paydiant

    Payments News Editor
    2 Mar 2015 | 8:38 am
    In a blog post this morning, PayPal CEO Designee Dan Schulman announced that PayPal is acquiring Paydiant. They're the folks that have helped companies like Subway, Harris Teeter, Capital One and many other build mobile payments, offers and loyality into ther own mobile applications. They also proved the mobile wallet platform for MCX whose members include many of the world's largest retailers including Walmart, Target, Sears, Wendy's, Exxon, CVS and many others. He notes that the deal is expect to close in late March or April.
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    The Bankwatch

  • The eternal Apple vs the rest debate

    Colin Henderson
    28 Feb 2015 | 2:15 pm
    I got into another discussion yesterday about what is bad about Apple products. Someone looked at my Mac and immediatley went into the usual tirade.  It is a familiar refrain but as someone who has used Windows, Linux and iOS/ OS X extensively I thought it time to get behind this discussion and explore why the apparent sides in this matter feel this way. Some of the main points were: Apple controls everything Apple is not open I do not wat to be controlled Apple is expensive Yesterdays particular discussion shifted to taking a couple of old laptops running now unsupported Win XP and…
  • Net neutrality as a concept is a disaster

    Colin Henderson
    26 Feb 2015 | 11:51 pm
    Net neutrality as a concept is a disaster. President Obama has introduced a new law that contains principles which are worrying. US watchdog heeds Obama on net neutrality Advocates of the open internet principle — known as “net neutrality” — want to ensure that broadband providers are banned from setting up fee-based internet fast lanes or “throttling” content from websites that use a lot of bandwidth or compete with their affiliates. Why you may ask do I feel this way. The concept of net neutrality is often reduced to internet as a utility such as electricity or water.
  • RBS announces Apple Touch ID to replace username and password

    Colin Henderson
    19 Feb 2015 | 10:25 pm
    Banks allow fingerprint access to accounts RBS said it has introduced the Touch ID service following feedback from customers who asked for the technology to be included in their mobile banking app on its Ideas Bank website. The technology replaces passwords and passcodes on a mobile phone application. From Thursday, individuals with an iPhone 5s, iPhone 6 and iPhone6 Plus will be able to use Apple’s Touch ID fingerprint sensor to check their finances, in what the bank claims is a first in Britain. Filed under: Uncategorized
  • MaRS launches FinTech cluster in Toronto

    Colin Henderson
    17 Feb 2015 | 6:35 pm
    Nice to catch up with fiends and colleagues at MaRS in Toronto. It was their opening for the Toronto Fintech cluster at MaRS, and a fantastic turnout.   (Note to MaRS:  tonight was a highly oversubscribed evening, great meeting and yet I cannot see anything obvious on your site.  The fintech link has tow items, both old stuff, and tonights event is not on the events page.   Anyhow, great evening, and here are some pics. Andrew Graham – Borrowell Others including Paypal, Braintree, and Moneris Filed under: Uncategorized
  • More on the Bank heist – Kaspersky report pulled

    Colin Henderson
    16 Feb 2015 | 11:15 am
    There is some more information apparently from the Kaspersky Report referenced yeasterday. The report was launched then pulled.  However it is still available at writing time here on this German site. It appears from reporting today from KrebsOnSecurity that these activities referenced in the report are part of an ongoing attack over several years.  There is no apparent newness here other than the Kaspersky Report, and they are not doing a very good job today of following up the hype they created yesterday.  The politics of security reporting aside, there are some…
 
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    Commercial Banking News - Commercial Banking News Headlines | Bizjournals.com

  • Getting SaaSy in Seattle: ​Niche software investment firm SaaS Capital opens office in Greenlake

    Jacob Demmitt
    5 Mar 2015 | 12:56 pm
    SaaS Capital announced today it has raised $58 million and planted roots in Seattle as it looks to add about 25 companies to its portfolio. The firm is looking to invest in businesses built on the software-as-a-service, or SaaS, model. Instead of selling software for one lump payment like companies have done for decades, SaaS companies offer subscription services — usually via the cloud. That brings all sorts of unique challenges. Those companies have to spend a lot of money developing their…
  • U.K. energy services company opens North America headquarters in Houston

    Olivia Pulsinelli
    5 Mar 2015 | 12:47 pm
    Permasense, which provides remote integrity monitoring solutions to the upstream and downstream energy industry, has opened its first U.S. office in Houston and named a president of its Americas division, the company said March 4. Permasense Americas Inc. is at 11490 Westheimer Road, Suite 850. This is the company's first office outside of the U.K. Tom Champlin, formerly of Nalco Champion, has joined as president of Permasense Americas, overseeing the small office. Got Energy? Sign up for our…
  • Lots of money, not enough CRE deals in Houston, bank exec says

