Banking

  • Most Topular Stories

  • Role of the Branch in the Digital Age

    BAI Banking Strategies
    16 Apr 2015 | 11:00 am
    While digital banking attracts the most affluent and financially confident customers, there will always be a role for the physical branch.
  • Headline News from PaymentsNews.com - April 16, 2015

    Payments News - from Glenbrook Partners
    Payments News Editor
    16 Apr 2015 | 6:11 am
    On the Web: A Stanford professor claims to have invented a Bitcoin-like system that can handle payments faster and with more security - MIT Technology Review - "Stanford professor David Mazières thinks he has a faster, more flexible, and more secure alternative. If Mazières is correct, his technology could make digital payments and other transactions cheaper, safer, and easier—particularly across borders. He released the design for his system in a white paper last Wednesday." Bitcoin and the Cypherpunks - Reason.com - "Decentralized peer-to-peer marketplaces became…
  • The Netbanker Blog Moves to Finovate.com

    NetBanker
    Jim Bruene
    13 Apr 2015 | 12:59 pm
    I started the Netbanker blog 11 years ago with three sentences about the new "local option" for Google Adwords. Initially, it was a password-protected service exclusively for our Online Banking Report subscribers. But in 2006, we followed global trends by opening it to anyone free of charge. And 2,500 posts later, it's still that way.  This week, we begin a new era as we merge the Netbanker blog with our Finovate blog to form a single place where you can read the musings of myself and our two full-time writers, Julie Schicktanz and David Penn. I will continue to focus on the user…
  • Welcome to New Marketing Muscle

    Gonzobanker.com
    Sam Kilmer
    14 Apr 2015 | 9:25 am
    What’s Your Offer? Chase (as in, the megabank) came up in conversation at my recent family reunion. Two different family members (from different parts of the country) mentioned establishing new Chase relationships. Now, I know what you GonzoBankers must be thinking: Wow, consultants have the most interesting, heartwarming family dinner chat. Just to be clear, I didn’t bring it up. But I was listening. Not even a week later, I received a Chase offer for $450 to open a checking-with-savings ($300 for checking alone). Looking around online, the closest competing offers I found were $300 from…
  • Justice Department’s Criminal Chief Pledges More Clarity

    NYT > Banking Industry
    17 Apr 2015 | 9:00 pm
    Leslie Caldwell, the head of the criminal division, says future plea deals and deferred-prosecution agreements will detail why a company received a certain penalty.
  • add this feed to my.Alltop

    Gonzobanker.com

  • Welcome to New Marketing Muscle

    Sam Kilmer
    14 Apr 2015 | 9:25 am
    What’s Your Offer? Chase (as in, the megabank) came up in conversation at my recent family reunion. Two different family members (from different parts of the country) mentioned establishing new Chase relationships. Now, I know what you GonzoBankers must be thinking: Wow, consultants have the most interesting, heartwarming family dinner chat. Just to be clear, I didn’t bring it up. But I was listening. Not even a week later, I received a Chase offer for $450 to open a checking-with-savings ($300 for checking alone). Looking around online, the closest competing offers I found were $300 from…
  • Are You ‘Deal Ready’?

    Joel Pruis
    2 Apr 2015 | 6:32 pm
    As a long time reader and first time contributor, I am excited to be a part of the Cornerstone Team and a GonzoBanker! My passionate goal as part of the Gonzo team is to shake up one of the remaining segments in lending that has yet to go through a significant transformation: Commercial Lending. It is quite ironic that the business line that typically drives a disproportionate share of profits in mid-size and community banks has some of the most arcane and fragmented processes. As banks look to a new period of growth, it will be important to take a grenade to most existing commercial lending…
  • VendorDirt: The Big 4 in 2015

    Scott Hodgins
    25 Feb 2015 | 2:08 pm
    In January a lifelong friend of mine married a super cool woman he met on a blind date. No Tinder, FarmersOnly, eHarmony, or ChristianMingle – just a good, old-fashioned love match arranged by a mutual friend. Ah… love. Makes you think of your core vendor, no? Core vendors are kinda like a blind date. You envision a gorgeous, funny and smart mystery person, but really you just hope your date’s visible scabies scarring is minimal and that you don’t end up hog-tied in the back of a creepy panel van. We all have high hopes for our blind dates, but we have to be realistic, too. So…
  • My Maiden Voyage to the ‘Acquire or Be Acquired’ Conference

    Scott Sommer
    18 Feb 2015 | 3:37 pm
    I think ever since GonzoBanker’s mother ship, Cornerstone Advisors, was founded over 13 years ago, Bank Director  has hosted its “Acquire or Be Acquired” conference (or, as all the regulars call it, “AOBA”) in our back yard here in sunny Scottsdale or Phoenix, Ariz. Well, my partner Steve Williams and I finally broke down and attended. Here is a recap of the flurry of activity at this year’s event. The Venue: The Phoenician, Scottsdale, Arizona. With the miserable winter most of the country has been experiencing, what could be better than a conference in Scottsdale in January.
  • Profitability Systems Take Center Stage

    Terence Roche
    11 Feb 2015 | 5:00 pm
    “The profit was five, split evenly between the two of us, which meant that my fair share was three (2.5 rounded off).” -Jarod Kintz, A Zebra is the Piano of the Animal Kingdom Gonzo denizens, all of us like nothing better than a little test to start the day. As always, we are here to help. Here’s today’s question: Which of the following is the correct definition of a profitability system at a bank? A program that resides somewhere in the financial group from which we have to look at reports every six months or so that allows the CFO to make any line of business or office profitable or…
 
