Banking

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  • Does Your Tech Plan Pass the Sniff Test?

    Gonzobanker.com
    Jim Trautwein
    20 May 2015 | 10:46 am
    Following some longstanding Federal Financial Institutions Examination Council guidance, examiners are making sure banks have technology plans and that these plans meet the regulations. As a result, banks are taking a hit from examiners at a rate that rivals door dings in an outlet mall parking lot. If some recent conversations I’ve had are any indication, about 70% of banks don’t have a strategic technology plan that will pass muster in their next regulatory exam. According to the FFIEC IT Examination Handbook (positively riveting reading, by the way), institutions should have a…
  • Is Beacon Technology Right For Retail Banking?

    The Financial Brand
    Guest Contributor
    26 May 2015 | 9:03 pm
    Beacon technology may have the potential to make the retail banking digital branch experience more rewarding.
  • Wall Street Is Using the Power of Dodd-Frank Against Itself

    NYT > Banking Industry
    30 May 2015 | 9:00 pm
    The regulation of banks is an impossible conundrum, because society cannot function without them, and the banks know it.
  • Mobile: Citibank Remains Committed to No Login with Newest “Lite” iPhone App

    Finovate
    Jim Bruene
    27 May 2015 | 2:54 pm
    Flipping through the top-100 iPhone apps in the Finance category, I noticed Citibank’s new Lite version at #90. It has been ranked as high as #31 in the past month (see chart below). In comparison, the core Citi Mobile app is ranked #14. The app was released March 29 to support the Apple Watch app. But it’s more than just a watch app. It can be used by anyone who wants a simple, always-logged-in way to track banking and credit card transactions (see inset). The app includes current balance and last 15 transactions (5 on Apple Watch) for checking, savings and credit cards. Users…
  • Headline News from PaymentsNews.com - May 27, 2015

    Payments News - from Glenbrook Partners
    Payments News Editor
    27 May 2015 | 8:35 am
    On the Web: 21 Inc. and the Future of Bitcoin - Stratechery (Ben Thompson) - "...I think 21 Inc. is best understood as a massive bridge-building project from today’s speculative curiosity to tomorrow’s essential trust network." Touch ID Now Available on the PayPal App - PayPal Forward Blog - "After a quick setup, simply use your fingerprint to log in to your PayPal app to view your account, send money to friends, or access your digital wallet. You will no longer need to log in with your password." The Bank Of Facebook - TechCrunch - According to Steve Davis, product manager at…
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    Gonzobanker.com

  • Does Your Tech Plan Pass the Sniff Test?

    Jim Trautwein
    20 May 2015 | 10:46 am
    Following some longstanding Federal Financial Institutions Examination Council guidance, examiners are making sure banks have technology plans and that these plans meet the regulations. As a result, banks are taking a hit from examiners at a rate that rivals door dings in an outlet mall parking lot. If some recent conversations I’ve had are any indication, about 70% of banks don’t have a strategic technology plan that will pass muster in their next regulatory exam. According to the FFIEC IT Examination Handbook (positively riveting reading, by the way), institutions should have a…
  • Digital Lending & The Biggest Conference Bankers Aren’t Attending

    Daryl Jones
    8 May 2015 | 5:10 pm
    “Silicon Valley is coming.” -Jamie Dimon, CEO, JPMorgan Chase Jamie Dimon, CEO of JPMorgan Chase, said it best in his recent letter to shareholders with his reference to emerging digital lenders. Ironically, his comments came a week before the biggest conference for these companies was about to begin. The annual LendIt conference was held last month at Times Square in New York City and GonzoLender descended boldly on the scene to evaluate the mysterious underbelly of digital lending. The opening remarks by Lending Club CEO Renaud Laplanche adequately summarized the perspective of lending…
  • What’s the ROI, Kenneth?