    Roxanna Asgarian
    5 Mar 2015 | 12:42 pm
    Unlike in the multifamily sector, where the funding spigot has been turned firmly off, financing for commercial projects is still available, said Jay Rogers, the chairman of IBC Bank in Houston. Rogers oversees the financing of many commercial real estate projects for Laredo-based IBC, including providing financing for the acquisition of Cedar Port Industrial Park by Trans-Global Solutions, which is currently undergoing infrastructure improvements, and also for Generation Park, the 4,000-acre business…
  • Filing details part of software company Pivot3's big investor rally

    Christopher Calnan
    5 Mar 2015 | 12:34 pm
    A federal filing provides additional details about the funding round announced last month by Pivot3 Inc. The Austin-based developer of virtualization software and hardware reported raising $27.9 million of a planned $32.9 million equity financing. Pivot3 received the capital from eight investors, according to a Thursday filing with the U.S. Securities and Exchange Commission. About a week ago the company announced completing a $45 million round of financing to expand its sales and marketing program…
  • BATS grabs market share, lists new ETF

    James Dornbrook
    5 Mar 2015 | 12:31 pm
    BATS Global Markets saw its market share increase in both the U.S. and Europe in February, and recorded its second-best month ever for options market share in the United States. The Lenexa-based stock exchange traded 1.14 billion shares in the U.S. in February, giving it a 20.7 percent market share, up slightly from 20.4 percent a year ago. It's U.S. options market share was at 8.2 percent, up substantially from 3.6 percent a year ago. BATS Chi-X Europe also saw nice growth, reporting 23.7 percent…
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    Investment Banking News - Investment Banking News Headlines | Bizjournals.com

  • Getting SaaSy in Seattle: ​Niche software investment firm SaaS Capital opens office in Greenlake

    Jacob Demmitt
    5 Mar 2015 | 12:56 pm
    SaaS Capital announced today it has raised $58 million and planted roots in Seattle as it looks to add about 25 companies to its portfolio. The firm is looking to invest in businesses built on the software-as-a-service, or SaaS, model. Instead of selling software for one lump payment like companies have done for decades, SaaS companies offer subscription services — usually via the cloud. That brings all sorts of unique challenges. Those companies have to spend a lot of money developing their…
  • U.K. energy services company opens North America headquarters in Houston

    Olivia Pulsinelli
    5 Mar 2015 | 12:47 pm
    Permasense, which provides remote integrity monitoring solutions to the upstream and downstream energy industry, has opened its first U.S. office in Houston and named a president of its Americas division, the company said March 4. Permasense Americas Inc. is at 11490 Westheimer Road, Suite 850. This is the company's first office outside of the U.K. Tom Champlin, formerly of Nalco Champion, has joined as president of Permasense Americas, overseeing the small office. Got Energy? Sign up for our…
  • Lots of money, not enough CRE deals in Houston, bank exec says

    Roxanna Asgarian
    5 Mar 2015 | 12:42 pm
    Unlike in the multifamily sector, where the funding spigot has been turned firmly off, financing for commercial projects is still available, said Jay Rogers, the chairman of IBC Bank in Houston. Rogers oversees the financing of many commercial real estate projects for Laredo-based IBC, including providing financing for the acquisition of Cedar Port Industrial Park by Trans-Global Solutions, which is currently undergoing infrastructure improvements, and also for Generation Park, the 4,000-acre business…
  • Filing details part of software company Pivot3's big investor rally

    Christopher Calnan
    5 Mar 2015 | 12:34 pm
    A federal filing provides additional details about the funding round announced last month by Pivot3 Inc. The Austin-based developer of virtualization software and hardware reported raising $27.9 million of a planned $32.9 million equity financing. Pivot3 received the capital from eight investors, according to a Thursday filing with the U.S. Securities and Exchange Commission. About a week ago the company announced completing a $45 million round of financing to expand its sales and marketing program…
  • BATS grabs market share, lists new ETF

    James Dornbrook
    5 Mar 2015 | 12:31 pm
    BATS Global Markets saw its market share increase in both the U.S. and Europe in February, and recorded its second-best month ever for options market share in the United States. The Lenexa-based stock exchange traded 1.14 billion shares in the U.S. in February, giving it a 20.7 percent market share, up slightly from 20.4 percent a year ago. It's U.S. options market share was at 8.2 percent, up substantially from 3.6 percent a year ago. BATS Chi-X Europe also saw nice growth, reporting 23.7 percent…
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    Bank Lawyer's Blog