  • add this feed to my.Alltop

    NetBanker

  • The Netbanker Blog Moves to Finovate.com

    Jim Bruene
    13 Apr 2015 | 12:59 pm
    I started the Netbanker blog 11 years ago with three sentences about the new "local option" for Google Adwords. Initially, it was a password-protected service exclusively for our Online Banking Report subscribers. But in 2006, we followed global trends by opening it to anyone free of charge. And 2,500 posts later, it's still that way.  This week, we begin a new era as we merge the Netbanker blog with our Finovate blog to form a single place where you can read the musings of myself and our two full-time writers, Julie Schicktanz and David Penn. I will continue to focus on the user…
  • Future Friday: Drastically Downsizing the Bank "Branch"

    Jim Bruene
    3 Apr 2015 | 12:28 pm
    The number of traditional bank branches (1,000+ square feet, fully staffed) is on the decline. In some European countries, more than half have already disappeared. U.S. bank branches are down only 5% from the peak (see inset, note 1), but the trend will gain momentum as leases expire and revenues are squeezed.While I appreciate the helpful people and wide-open spaces, most (note 2) bank branches are just too costly to support the declining "non digital" customer base. That has led to eerily empty branches (not exactly a great branding statement) which no longer generate enough…
  • Last Chance for FinovateSpring Early-Bird Tickets... Save $100

    Julie Schicktanz
    1 Apr 2015 | 12:42 pm
    Interested in taking part of the action at FinovateSpring this year? Now's the time to pick up your ticket! Friday, April 3 is your last chance to get a discounted ticket to this year's event, which takes place May 12 & 13 at San Jose’s City National Civic. FinovateSpring launched in 2008 and last year hosted more than 1,200 attendees. See what you missed.With your ticket to see the future of fintech, you'll watch 72 live demos of never-before seen technology, plus meet the innovators themselves, along with other influencers in the space. You'll join…
  • Mobile Account Opening Hiccups (updated)

    Jim Bruene
    31 Mar 2015 | 10:31 pm
    Update (1 April 2015): I received two calls from BankMobile this afternoon, including one from its president, Warren Taylor. Apparently, my authentication failure was not due to my faulty memory or credit bureau errors. It looks as though I fat-fingered a typo in my social security number (lesson #4, use double-entry of soc numbers, especially on mobile) leading to some bizarro out-of-wallet questions. Anyway, my apologies to BankMobile for the kerfuffle. As to the issue of communicating to rejected applicants, the bank says it is working on new follow-up communications to rejected…
  • Mobile: Why Smartphone Banking Usage Rates Have Stalled

    Jim Bruene
    30 Mar 2015 | 8:35 pm
    The Fed's latest mobile banking/payments usage numbers (full text) were bouncing around the fintech blogosphere last week. Most observers noted the 6 percentage-point rise in mobile banking across all devices (from 33% to 39%, includes respondents with any mobile phone & bank account) and the 5-point increase in mobile payments (from 17% to 22%). (Note: The online survey was fielded in December of each year. It counts as a user anyone who used a particular channel during the 12 months prior.)Those trends were all upbeat. The only sour note was the flatline of mobile banking…
 
  • add this feed to my.Alltop

    Payments News - from Glenbrook Partners

  • Headline News from PaymentsNews.com - April 17, 2015

    Payments News Editor
    17 Apr 2015 | 5:43 am
    On the Web: Square’s Jack Dorsey Puts It All Together - BuzzFeed News - "Once a media darling, he hasn’t spoken on the record to the tech press since a New York Times interview in December of last year. It’s not that he’s been hiding, exactly, but he has lowered his profile considerably." PayPal, OFAC, and why regulators play rough - WePay Blog - "When OFAC comes down, they come down hard. In PayPal’s case, that multi-million dollar fine came as the result of less than $50K in transactions over a period of years." Accidental Apple Pay triggers: When iPhone…
  • Headline News from PaymentsNews.com - April 16, 2015

    Payments News Editor
    16 Apr 2015 | 6:11 am
    On the Web: A Stanford professor claims to have invented a Bitcoin-like system that can handle payments faster and with more security - MIT Technology Review - "Stanford professor David Mazières thinks he has a faster, more flexible, and more secure alternative. If Mazières is correct, his technology could make digital payments and other transactions cheaper, safer, and easier—particularly across borders. He released the design for his system in a white paper last Wednesday." Bitcoin and the Cypherpunks - Reason.com - "Decentralized peer-to-peer marketplaces became…
  • Headline News from PaymentsNews.com - April 15, 2015

    Payments News Editor
    15 Apr 2015 | 6:29 am
    On the Web: Target Nears Settlement With MasterCard Over Data Breach - Wall St. Journal - "The $20 million covers costs that banks incurred to reissue credit cards and debit cards as a result of the breach, as well as some of the fraud that resulted from the exposure of customer information..." AmEx, Jawbone Team Up to Allow Payments Via Fitness Bands - Wall St. Journal - "Like Apple’s payment system for its mobile phone and smartwatch, the Jawbone feature will only work at brick-and-mortar merchants whose check-out terminals are equipped with a technology called near-field…
  • Headline News from PaymentsNews.com - April 14, 2015

    Payments News Editor
    14 Apr 2015 | 6:17 am
    On the Web: Owner of a Credit Card Processor Is Setting a New Minimum Wage: $70,000 a Year - New York Times - "Mr. Price started the company, which processed $6.5 billion in transactions for more than 12,000 businesses last year, in his dorm room at Seattle Pacific University with seed money from his older brother." Infosys revamps core banking software with eye on future - Mint - "Infosys Ltd has started work on improving the capabilities of its core banking software Finacle by hiring executives from rival firms and evaluating ways to incorporate applications based on the underlying…
  • Headline News from PaymentsNews.com - April 13, 2015

    Payments News Editor
    13 Apr 2015 | 7:11 am
    On the Web: Ottawa gets ‘tough’ on credit-card issuers with new ‘consumer friendly’ code of conduct - Financial Post - "Beginning this week, companies such as Visa and MasterCard will have 30 days to fall in line with new — but still voluntary — code of conduct guidelines." First Data Wants to Turn Its Payment Empire Into a Local Marketing Juggernaut - Street Fight - "We caught up with Peter Karpas, global head of SMB product, to talk about moving beyond the payment business, the company’s acquisition strategy, and where the world’s largest…
  • add this feed to my.Alltop

    The Bankwatch

  • Wall-Mart Executive says Chip & Signature is worthless

    Colin Henderson
    6 Apr 2015 | 8:12 pm
    Finally the voice of reason from a US retailer. Wal-Mart Treasury Exec: Chip & Signature is ‘Worthless’ Cook told CNNMoney that migrating to chip-and-signature is barely an improvement over magnetic-stripe cards, and said that Wal-Mart would have supported moving to a chip-and-PIN system. “The fact that we didn’t go to PIN is such a joke,” Cook said. Filed under: Uncategorized
  • Identity – how can you prove you are you?