    Ron Shevlin
    27 Apr 2015 | 10:11 am
    I’ve noticed that a lot of GonzoBankers have a high tolerance for pain. I’m not talking about physical pain, rather, the mental anguish that comes from listening to countless fintech vendors’ bogus claims about their technologies’ returns on investment (ROI). My latest experience with this form of agony came from a vendor that was briefing me on its big data analytics platform (the ROI on a meaningless buzzword—double the pain). At one point, the vendor put up a slide that said its platform delivers an ROI of 650%. Here’s a snippet of the ensuing conversation: Me:…
  • Welcome to New Marketing Muscle

    Sam Kilmer
    14 Apr 2015 | 9:25 am
    What’s Your Offer? Chase (as in, the megabank) came up in conversation at my recent family reunion. Two different family members (from different parts of the country) mentioned establishing new Chase relationships. Now, I know what you GonzoBankers must be thinking: Wow, consultants have the most interesting, heartwarming family dinner chat. Just to be clear, I didn’t bring it up. But I was listening. Not even a week later, I received a Chase offer for $450 to open a checking-with-savings ($300 for checking alone). Looking around online, the closest competing offers I found were $300 from…
  • Are You ‘Deal Ready’?

    Joel Pruis
    2 Apr 2015 | 6:32 pm
    As a long time reader and first time contributor, I am excited to be a part of the Cornerstone Team and a GonzoBanker! My passionate goal as part of the Gonzo team is to shake up one of the remaining segments in lending that has yet to go through a significant transformation: Commercial Lending. It is quite ironic that the business line that typically drives a disproportionate share of profits in mid-size and community banks has some of the most arcane and fragmented processes. As banks look to a new period of growth, it will be important to take a grenade to most existing commercial lending…
 
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    Finovate

  • Mobile: Citibank Remains Committed to No Login with Newest “Lite” iPhone App

    Jim Bruene
    27 May 2015 | 2:54 pm
    Flipping through the top-100 iPhone apps in the Finance category, I noticed Citibank’s new Lite version at #90. It has been ranked as high as #31 in the past month (see chart below). In comparison, the core Citi Mobile app is ranked #14. The app was released March 29 to support the Apple Watch app. But it’s more than just a watch app. It can be used by anyone who wants a simple, always-logged-in way to track banking and credit card transactions (see inset). The app includes current balance and last 15 transactions (5 on Apple Watch) for checking, savings and credit cards. Users…
  • Kantox Picks Up $11 Million in Series B, Doubling Total Capital

    David Penn
    27 May 2015 | 12:45 pm
      International currency transfer specialist Kantox has doubled its total capital courtesy of an $11 million investment from a set of long-time financial supporters. Leading the round were Partech Venture and IDinvest Partners, with Cabiedes & Partners and business angel investors also particpating. The Series B round takes Kantox’s total capital to more than $21 million. The additional funding will be used to help the company expand outside of Europe. Kantox CEO Philippe Gelis shared his thoughts on the investment at the company blog, reminding us of one thing we’ve…
  • Guide Financial Acquired by John Hancock Financial

    David Penn
    27 May 2015 | 11:33 am
    The convergence between incumbent financial institutions and innovative startups continues as John Hancock Financial announces its acquisition of financial technology startup, Guide Financial. Terms of the deal were not immediately available. The acquisition combines John Hancock Financial’s long history of working with financial advisory professionals with technology from Guide Financial designed to make it easier to analyze personal finances. Guide Financial’s platform reviews customer accounts with an eye toward both spotting potential savings and providing customers with a…
  • Finovate Alumni News

    David Penn
    27 May 2015 | 8:07 am
    On Finovate.com Kantox Picks Up $11 Million in Series B, Doubling Total Capital. Guide Financial Acquired by John Hancock Financial. Around the Web Misys unveils its in-memory analytics engine, FusionBanking Insight. True Potential launches its Apple Watch app. Commonwealth Bank of Australia begins testing Ripple as intra-bank transfer solution. Michigan-based Isabella Bank to deploy workflow suite from Jack Henry & Associates. Lending Club CEO talks about the brand-building benefits of going public. Jet Propulsion Laboratory partners with eSignLive from Silanis Technology for end-to-end…
  • Finovate Debuts: SayPay Combines Voice Recognition and Biometric Authentication