  • The Mistress of Spin

    Kevin Funnell
    3 Mar 2015 | 7:38 pm
    A reader recently emailed that she was surprised by how brazenly Elizabeth Warren speaks out of both sides of her mouth. The specific event that caused her incredulity was Warren's initial public support of regulatory relief for community banks and her subsequent assertion that community banks didn't need regulatory relief because they were doing just fine financially.  After telling her that speaking out of two sides of a mouth is a gift commonly demonstrated by those born with a forked tongue, I pointed out that Ms. Warren's been stretching the boundaries between lies and damned lies…
  • Changing of the Guard at DOJ

    Kevin Funnell
    1 Mar 2015 | 7:55 pm
    The recent confirmation of Loretta Lynch as the none-too-soon successor to the current Commissar Attorney General of the United States, engendered a lot of speculation about whether or not the exit of "Fast and Furious" Holder will also spell the end of Operation Choke Point. In a Senate hearing, Ms. Lynch was less than enlightening on this point. In response to questions by Senator Mark Lee, a Chock Point critic, she sounded positively tepid. Lynch told the senator that should she be confirmed, she would work with him to ensure that law-abiding Americans aren’t targeted by the…
  • Jamie Takes His Shots; Sheila Gets Constructive

    Kevin Funnell
    24 Feb 2015 | 7:35 pm
    I guess Jamie Dimon just got tired of taking shots from people he considers to be, intellectually speaking, a few fries short of a Happy Meal. While sometimes criticized for being an apple polisher for the left, he recently made it clear to an audience in Columbus, Ohio, that he's an equal opportunity "disparager" of politicians from both sides of the aisle. He earned applause for comments on the importance of improving urban public schools, and the political ineptitude in Washington, D.C., hammering policy-makers on several occasions for "reams of bad policy."…
  • Choke Point: Not Dead Yet

    Kevin Funnell
    22 Feb 2015 | 7:49 pm
    I'm not the only one who's skeptical about the effect of the FDIC's recent letter that appears to end that agency's participation in Operation Choke Point. Former FDIC Chairman Bill Isaac claims (paid subscription required) that if that program is dying, it's not going to be a quick death. His example is an "early warning" that some folks may not be getting the message the FDIC claims it intended to send. Bloomberg reports that Early Warning, a fraud prevention company owned jointly by several large banks, is cutting off some lenders’ access to valuable…
  • Eric The Zombie Killer

    Kevin Funnell
    18 Feb 2015 | 7:55 pm
    Like the Windy City, the Empire State wants to make sure that when voters complain about run down neighborhoods, abandoned buildings, and general urban malaise, they know who to blame. No, not Teflon-coated pols. Instead, everybody's favorite whipping boys: mortgage lenders. The State of New York doubling down in its efforts to fight back against the rising tide of zombie properties, which are homes that are vacant or abandoned during the foreclosure process. New York Attorney General Eric Schneiderman announced on Monday that he plans to resubmit an expanded version of a bill he first…
 
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  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
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  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
 
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  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
  • add this feed to my.Alltop

  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
  • add this feed to my.Alltop

  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
 
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  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
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  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
  • add this feed to my.Alltop

  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
 
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  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
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  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
  • add this feed to my.Alltop

  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
 
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  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
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  • Scare at Denver airport prompts emergency exit

    5 Mar 2015 | 1:34 pm
    Scare at Denver airport prompts emergency exitTwitter/@CalNinMonkFrightened passengers on Flight 445 saw something peculiar after landing in Denver on Wednesday.Emergency slides deployed in frigid tempsIn other news#LeanInTogether for a causeFrequent flier programs changing
  • NSA shooting suspect makes disturbing claim

    5 Mar 2015 | 1:34 pm
    NSA shooting suspect makes disturbing claimAPPolice shared new revelations on Thursday from alleged gunman Hong Young, the suspect in a string of events that shook the DC-area. His history in law enforcementMore to readVending machines selling ammoSecurity weaknesses at FAA?
  • Secret to easier weeknight meals

    5 Mar 2015 | 1:34 pm
    Secret to easier weeknight mealsGettyBusy schedules often make preparing a balanced meal nearly impossible -- but now there's a solution.Exclusive on smart dinner optionMore videos to shopRemove wrinkles five times fasterCeleb-approved ring for a steal
  • Plane skids off snowy runway at NYC airport

    5 Mar 2015 | 1:34 pm
    Plane skids off snowy runway at NYC airport TwitterA Delta flight from Atlanta crashed through a chain-link fence and apparently lost its right wing at LaGuardia Airport on Thursday. Passenger 'terrified' at the sceneMore to seePlane aborts takeoff in St. LouisMysterious parking tickets
  • Bomber locked eyes with victim before attack

    5 Mar 2015 | 1:34 pm
    Bomber locked eyes with victim before attackAPBoston bombing survivor Jeff Bauman gave gripping testimony at Tsarnaev's trial Thursday, recalling details of a chilling moment he had.Other victims' accounts of the dayMore newsImpact of Google's Project NovaRoberts quiet on Obamacare
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    Capital Solutions Bancorp » Blog