    Colin Henderson
    5 Apr 2015 | 9:35 pm
    Identity is an interesting subject. How can you prove you are you? This is something that was a compulsive topic in the late 90’s but died down after the assumed solution of PKI was understood as too hard to implement. Recently a colleague re-opened the topic. It was noted that Dave Birch has been on about identity recently too through his exploration of how Government mandated free provision of API services to be delivered by UK banks resulted in alternative business model thinking. Dave has some interesting ideas particularly in the area of “attribute verification” whereby Banks could…
  • Nadella is doing the right things but will it save Microsoft

    Colin Henderson
    5 Apr 2015 | 1:06 am
    Like many readers I have been following the rise of Microsoft in the 90’s to flatlining when browsers really important due to page speed, and finally when Google made the browser an operating system. Opening Windows | Economist Mr Nadella’s formula for reinvigorating Microsoft is to move as quickly and as far as possible away from being a Windows-only company to be a global network of giant data centres that provide a broad range of online services for companies and individuals. So far he has done well in beginning to turn round a supertanker of a company, with 123,000 employees and $87…
  • Tangerine Online Banking adds Apple Watch support

    Colin Henderson
    28 Mar 2015 | 6:23 pm
    A whole swath of my iphone apps were updated yesterday all on the same day which is unusual unless something big is changing.   In this case it was Apple Watch.  Everything from NY Times and Evernote to Tangerine Online Banking.  Curious to see how Tangerine (Scotiabank) handles Apple Watch.   Filed under: Uncategorized
  • Sabadell agrees to $2.54 billion takeover of TSB

    Colin Henderson
    22 Mar 2015 | 9:51 pm
    Sabadell agrees to $2.54 billion takeover of TSB | Finextra Banco Sabadell is making its first play for a European business outside of its home territory as Lloyds agrees to sell 50% of TSB to the Spanish bank. Filed under: Uncategorized
 
  • add this feed to my.Alltop

    Commercial Banking News - Commercial Banking News Headlines | Bizjournals.com

  • PBN's 2015 Women Who Mean Business event: Slideshow

    Janis L. Magin
    17 Apr 2015 | 5:51 pm
    More than 500 people packed the Monarch Room at The Royal Hawaiian for PBN’s Women Who Mean Business event, where Hawaii’s top 25 women-owned businesses, 15 up-and-coming women in their fields, 10 nonprofit executives and 15 women executives and business owners were recognized for their work. Jennifer Brittin-Fulton of Exceptional Inc. dba Employers Options was named Businesswoman of the Year, for-profit, while Kathy Clark, president and CEO of Wilcox Memorial Hospital, was named Businesswoman…
  • Major bank to close its Downtown location in September

    Sal Christ
    17 Apr 2015 | 3:29 pm
    Bank of America (NYSE: BAC) will close its downtown Albuquerque financial center, located at 303 Roma Avenue NW, on Sept. 15. "Nationwide, Bank of America has been consolidating retail financial centers — in particular, ones that may be within close proximity of one another or that have significantly lower transactions happening inside the locations … While closing a site is never an easy decision, this decision was primarily due to fewer routine transactions taking place over the counter as…
  • Hillary Clinton, a rude awakening and inspiration in lipstick: Our most-read stories of the week

    Hilary Burns
    17 Apr 2015 | 3:25 pm
    It's officially the weekend, and that means you'll be looking for a Saturday morning read over a cup of coffee. We're here to simplify. Here's a look back at our most popular stories of the week — the ones you clicked on the most. Book recommendations from 6 top execs: We asked top female leaders around the country what books they recommend to their staff or managers. See what a Meg Whitman protégée, the former editor of Cosmo and FOCUS Brands Group President Kate Cole have to say. A real…
  • Miami owner of TV and radio stations in Denver, W. Coast files Chapter 11 with $13M in debt

    Brian Bandell
    17 Apr 2015 | 2:14 pm
    A Miami-based company that owns 10 Mexican music radio stations on the West Coast and two TV stations in Denver filed Chapter 11 reorganization in U.S. Bankruptcy Court. Casa Media Partners and subsidiary Casa en Denver filed Chapter 11 in Miami on April 14 listing a combined $13.4 million in debt and $22 million in assets. Their largest asset is the $17 million value assigned to their TV station licenses and broadcast spectrum. The companies have about 50 employees, including in its Miami headquarters,…
  • Report: Department of Justice may block Comcast-Time Warner merger

    Dan Norton
    17 Apr 2015 | 1:43 pm
    The Comcast-Time Warner merger may stop short of the U.S. Department of Justice, according to a Bloomberg report. Renata Hesse, a deputy assistant attorney general, will review recommendations made by antitrust attorneys at the DOJ before deciding whether to file a federal lawsuit to block the acquisition. The report, citing anonymous sources familiar with the situation, said the attorneys may submit their final recommendations to Hesse next week. Comcast released the following statement in response…
  • add this feed to my.Alltop

    Investment Banking News - Investment Banking News Headlines | Bizjournals.com

  • PBN's 2015 Women Who Mean Business event: Slideshow

    Janis L. Magin
    17 Apr 2015 | 5:51 pm
    More than 500 people packed the Monarch Room at The Royal Hawaiian for PBN’s Women Who Mean Business event, where Hawaii’s top 25 women-owned businesses, 15 up-and-coming women in their fields, 10 nonprofit executives and 15 women executives and business owners were recognized for their work. Jennifer Brittin-Fulton of Exceptional Inc. dba Employers Options was named Businesswoman of the Year, for-profit, while Kathy Clark, president and CEO of Wilcox Memorial Hospital, was named Businesswoman…
  • Major bank to close its Downtown location in September

    Sal Christ
    17 Apr 2015 | 3:29 pm
    Bank of America (NYSE: BAC) will close its downtown Albuquerque financial center, located at 303 Roma Avenue NW, on Sept. 15. "Nationwide, Bank of America has been consolidating retail financial centers — in particular, ones that may be within close proximity of one another or that have significantly lower transactions happening inside the locations … While closing a site is never an easy decision, this decision was primarily due to fewer routine transactions taking place over the counter as…
  • Hillary Clinton, a rude awakening and inspiration in lipstick: Our most-read stories of the week

    Hilary Burns
    17 Apr 2015 | 3:25 pm
    It's officially the weekend, and that means you'll be looking for a Saturday morning read over a cup of coffee. We're here to simplify. Here's a look back at our most popular stories of the week — the ones you clicked on the most. Book recommendations from 6 top execs: We asked top female leaders around the country what books they recommend to their staff or managers. See what a Meg Whitman protégée, the former editor of Cosmo and FOCUS Brands Group President Kate Cole have to say. A real…
  • Miami owner of TV and radio stations in Denver, W. Coast files Chapter 11 with $13M in debt

    Brian Bandell
    17 Apr 2015 | 2:14 pm
    A Miami-based company that owns 10 Mexican music radio stations on the West Coast and two TV stations in Denver filed Chapter 11 reorganization in U.S. Bankruptcy Court. Casa Media Partners and subsidiary Casa en Denver filed Chapter 11 in Miami on April 14 listing a combined $13.4 million in debt and $22 million in assets. Their largest asset is the $17 million value assigned to their TV station licenses and broadcast spectrum. The companies have about 50 employees, including in its Miami headquarters,…
  • Report: Department of Justice may block Comcast-Time Warner merger

    Dan Norton
    17 Apr 2015 | 1:43 pm
    The Comcast-Time Warner merger may stop short of the U.S. Department of Justice, according to a Bloomberg report. Renata Hesse, a deputy assistant attorney general, will review recommendations made by antitrust attorneys at the DOJ before deciding whether to file a federal lawsuit to block the acquisition. The report, citing anonymous sources familiar with the situation, said the attorneys may submit their final recommendations to Hesse next week. Comcast released the following statement in response…
  • add this feed to my.Alltop

    Bank Lawyer's Blog

  • The Fed's Cold Comfort To Colorado MJ Businesses

    Kevin Funnell
    12 Apr 2015 | 7:53 pm
    I'm traveling this week on business, but I didn't want to leave town without a comment on the visit of Esther George. head of the Federal Reserve Bank of Kansas City, to Denver last week. She was invited to meet with Colorado Representatives Polis and Perlmutter, who've been trying to find a way around the inconvenient fact that what might be legal in Colorado in the way of raising, refining, and selling marijuana for recreational use is still a violation of Colorado criminal laws, as is the handling of funds derived from such illegal activities by banks. According to Rep.
  • New ILCs? Nahhh!

    Kevin Funnell
    8 Apr 2015 | 7:54 pm
    Four and one-half years ago, we wondered if the three-year moratorium on FDIC insurance applications for new industrial loan companies (ILCs) and other restrictions placed upon ILCs by Franken-Dodd would spell the death knell for the ILC charter. While that moratorium expired a couple of years ago, no new ILC charter applications have been filed since then, and those few charter applications that were pending before the Care Bair put her Bairly legal 2006 moratorium on new ILC insurance-of-account applications have still not been approved by the FDIC. Therefore, a disinterested observer might…
  • Subprime May Return, But Will It Be In A Pine Box?

    Kevin Funnell
    6 Apr 2015 | 7:35 pm
    Former community banker and occasional guest poster Pat Dalrymple is a columnist for a Colorado newspaper who has a former insider's view on the sometimes wild and wacky world of commercial lending. You didn't think it was either wild or wacky? Read Pat's latest column. He’s baaaack. No, neither Jason, nor Freddie, nor Arnold has returned after having been absolutely, irrevocably annihilated in the last episode. Rather, it’s subprime, the evil force that terrorized America, from Wall Street to Main Street to Elm Street, that may be coming soon to a closing near you. A…
  • Compliance Costs: No Ceiling In Sight

    Kevin Funnell
    1 Apr 2015 | 7:49 pm
    These days, Chief Compliance Officers should be awarded combat pay. In a recent think piece reprinted in the American Banker (paid subscription required), author Jennifer Openshaw claims that CCOs will need a knew tool: a crystal ball. "The key is that they have to be more risk identifiers than ever," says Barbara Stettner, managing partner at the international law firm of Allen & Overy. "The expectation is that CCOs will have to look around the corner for the organization—where is tech taking us, and what are the global risks the firm will be facing given the business…
  • CFPB Spin Is Unspun

    Kevin Funnell
    29 Mar 2015 | 7:50 pm
    For those readers who have failed to parse the nuances of the CFPB's 728-page report to Congress on mandatory arbitration provisions in consumer contracts (mandated by Franken-Dodd), Ballard Spahr has you covered. They've not only read it, they've distilled the essence of the CFPB's analysis of the reams of statistics it compiled into the phrase "figures don't lie, but liars figure" (my characterization, not necessarily the law firm's). To absolutely no ones surprise, the CFPB does not like consumers being obligated to arbitrate their claims rather than…
 