  • How to Balance Your Cash Flow and Make Payments

    Meryl Evans
    18 Feb 2015 | 7:16 am
    Business-to-business companies typically give clients 30 days to pay for their products or services. These B2B companies also need to pay their vendors within the same timeframe. And it’s standard business practice to wait until the end of the 30 days before making a payment. It’s like having an interest-free loan for 30 days as you keep cash longer in your bank account. However, late payments can cause the company’s cash flow to snowball out of control jeopardizing other areas of the business and its relationships with vendors. (There’s a difference between being nice by paying…
  • 4 Things You Must Do to Buy a Company

    Meryl Evans
    13 Feb 2015 | 11:01 am
    Image courtesy of mapichai at FreeDigitalPhotos.net Buying a  competitor or another company gives you the opportunity to merge the two company’s strengths and reducing or eliminating weaknesses. Another option is to buy a business that has products or services that complement yours can boon business in a big way. However, the challenge lies in combining the companies’ employees, resources and cultures to turn them into a single company that operates seamlessly. No matter the scenario, owners and executives still need to think about other things before buying the company. Here are…
  • Do I Need Working Capital for My Business?

    Meryl Evans
    9 Feb 2015 | 7:12 am
    Businesses often think they need to borrow money when they shouldn’t. Still, there are times when it’s a good move to get working capital financing, especially when it contributes to growing the business. A bank approving an application for a loan isn’t a sign that a business needs it. All it indicates is that the bank believes the business can pay back the line of credit or loan. That’s their main goal regardless of how it affects your business. How to decide if your small business needs a loan So how do you know if you need funding? In CEO Blog: Signs Your Business…
  • Avoid Tax Time Stress with These Tips

    Meryl Evans
    2 Feb 2015 | 11:53 am
    Photo credit: djshaw Many small business owners fear the thought of an audit. However, you don’t have to quake in your boots as much if you keep thorough and organized bookkeeping records. The number one rule for bookkeeping and how to avoid an audit: Have a record of everything that flows in and out of your business. You’ll be prepared to answer any auditing questions and provide the required paperwork when billed for additional tax. Although U.S. law doesn’t require any kind of recordkeeping system, good recordkeeping ensures your company has accurate financial statements,…
  • How to Avoid an Audit (and Why You’re Less Likely to Get One This Year Anyway)

    Rob Oskins
    19 Jan 2015 | 10:33 am
    Budget cuts have led to some big changes for the IRS in the 2014 tax season, including fewer audits due to lack of employees. But that doesn’t give you carte blanche to claim anything and everything on your taxes. Here are some filing faux pas you should avoid to keep the tax man from knocking on your door. Come on … you’re not THAT charitable The IRS has calculated the average yearly charitable donation for each income range. So if yours far exceeds that, you’re likely to get some extra unwanted attention from the IRS. You’ll need receipts for all your donations if they total more…
 
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    MyBankTracker

  • Can Anyone Get a Business Credit Card?

    Rebecca Lake
    5 Mar 2015 | 5:55 am
    If you own a business, using a rewards card to cover your expenses could save you a nice chunk of change since these types of cards offer rewards in categories that pertain to the business, like office supplies. However, if you don’t own a business, can you get a business credit card? MyBankTracker explains what the process entails if you want to get a business card, but don’t exactly own a business. The Chase Ink Plus card charges no foreign transaction fees if you travel outside the U.S. Image via Shutterstock Business credit cards offer nice perks in the form of big sign-on…
  • Amex Raises APRs on 1 Million Credit Cards: What You Can Do

    Simon Zhen
    4 Mar 2015 | 12:02 pm
    More than one million American Express credit card customers are going to see their APRs experience an increase in mid-April, according to a letter sent to affected customers (the timing may be different for you). See why the interest rate hikes are coming, what you can do about it and why it won’t matter for some cardholders. More than 1 million American Express cards are getting rate increases. After losing a major partnership with Costco, American Express is hitting credit card customers with some more bad news. More than one million of American Express credit card customers will…
  • Reasons Why You’re Still Not Using Credit Card Rewards

    Rebecca Lake
    4 Mar 2015 | 1:00 am
    Having a rewards credit card in your wallet is pointless if you’re not making the most of it. MyBankTracker examines some of the most common reasons why people don’t put their reward points to work. Did you know the American Express Blue Cash Preferred Card pays 6% cash back at grocery stores? Flickr | https://www.flickr.com/photos/jsmjr/2499750996/in/photolist-81Qh8f-gJdHL-nnUyRz-71M5wp-4NTST7-7rUHLK-nskWeE-4kfKsW-9EkFj1-nskWpQ-7u6bHH-71R4ns-aNo4ig-gvtGQ5-6cAt2h-8XKMCD-aNo4a4-ahgH73-99KJpE-nUGg8D Rewards credit cards are designed to save you money on things like flights, hotel…
  • Bank Teller Fees: How Much It Costs to Talk to a Live Person