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
 
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
 
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
 
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
 
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
  • add this feed to my.Alltop

  • Pick the right career to meet your needs

    17 Apr 2015 | 7:41 pm
    Pick the right career to meet your needsGettyWhile salary and benefits are important factors to consider in a job search, one overlooked aspect may help you find your dream role.Tip to find your perfect professionMore in financeIs pay disparity worth a lawsuit?Trick to climb the corporate ladder
  • The HuffPost Show features Dan Aykroyd

    17 Apr 2015 | 7:41 pm
    The HuffPost Show features Dan AykroydGettyThe actor discusses 'Ghostbusters' and this week's panel includes Matt Walsh from 'Veep' and Issa Rae from 'Awkward Black Girl.'Check it out right here, right nowMore original programmingNo script, no filter: 'Connected'Did you miss 'Rise' today?
  • Fans are furious with Buble over nasty comment

    17 Apr 2015 | 7:41 pm
    Fans are furious with Buble over nasty commentGettyCrooner Michael Buble is being accused of body shaming a woman after he posted a picture of her backside on social media. Fans call photo caption 'disgusting'More entertainment news'Secrets and Lies' sneak peekTaraji and Tyrese to reunite?
  • Heavy snowstorm hits the Rockies

    17 Apr 2015 | 7:41 pm
    Heavy snowstorm hits the RockiesAPIt's officially spring, but Colorado, Utah and Wyoming are getting a deluge of snow, which has already caused chaos on the roads. Snapshots of the frigid weatherMore headlinesDisneyland outbreak is overElmo helps people get vaccinated
  • Okla. approves unusual death penalty method

    17 Apr 2015 | 7:41 pm
    Okla. approves unusual death penalty methodGettyThe state on Friday became the first in the U.S. to sign into law the 'foolproof' technique -- but not without backlash.'Fast and painless' drug untestedMore headlinesE-cigarette use triples for youthAbdul-Jabbar undergoes surgery
  • add this feed to my.Alltop

    Capital Solutions Bancorp » Blog

  • What You Need to Know About Cash Flow Management

    Meryl Evans
    10 Apr 2015 | 10:06 am
    Your small business could have all the clients it wants and be profitable. Yet without cash-on-hand, things could fall apart in an instant. Profits don’t guarantee you’ll always have cash to pay employees, purchase supplies and take care of your vendors. The good news is that you can control your finances to ensure cash is always available. It begins with understanding how cash goes in and out of your company. Cash flow is the cash you have available after paying all expenses. A business with negative cash flow pays more than it brings in. Any cash left over at the end of the month…
  • Trends in Small Business Cash Flow Management and Payment Practices

    Meryl Evans
    8 Apr 2015 | 9:06 am
    A few eye-opening trends have emerged in the Atradius Payment Practices Barometer survey that will help you stay on top of your B2B company’s cash flow. This survey looks at corporate payment behaviors in the Americas. Here are key statistics from the survey: A third of respondents say that maintaining cash flow is the greatest challenge to business profitability. Collecting outstanding invoices is the biggest business challenge for 22.5 percent of the respondents. More than a third of B2B receivables aren’t paid on time. B2B businesses lose almost 52 percent of the value of their…
  • 10 Ways to Motivate Employees and Increase Profits

    Meryl Evans
    31 Mar 2015 | 12:28 pm
    A project manager compliments a colleague for good work on a project. A manager leader puts an employee in a leadership role for a project. The team takes a day away from work to do volunteer work for a nonprofit organization. The company holds a picnic at a park on a beautiful day. All these have employees holding their heads higher, smiling  and empowering them to achieve more. Not a single one involved money. An engaged workforce will worker harder to navigate bumpy roads and reach goals. A Gallup survey shows that companies with engaged employees outperform less engaged companies in…
  • Get a Small Business Loan or Working Capital Without a Big Bank

    Meryl Evans
    26 Mar 2015 | 7:17 am
    Many small businesses avoid seeking loans, but not for the reasons you think. According to a Sageworks survey, business owners opt not to pursue small business loans because they don’t want to take on debt (62 percent) or think they won’t get approved (24 percent). Data from the Federal Deposit Insurance Corporation (FDIC) shows that small business lending — for loans less than $1 million — has dropped between 2008 and 2012. It has yet to see improvement since. In February 2015, Biz2Credit Small Business Lending Index posted the following lending approval rates: Big banks: 21 percent.
  • What Do These Business Financial Terms Mean?

    Meryl Evans
    19 Mar 2015 | 2:25 pm
    There’s a lot of confusion when it comes to business financing options as financing services companies can get creative with the names they use to describe the types of financing they offer. Part of that is for a good reason. Not all small business owners know what kind of financing they want or need especially when banks don’t come through. Because of this, financial services companies use simple terms such as flexible funding or flexible financing. Invoice financing, accounts receivable financing and MCA funding mean little to business owners. Small businesses know they need working…
 
  • add this feed to my.Alltop

    MyBankTracker

  • 4 Financial Safety Nets Every Millennial Needs When Changing Jobs

    Rebecca Lake
    17 Apr 2015 | 9:21 am
    Compared to older workers, millennials are more likely to make frequent job changes throughout their career. According to the latest data from the Bureau of Labor Statistics, the median stay at a job is three years for 25- to 34-year-olds compared to 4.6 years for the workforce as a whole. Today, I’m breaking down the most important financial safeguards millennials need to have before making a professional move. Millennials are expected to make up 50 percent of the workforce by the year 2020. Image via Flickr 1. A rollover IRA Millennials for the most part are hyper aware of the need to…
  • Has Capital One 360 Lived Up to ING Direct?

    Simon Zhen
    16 Apr 2015 | 7:04 am
    Nearly four years ago, a popular online bank called ING Direct was acquired by Capital One and rebranded as Capital One 360 about one year later. Many worried customers commented on my previous story where I implored them to not leave the bank in response to the news — they felt bad changes were on the way. Today, I revisit the effects of that acquisition to see if customer concerns were justified. Capital One 360 continues to operate the bank-themed cafes. Photo: Business Wire/Capital One 360 As ING Direct customers expressed their concerns that Capital One would change with their…
  • 4 Options to Consider When You Can’t Pay Your Tax Bill

    Rebecca Lake
    15 Apr 2015 | 7:51 am
    Tax day is finally here and the clock is ticking to get your return in. You’ve got some extra time to file if you requested an extension but any taxes you owe are still due now. If you don’t have enough cash to cover the bill, I explain what your options are for settling up with Uncle Sam. Image via Flickr 1. Pay as much as you can now When you don’t file your taxes on time, the IRS assesses a 5 percent failure-to-file penalty against what you owe. Filing an extension allows you to dodge it but you’ll still owe a separate penalty if you don’t pay on time. This…
  • Building Excellent Credit Just Got Easier, Thanks to New FICO Score Changes

    Rebecca Lake
    14 Apr 2015 | 12:55 pm
    The Fair Isaac Corporation, or FICO, has announced plans to develop a new scoring model that would benefit consumers whose credit file is thin or virtually nonexistent. Find out what the most important changes are and how you can use these changes to your advantage to continue building an excellent credit profile. An estimated 10 million Americans don’t have a bank account. Image via Flickr Who the new model is designed to help Approximately 53 million Americans don’t have a credit score according to Fair Isaac and the proposed changes would specifically target consumers who…
  • 4 Savings Options to Help Secure Your Child’s Financial Future

    Rebecca Lake
    13 Apr 2015 | 1:03 pm
    April is Financial Literacy Month, and if you have kids or plan on having a family soon, it’s imperative to be financially equipped with the best accounts to prepare them for the future. Teaching kids basic money management skills is a great way to give them a head start financially but parents can do even more by setting aside money for their future now. Find out which accounts are must-haves for parents who would like to start saving for their child’s future.  According to the U.S. Department of Agriculture, the average cost of raising a child to age 18 is a cool $245,000.
  • add this feed to my.Alltop

    Payments Views from Glenbrook Partners

  • Mobile Payments – What Entrepreneurs Need to Know

    Scott Loftesness
    8 Apr 2015 | 3:00 am
    Recorded about a month ago by VC firm Matrix Partners, Glenbrook’s Scott Loftesness and Dana Stalder of Matrix Partners discuss the evolution of mobile payments, the business model failure of Softcard, and other topics including: The 8+ year journey to ApplePay Technologies here to stay: NFC, tokenization, and biometrics What it all means for the Networks What’s driving merchant and consumer demand
  • PoF 17 – Aligning Bitcoin with B2B Remittances

    George Peabody
    29 Mar 2015 | 5:08 pm
    Paying invoices and moving funds aross borders for small and medium business (SMB) is expensive and full of uncertainties. How much does the recipient actually get once the transaction is finished? (Hint: it’s not always what was sent.)  How long does it take a San Francisco firm to pay an invoice to a contractor in Berlin or Hyderabad? (Hint: it’s hard to know exactly when it gets there). Since there’s no such thing as an international wire, entrepreneurs in the virtual currency space have been looking at how these new math-based “rails” can move money faster…
  • Square’s $Cashtag. Smart. Very Smart.

    Carol Coye Benson
    26 Mar 2015 | 3:05 am
    Smart. Very Smart. I applaud Square’s introduction of “$Cashtags” for a number of reasons. First, some of you may know that I am a bit of a nut when it comes to brand names in payments – I think it is incredibly important that the sending and receiving party both know/understand the word being used for the payment. This can be a generic (“small b”) brand – “Do you take checks?” or a “big B” brand – “I’ll pay you with AmEx”. But both parties need to understand the term! This is a surprisingly important barrier to entry for payments startups. So Square is expanding…
  • PoF 16 – Talking EMV in the USA

    George Peabody
    24 Mar 2015 | 7:40 am
    EMV and its moving parts presents a far more complex payments method for merchants, ISVs, payment processors, and financial institutions than the good old magstripe. It continues to have ramifications throughout the payments ecosystem. As Executive Director of the Smart Card Alliance and director of the EMV Migration Forum, Randy Vanderhoof has shepherded a sometimes fractious payments industry as well as encouraged a a skeptical merchant community toward EMV adoption. Now that the US EMV deployment is a certainty, Randy and Glenbrook’s George Peabody discuss what got us here, where the…
  • Nothing More Social

    Carol Coye Benson
    19 Mar 2015 | 3:18 am
    I read the Facebook announcement of payments through Messenger with interest, and just a touch of “about time”! After all, there is nothing more social than sending money to family and friends. And although much attention is paid in the press to the friend-to-friend use cases, I suspect that the family-to-family opportunities are much greater. Not just kids’ allowances, but the whole wide world of both occasional and ongoing support payments among relatives. And how nice that it could easily solve that vexing problem of thank-you notes after sending off the birthday check. Looking ahead…
 
 
  • add this feed to my.Alltop

    Bank India — Indian Banks News & Tutorials

  • Check your sbi balance online or by Sms & Missed call

    Suraj Tandon
    9 Apr 2015 | 5:54 pm
    State Bank of India is one of the most reputed banks in India, which is held in high regard because of its excellence in customer services as well as wide coverage across the country. Included in the services and facilities provided by SBI to its customers is the online balance Inquiry feature, which enables the user to check the balance right from the comfort of their home or office, without actually having to visit the bank branch for the same. All they have to do is simply login to Sbi online banking account and the whole information is available to them at just a click of the finger. In…
  • How To Create SBI Virtual Credit Card Online