    Rebecca Lake
    3 Mar 2015 | 1:00 am
    Waiting in line at the teller window can certainly be a drain on your time and at some banks, it can also suck some extra cash out of your wallet. MyBankTracker examines why banks are charging the fees and how much money they’re costing customers. Bank fees are nothing new, but some are more worrisome than others. One of the more frustrating ones is a teller fee that some financial institutions are now charging. Bank of America’s Teller Assist ATMs can make exact change and allow you to split deposits across multiple accounts. Image via Shutterstock The introduction of teller fees…
  • How You’re Affected By the Breakup of Costco and Amex

    Simon Zhen
    2 Mar 2015 | 12:06 pm
    Costco has discontinued its long-time partnership with American Express, and has teamed up with Citi and Visa. This change has many implications to the customers of the major wholesale warehouse club. Find out how you’re affected and what you can do when changes start to happen. Costco and American Express are calling is quits after 16 long years. For 16 years, Costco only accepted American Express cards because of an exclusive partnership which meant the retailer didn’t accept any other credit cards (i.e., Discover, MasterCard and Visa cards). So, American Express card users —…
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    Payments Views from Glenbrook Partners

  • New POS Security from Old System Topology

    George Peabody
    3 Mar 2015 | 1:00 am
    Anyone around technology for a couple of decades recognizes how old ideas tend to return. To those folks, using a browser to do data entry into an enterprise database looks a lot like a mini or mainframe system’s terminal application. Back for another incarnation in payments is an old fashioned topology familiar to anyone who used or deployed stand-beside dial-up terminals. In that mode, the POS terminal is not connected to the merchant’s system in any way. It sits next to the cash register and the sole integration point between the two is the staple the clerk uses to connect the cash…
  • A Different Type of Start Up: Payments in Afghanistan

    Elizabeth McQuerry
    26 Feb 2015 | 7:19 am
    Imagine a country where less than 10% of the adult population has a bank account and only about half of those account holders have a debit card. Credit cards are virtually non-existent. There are only a couple dozen banks in the whole country. Cash truly is king. Now imagine decades-long political and sectarian conflict that continues to wreak havoc throughout a vast geographic territory. This is Afghanistan. By any stretch, I’m not an Afghanistan payments guru but I am always fascinated by societal transformation and that’s exactly what’s underway. Let me share my conversation at Sibos…
  • PoF 14 – A Ground Level View on Tablet POS

    George Peabody
    19 Feb 2015 | 2:17 pm
    Tablet-based ePOS cash registers are growing in popularity and capability. A boon to smaller retailers who have been laggards in store automation. But without technical support staff on hand, solving issues when they arrive, never mind securing systems, is an expensive proposition. Join Glenbrook’s George Peabody and payments industry veteran Chip Kahn, founder of Boomtown, a marketplace for merchant tech support pros, for a discussion on tablet POS trends, what SMB retailers needs, and the payments programmability.
  • PoF 13 – Lexis Nexis Risk Solutions on Mobile Fraud

    George Peabody
    9 Feb 2015 | 6:19 am
    Aaron Press of Lexis Nexis Risk Solutions joins Glenbrook’s George Peabody for a discussion on mobile fraud trends based on the firm’s True Cost of Fraud mCommerce report. While the mobile channel presents fraud and risk professionals with a wide variety of tools to mitigate losses, the report concludes that the mobile channel represents a disproportionately large loss vector. In this Payments on Fire podcast, we talk about why and what needs to happen to fix the problem.
  • PoF 12 – Risk Management, Remittances, and Innovation – A Conversation with CBW Bank’s Suresh Ramamurthi

    George Peabody
    22 Jan 2015 | 4:09 pm
    Glenbrook’s Elizabeth McQuerry and George Peabody talk with CBW Bank’s Suresh Ramamurthi on payment innovation, risk management, and international remittances. Suresh is also founder of Yantra Financial Technologies. He and his wife Suchitra Padmanabhan were featured in this NY Times Dealbook article last month. Also quoted in the Dealbook post, Elizabeth found both Yantra’s technology and their use of the CBW Bank business as an innovation platform exciting.
 