    Suraj Tandon
    5 Apr 2015 | 12:40 am
    Virtual credit card is the latest presentation by SBI, which is a great alternative for all the SBI customers who do not have a credit card. The main benefit of VCC is that it can be used as a security measure while making online purchases from popular online shopping sites. It helps the customer keep all the details regarding the card as well as the bank totally confidential while making online purchases. As the name suggests, virtual credit card is not a tangible credit card but it can be used for Indian websites which accept Visa Card. Steps for Creating SBI VCC Creation of SBI Virtual…
  • How to apply for an SBI Credit Card Online

    Suraj Tandon
    1 Apr 2015 | 6:49 pm
    Given an option to pay for your transactions with the swipe of a card or to pull out your wallet and start counting money, which would you choose? It is a no-brainer really. The rising popularity of SBI credit cards being a point in case. When this new business idea of “Buy Now, Pay Later” was proposed, a lot of people were skeptical about it. The high transaction rates and low expenditure limit associated with many cards those days were a non-starter for many people. But all that has changed with the credit revolution that happened with the rise of private and public sector…
  • How to apply for a New HDFC Credit Card

    Suraj Tandon
    27 Mar 2015 | 5:08 pm
    One of the most trusted and popular banks of India, HDFC has seen a huge surge in its customer base over the years. They always have one hand on the pulse of the market which enables them to innovate and come out with products and services fine tuned for the Indian market. Their wide range of credit cards is no exception in this regard. A brief glance at some of the features of their credit card will tell us that they are optimized for the Indian user; cashbacks, discounts, shopping discount, flier miles, dining cashbacks and complimentary movie tickets. To spice things up, they are offering…
  • How to Activate Mobile Banking in SBI

    Suraj Tandon
    16 Mar 2015 | 11:17 pm
    You never know when an emergency comes up, and you feel helpless about money as you might not even have the chance to move for any local ATM to draw money. In such scenarios having mobile banking facility is something like a real blessing. SBI Mobile banking offers you with 24 x 7 banking service at any point in India. You just need to have an Android, or device with Java. However, you can connect as well through WAP (wireless application protocol). You can enjoy mobile payment, fees transfer, balance check, cheque book, etc through the facility. Let’s have a look at the steps you need…
 
  • add this feed to my.Alltop

    spark

  • How I Changed My Negative Outlook

    Denise Bahs
    2 Apr 2015 | 1:36 pm
    Do you HATE waking up? Laying peacefully ensconced in my warm bed with the covers snuggled up around me, the alarm clock brings me rudely to my senses. The first conscious thought of the day was “Ugh.” And then, remembering I had a big meeting to attend with possible scrutiny, my second thought was another, “Ugh” as a feeling of pure DREAD washed slowly over my body. This was a common occurrence for months – waking every day with a feeling of dread over what the day would bring. Interestingly, those days didn’t turn out to be all bad and I started to see a pattern – I was making…
  • Social Media in Real Life, Part 2

    Denise Bahs
    26 Mar 2015 | 1:21 pm
    Imagine you are at a business networking function. You are engaging in conversation when suddenly someone runs up to your group and starts yelling that his company product would be GREAT for you – only you don’t know this guy, you’ve never seen or heard of him before and he has no idea what would be GREAT for you. Kind of a turn off right? Sadly, this “shouting” scenario is being played out every day in the social channels. Rather than engaging in conversation and offering solutions to others’ problems, there are some folks shouting that their company is…
  • Four Tips to Overcome Cabin Fever for the Remote Professional

    Denise Bahs
    11 Mar 2015 | 11:14 am
    My recent blog post, about Transitioning from Office to Home Office got me thinking about my biggest challenges as a remote professional: winter cabin fever. When it comes to working from home there are positives and negatives. The upside is not having to fight snow covered or icy roads, not to mention nasty traffic. The downside is you are in your house A LOT. This can take cabin fever and loneliness to a new high, trapped day in and day out. It’s like the movie Groundhog Day, where every day looks the same. But there are things you can do to help alleviate this. Get out At least once…
  • Traditional Office to Home Office: Jammie Time?

    Denise Bahs
    12 Feb 2015 | 7:42 am
    Me and my family wearing our new Christmas Jammies! When thinking about working from home, the first thing that comes to mind is…jammies!! I get to wear my jammies to work – woo hoo! Not so fast. This spring will mark three years that I transitioned from a traditional office setting to a home office environment. I was really excited to make the change, however, it came with some surprises along the way. I knew I would be tempted to do laundry and pick up around the house, so I was prepared to deal with that. There were a few things, however, that surprised me. Here are my Work…
  • Get More Out of Twitter for Business

    Denise Bahs
    29 Jan 2015 | 6:39 am
    At a newbie’s first glance, Twitter seems like a big waste of time and only for kids following Tay Tay (Taylor Swift) or the Biebs (Justin Bieber). Believe it or not there is huge opportunity for business people (particularly in a marketing or sales role). My kids laugh when they see I have nearly 1800 followers because I don’t really use it for anything personal – just business. Even if I wanted to use it for personal, my Generation Xer friends are not there for personal use either. I can just image what those hashtags would look like: #whatsfordinnermom #grocerystoresrock…
  • add this feed to my.Alltop

    Mountain Money by MACU

  • 2015 Baby Photo Contest

    Mountain America
    14 Apr 2015 | 10:50 am
    Do you have the cutest baby? Of course you do! Now you can prove it during our 2015 Baby Photo Contest, April 14–24. Mountain America has partnered with Freshly Picked and Caravan Shoppe to provide a bunch of fun prizes. We’re talking a $500 and $1,000 savings plans, Freshly Picked baby moccasins, and Caravan Shoppe store credit. How to Enter Entering your baby’s picture is easy. Head over to Mountain America’s page on Facebook or Instagram, share a photo of your child (newborn to two years old) and have all of your friends vote on the photo. Click here to view the Official Rules.
  • Spring Clean your Ride