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    SBOBET Indonesia Judi Bola/Casino Teraman

  • Pantaskah Balotelli sebagai pengganti Suarez

    admindw2131234
    4 Mar 2015 | 1:17 am
    Mario Balotelli sang super mario yang akhirnya pindah ke klub berjuluk The Reds tersebut ternyata belum dapat menampilkan performa terbaik sampai saat ini. Balotelli sendiri adalah orang penyerang yang bertugas untuk menggantikan Luis suarez yang pergi ke Barcelona. Dengan hilangnya kunci penyerangan Liverpool sang pelatih Liverpool  Brenndan Rodgers membeli Balotelli dari AC Milan berharap dapat mengembalikan nafsu mencetak  gol Liverpool. Namun setelah beberapa pertandingan ini pemain yang mempunyai julukan super Mario belum dapat menjawab para fans Liverpool maupun pelatih. Setelah…
  • POSISI DAN FUNGSI PEMAIN SEPAK BOLA

    admindw2131234
    4 Mar 2015 | 1:15 am
    Dalam pertandingan sepak bola dibutuhkan kerja sama tim yang solid. Setiap tim terdiri dari 11 pemain dengan posisi dan fungsinya masing-masing. Posisi dalam sepak bola dibedakan menjadi 4 macam yaitu kiper, bek, gelandang, dan striker atau penyerang. Setiap posisi tidak bisa bergerak sendiri tanpa dibantu oleh pemain di posisi yang lain. Karena itu, komunikasi menjadi faktor penting yang bisa mendukung permainan. Fungsi-fungsi tiap posisi dalam sepak bola adalah sebagai berikut. 1.   Kiper Kiper adalah seseorang yang tugasnya menjaga gawang agar tim lawan tidak bisa mencetak gol. Kiper…
  • 3 STRATEGI LEGENDARIS DALAM SEPAK BOLA

    admindw2131234
    4 Mar 2015 | 1:07 am
    Sepak bola adalah salah satu cabang olahraga yang menggunakan bola dan dimainkan oleh 2 tim di mana setiap tim-nya memiliki 11 pemain. Posisi pemain dalam sepak bola bermacam-macam meliputi bek, gelandang, striker, dan kiper. Bek bertugas untuk menjaga pertahanan, sedangkan striker tugasnya untuk menyerang. Kiper adalah seseorang yang menjaga gawang agar lawan tidak bisa mencetak gol. Gelandang dibedakan menjadi beberapa jenis yaitu gelandang kanan, kiri, dan tengah. Gelandang kanan dan kiri atau disebut gelandang pinggir mempunyai tugas yang berat karena harus mendukung penyerang dan pemain…
  • Andre-Pierre Gignac Tersesat di Tim Liverpool dan Arsenal

    admindw2131234
    4 Mar 2015 | 1:01 am
    Andre-Pierre Gignac dikabarkan akan berpeluang untuk pindah ke tim Liga Inggris. Sudah ada dua kandidat kuat yang akan menampung pemain yang satu ini. Mereka adalah Arsenal dan juga Liverpoo.Dua tim besar di liga Inggris tersebut rencananya akan menggunakan jasa dari pemain yang satu ini. Hal ini jelas dikarenakan Andre-Pierre Gignac mampu untuk tampil dengan performa yang sangat luar biasa. Apabila dia mau untuk menandatangani kontrak untuk pindah ke dua tim tersebut maka sudah pasti banyak hal menguntungkan yang akan bisa dia dapatkan. Untuk saat ini, Andre-Pierre Gignac masih belum…
  • Tanpa John Lescott, West Bromwich akan Pincang!

    admindw2131234
    4 Mar 2015 | 12:56 am
    John Lescott mengatakan bahwa dia sangat senang bermain dengan klub West Bromwich. Sejauh ini tim tersebut telah mampu untuk memberikannya sebuah prestasi yang luar biasa. Dia bahkan melihat bahwa tim yang satu ini mampu untuk tampil dengan sangat spektakuler. John Lescott adalah pemain yang cukup istimewa dan mendapatkan perhatian lebih dari klub yang satu ini. Hal ini jelas dikarenakan pemain tesebut mampu untuk memberikan yang terbaik bagi timnya. “Saya ingin tampil di tim ini sebagai pemenang. Itulah tujuan yang harus saya lakukan saat ini. Jika saya bisa menang di klub yang satu ini…
 
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    Bank India — Indian Banks News & Tutorials

  • Bank of Baroda Recruitment 2015 – 1200 PO Vacancies

    Suraj Tandon
    4 Mar 2015 | 4:55 am
    Bank of Baroda (BoB) is the second largest bank in India whose headquarter is located at Vadodara, Gujarat. Good news for qualified young candidates who want to make career in banking sector, bank of Baroda issued an exam notification for the recruitment of 1200 Probationary officers. On the basis of the examination, Selected candidates will have to undergo for One year Post Graduate Diploma in Banking and Finance course in Baroda Manipal School of Banking at any part of the country after decision of BOB. After completion of course, candidates will be appointed as a Probationary Officer at…
  • Few Reasons Why a Personal Loan Application May Be Denied

    Rajeesh Nair
    25 Feb 2015 | 12:28 am
    Personal loans is quite popular today for many different reasons. Personal loans are the best remedy to overcome any unforeseen costs at an interest rate lower than that of a Credit Card. For homeowners, these loans can come handy to build the property value while it may also be worthy to enjoy a long vacation with your loved one or shower your loved one with a high priced gift. In emergency situations or some urgent fund requirements, personal loans are always considered as the better alternative compared to credit cards. But getting a personal loan is not as easy as you think. Although it…
  • 5 Popular Reasons Why Someone Would Opt For Personal Loans

    Rajeesh Nair
    19 Feb 2015 | 11:35 pm
    No matter how much you earn, there are some needs that you can’t afford with your current income. At least, not in lump sum. Many banks and lending firms have recognized this problem of an individual and have introduced personal loans as their way out. Yes, personal loans are curated in such a way that you can avail a specific amount of money from the bank or other lending firms for different purposes which are not specified by the lenders at a condition that you will repay all the money in addition to the predefined interest rates as EMIs to the lenders. Basically these kind of loans are…
  • How To Get Your CIBIL Credit Score Online?

    Rajeesh Nair
    16 Feb 2015 | 1:46 am
    Today with the help of Internet, everything is getting simplified and the same can be said for CIBIL credit score. Now, you can get your CIBIL credit score online through a paperless process. Yes, you can simply logon to the official website of Credit Information Bureau of India Limited (CIBIL) and get your credit score online. CIBIL Credit Information Report is considered as your financial report card that comprises of all your credit history. It is a report that can fetch the details about your past loans as well as credit card bill payment records. A CIBIL Credit score is determined on the…
  • Introduction to CIBIL Score and Importance of Credit Information Report (CIR)

    Rajeesh Nair
    11 Feb 2015 | 10:59 pm
    Banks in India have always been strict when it comes to sanctioning a loan. In the past few decades, with a lot of new lending firms entering the market, most of the individuals opted to go for these new firms rather than depending on the banks for loans irrespective of high interest rates. With time, banks realized that they were losing a great part of their customers so they decided to make some regulations and introduced Credit Score as a vital tool to determine whether the individual is eligible for the loan he/she is asking for. The concept of credit score is very simple. Your…
 
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    spark

  • Traditional Office to Home Office: Jammie Time?

    Denise Bahs
    12 Feb 2015 | 7:42 am
    Me and my family wearing our new Christmas Jammies! When thinking about working from home, the first thing that comes to mind is…jammies!! I get to wear my jammies to work – woo hoo! Not so fast. This spring will mark three years that I transitioned from a traditional office setting to a home office environment. I was really excited to make the change, however, it came with some surprises along the way. I knew I would be tempted to do laundry and pick up around the house, so I was prepared to deal with that. There were a few things, however, that surprised me. Here are my Work…
  • Get More Out of Twitter for Business

    Denise Bahs
    29 Jan 2015 | 6:39 am
    At a newbie’s first glance, Twitter seems like a big waste of time and only for kids following Tay Tay (Taylor Swift) or the Biebs (Justin Bieber). Believe it or not there is huge opportunity for business people (particularly in a marketing or sales role). My kids laugh when they see I have nearly 1800 followers because I don’t really use it for anything personal – just business. Even if I wanted to use it for personal, my Generation Xer friends are not there for personal use either. I can just image what those hashtags would look like: #whatsfordinnermom #grocerystoresrock…
  • 5 Tips to Avoid Social Media Overwhelm

    Denise Bahs
    16 Jan 2015 | 11:38 am
    You’ve just been informed that on top of your regular job, you need to participate in social media. Gulp. It seems daunting – every time you look at LinkedIn, it seems like people are trying to sell you something or find a job. Not to mention Twitter – isn’t that only for 14 year olds? These feelings are completely normal. As an outsider looking in, it seems like a complete waste of time. Here’s a few tips on how to avoid overwhelm and get to the good stuff (it is there). Figure out your goals. Do you want to use social media to find sales leads, do research, monitor competitors,…
  • The Secret Sauce to Making Change Happen

    Denise Bahs
    6 Jan 2015 | 6:01 am
    The start of a new year is the perfect time to make some positive changes. But it’s not as easy as it sounds, is it? We want to lose weight, get a new job, or work less. Why don’t we just do it? Because doing something different takes more than just the desire for it to happen. There is a missing link between the desire for the change and making it happen. NFL Quarterback, Alex Smith gave an inspiring speech on change. He explains that if you don’t like where you are or what you are doing, then you need to do something different. Blogger Denise Scarbro lays out the four…
  • What happened in 2014? Here’s my Top List Snapshot