    Mountain America
    1 Apr 2015 | 11:40 am
    Official Rules   Post by Mountain America Credit Union.
  • Give Where You Live

    Mountain America
    24 Mar 2015 | 1:31 pm
    Give Where You Live…by Being a Mouse? As a child, you probably heard Aesop’s fable of the Lion and the Mouse. It’s the one in which a lion spares the life of a mouse, with the mouse promising to one day return the favor. The lion is skeptical of the mouse’s ability to help—after all, it’s so small. However, after the lion is netted by hunters, the mouse is able to free him by gnawing through the ropes. It’s a story most of us can relate to. How many times have we felt too small to make a difference? The truth is that no act of kindness, no matter how small, is ever wasted. And…
  • Choose Your Own Adventure

    Mountain America
    17 Mar 2015 | 1:12 pm
      Official Rules Post by Mountain America Credit Union.
  • Keys To Success Giveaway

    Mountain America
    11 Mar 2015 | 10:02 pm
    You could win a $200 Visa® Gift Card, or one of many other prizes, in the #MyKTS giveaway. Entering is easy. Simply post a photo or explanation of YOUR PERSONAL KEY TO SUCCESS on Twitter or Instagram, using #MyKTS before May 31, 2015. For your entry, to count you must follow us on Twitter/Instagram. If you are a winner, we will notify you through the respective website. View the Official Rules Plus, take the coupon below to any Mountain America branch and open your new checking account with free eStatements to get your $75 bonus. About Keys to Success Students in grades 9-12  at…
  • add this feed to my.Alltop

    Bankrate.com » Banking

  • GE breaks up its bank: More to follow?

    Claes Bell
    10 Apr 2015 | 2:20 pm
    GE is breaking up and selling off its banking business in order to slim down, and shed some of its regulatory burden. Will large banks
  • Amazon Dash and debit cards don’t mix

    Claes Bell
    6 Apr 2015 | 12:07 pm
    The Amazon Dash Button will make ordering household products ridiculously easy. That's great for lazy people, but not so good for responsible debit card use.
  • New bank app: Chat with a teller

    Claes Bell
    20 Mar 2015 | 1:27 pm
    Is that a teller in your pocket or are you just happy to see me? New mobile banking tech lets you chat face to face with a teller on your mobile device.
  • CFPB: Arbitration hurts consumers

    Claes Bell
    11 Mar 2015 | 1:26 pm
    The big selling point for arbitration has been that reducing legal costs by blocking customer lawsuits would result in lower prices for consumers. But that hasn't been the case.
  • Banks go through severe stress test

    Claes Bell
    6 Mar 2015 | 2:47 pm
    To ensure the nation's largest banks won't crumble in the next big economic downturn, the Fed put the nation's biggest banks through a tough stress test.
 
  • add this feed to my.Alltop

    Banking Sense

  • Do You Really Save Money When You Open a Macy’s Credit Card?

    Natalie Cooper
    17 Apr 2015 | 3:30 pm
    It’s a common enough occurrence that you know what to expect. As you make your purchases at Macy’s, the cashier will ask whether you have their credit card and if you don’t, she’ll ask if you want to apply. Doing so can earn you a discount, but credit cards can also cost you a lot of money in the long run if you’re not careful to use your card responsibly. Decide if getting a Macy’s credit card will be a good deal for you. New Account Discount When you are approved for the account, you receive a 20 percent discount for the first two days, including the day…
  • 5 Reasons You Should Consolidate Your Student Loans

    Natalie Cooper
    17 Apr 2015 | 1:00 pm
    When you consolidate your student loans, you combine them all into one easy payment. It makes a lot of sense for those who are overwhelmed by the amount of debt they’ve had to take on to finish their education. Consolidating your student loans can have many benefits, but it’s important for you to consider all sides before you make the leap. Lower Interest Rates Interest rates may have been higher when you first got the student loan, or you may not have qualified for a good rate on the loan at the time. Many people who consolidate are able to lower their interest rates, thus paying…
  • Leasing vs. Buying a Car: Comparing Present to Future Costs

    Natalie Cooper
    17 Apr 2015 | 10:00 am
    For the majority of people, their primary concern when looking for a new vehicle is price. Everyone would love to drive that $500,000 customized vehicle they see on the cover of magazines. However, most people do not have those types of resources. When determining how much you will have to pay for a vehicle, there are a few questions that you will need to ask yourself. One of the primary questions is: Is it better for me to lease my vehicle, or is it better for me to purchase my vehicle? Leasing a vehicle and purchasing a vehicle have pros and cons not only in terms of the present cost, but…
  • Financially, Where is the Best Place to Raise a Family?

    Natalie Cooper
    17 Apr 2015 | 6:00 am
    When raising a family, there are many factors to consider. Affordable housing, great schools, low cost of living, and an abundance of employment opportunities are just some aspects to take into consideration. As today’s economic picture continues to be unsteady, there are some cities that have beaten the odds and found themselves head and shoulders above the rest. Raleigh, NC One of these family-friendly metropolises is Raleigh, NC, which over the past decade has become one of the fastest-growing cities not only on the east coast, but also one of the best cities in America. In fact,…
  • Five Simple, Inexpensive Appetizers for Wedding Receptions

    Natalie Cooper
    16 Apr 2015 | 3:30 pm
    If you’re planning your wedding, you are probably astounded at the price. It’s not unusual to talk to a caterer and discover that the food costs alone are what you budgeted for the entire wedding! But there are several ways you can save on your wedding food and drink. One is to work with your caterer to develop low-cost but yummy appetizers for them to prepare or even for you to make yourself. Here are five appetizers that everyone will love but won’t break your wedding bank, with options for guests on low-carb, vegetarian or gluten-free diets. Stuffed Baby Portabellas Baby…
Log in