    Denise Bahs
    18 Dec 2014 | 7:04 am
    Ice Bucket Challenge As 2014 comes to a close, it’s fun to take a look back at how we are growing, changing, evolving (hopefully!) as a society and culture. Year-end lists give us a snapshot of those changes. Here are my favorite Top Lists for 2014! Enjoy! For the full lists, click on the links. Top Search Terms on Google: Robin Williams, World Cup, Ebola Top Trending YouTube Videos of 2014: Mutant Spider Dog Top Downloaded Apps (with the exception of games) Apple: Elevate, Hyperlapse, Yahoo News Digest Droid: Duolingo (Education), MyFitnessPal (Health & Fitness), Pandora…
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    Bankrate.com » Banking

  • Americans happier with their banks?

    Claes Bell
    2 Mar 2015 | 8:15 am
    Of any checking account feature, customers rated debit cards as the most essential. A whopping 60 percent said they couldn't image living without a debit card.
  • Military service fuels money smarts

    David McMillin
    26 Feb 2015 | 8:18 am
    A new survey shows that young military members are positioning themselves for long-term personal finance success.
  • America’s 12 most dangerous banks

    Claes Bell
    18 Feb 2015 | 2:16 pm
    A new report released by the Treasury's Office of Financial Research scores banks on the scale of risk they pose to the financial system, and Chase came in at No. 1 overall by a wide margin.
  • What money means for love

    David McMillin
    13 Feb 2015 | 11:00 am
    As Valentine's Day approaches, a new study looks at how saving and spending philosophies impact relationships.
  • ‘Chip-penning’ of cards is upon us

    Claes Bell
    11 Feb 2015 | 11:52 am
    An EMV card with a smart chip loaded with encryption technology is difficult for anyone to clone at any price, let alone your run-of-the-mill petty criminal.
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    Banking Sense

  • 4 Best Budgeting Software and Apps for 2015

    Natalie Cooper
    5 Mar 2015 | 1:00 pm
    The financial crisis is long over, unemployment is down, and Americans finally have more disposable income — so there is no more excuse for not being able to properly manage your budget. While many of the old budgeting tactics have long died out, new mobile apps and software programs are constantly emerging. Most consumers have difficulty with deciding which mobile app or combination of apps is best for them. If you need a better way to figure out where your money goes every month, consider the following four best budgeting software programs and apps for 2015: HomeBudget HomeBudget is a…
  • Can I Get a Credit Card with Bad Credit?

    Natalie Cooper
    5 Mar 2015 | 10:00 am
    Is it possible to get a credit card if you have bad credit? The answer to that question is yes. There are a variety of credit card options for those who have less than stellar credit or may have no credit at all. While some people will have to use secured credit cards, it is possible to obtain an unsecured credit card even if your credit isn’t what you want it to be. Shop Around to Find the Best Deal As with any other loan that you are going to receive, you need to shop around for the best terms. This is because one credit card company may not view you the same as another. One credit…
  • Need a Second Job? How to Make Money on the Internet

    Natalie Cooper
    5 Mar 2015 | 6:00 am
    Times are tight, and the days of living comfortably on one stream of income are long gone for many people. Countless amounts of people are turning to the internet for work, and surprisingly, there is quite a bit there if you know where to look. With a decent computer, an internet connection, and some free time, you can write articles, perform small jobs, or provide customer service from the comfort of your own home. These are five ways to get started with working a second job online. 1. Start performing “microgigs.” Microgigs are small jobs that anyone can perform in just a few…
  • The Cheapest Cities to Live in for 2015

    Natalie Cooper
    4 Mar 2015 | 3:30 pm
    2015 is all about budget living, and one of the biggest factors in whether you can live within your means is the cost of living in the place you call home! With that in mind, here are the most cost effective cities to live in this year without losing any of your lifestyle points: 1 – Cedar Rapids, IA This is a post-college town with plenty of hipster flair. Libraries, museums and cultural hotspots rule the scene. Living is affordable as the city looks to keep its 20something crowd around long enough to start businesses there. 2 – Topeka, KS You may think that the middle US has…
  • Borrowing from Your 401k: Is it More Harmful or Helpful?

    Natalie Cooper
    4 Mar 2015 | 1:00 pm
    When you are short on cash, there are several different loan options available to you. One option that you may be considering is taking a withdrawal or loan from your 401k. While you can get to your money quickly, it could trigger a taxable event as well as deplete your nest egg both now and in the future. How Old Are You? If you are under the age of 59 1/2, you may be subject to an additional 10 percent penalty on any money that is withdrawn from a 401k. This penalty is paid when you file your taxes for the year in which the distribution is made. The good news is that there may be situations…
 
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