    Julie Schicktanz
    26 May 2015 | 3:38 pm
    SayPay Technologies uses biometric authentication to give users an easy way to pay bills, checkout online, and log into their online banking website. Stats Headquartered in Pleasanton, CA Founded in February 2014 Millions of production users in 40+ countries Functions in English, Spanish, and Mandarin At FinovateSpring 2015, the Pleasanton, CA-based startup announced a partnership with VoiceVault to leverage the biometric company’s ViGo product for voice authentication. SayPay Technologies founder, Steve Hoffman giving a personal demo of SayPay at FinovateSpring 2015 in San Jose…
 
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    Payments News - from Glenbrook Partners

  • Headline News from PaymentsNews.com - May 27, 2015

    Payments News Editor
    27 May 2015 | 8:35 am
    On the Web: 21 Inc. and the Future of Bitcoin - Stratechery (Ben Thompson) - "...I think 21 Inc. is best understood as a massive bridge-building project from today’s speculative curiosity to tomorrow’s essential trust network." Touch ID Now Available on the PayPal App - PayPal Forward Blog - "After a quick setup, simply use your fingerprint to log in to your PayPal app to view your account, send money to friends, or access your digital wallet. You will no longer need to log in with your password." The Bank Of Facebook - TechCrunch - According to Steve Davis, product manager at…
  • Headline News from PaymentsNews.com - May 26, 2015

    Payments News Editor
    26 May 2015 | 6:46 am
    On the Web: One out of four accounts ‘dormant’ as mobile money takes over banking - The East African - "Nearly one out of every four bank accounts in East Africa remains inactive as consumers trade traditional banking for the convenience of mobile money services, the findings of two separate studies show." NFC Mobile Payments: An Industry Snapshot - Mobey Forum - "In this paper, Mobey Forum has attempted to produce a one-stop-guide to assist our banking industry colleagues to better understand and compare the various payment options currently available. No solution has emerged…
  • Headline News from PaymentsNews.com - May 22, 2015

    Payments News Editor
    22 May 2015 | 10:44 am
    On the Web: Target Settlement With MasterCard Fails to Get Bank Support - AP - "MasterCard Inc. says that not enough issuers approved the deal and that it's still working to resolve the matter." Data Encryption In The Cloud: Square Pegs In Round Holes - Dark Reading - "This is where a line of research I’ve been pursuing, together with a number of fantastic colleagues, comes in. Back in 2009, we flipped the problem around. Forget about square pegs, and change encryption to be a primitive that allows easy specification of the target format — the ciphertexts produced by encryption…
  • Headline News from PaymentsNews.com - May 21, 2015

    Payments News Editor
    20 May 2015 | 11:25 am
    On the Web: PayPal is Forever Changing Commerce, Everywhere - PayPal Stories - "Today, at an event in San Francisco, we announced new relationships, product experiences and strategies to be able to deliver faster, safer and more elegant buying experiences as we prepare to become an independent, public company under the ticker PYPL." Stripe to Land $5 Billion Valuation in New Investment - Re/code.net - "Stripe, the online payments company, is in talks to raise new investment dollars at around a $5 billion valuation, according to multiple sources familiar with the deal. The exact amount of the…
  • Headline News from PaymentsNews.com - May 20, 2015

    Payments News Editor
    20 May 2015 | 3:41 am
    On the Web: A Cut in a Controversial ACH Fee Pleases Big-Box Retailer Group, But a Bank Shrugs - Digital Transactions - “What is really in question is what does the 5.2-cent fee look like once it gets in the hands of the banks that originate ACH,” he says. “Will it be just 5.2 cents or will they find an excuse to raise it beyond 5.2 cents?” WePay raises $40M to take its marketplace payment platform global - Venture Beat - "WePay facilitates payments for marketplaces and crowdfunding sites like Care.com, Custom Made, and GoFundMe. It also provides payment services for…
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    The Bankwatch

  • RBC add Mobile Cheque Deposit

    Colin Henderson
    21 May 2015 | 7:41 am
    RBC join the Mobile Deposit club in Canada. This leaves ScotiaBank and BMO of the big 5 Bank without this mobile service. Filed under: Uncategorized
  • Krebs has it right – you are the one who has been hacked

    Colin Henderson
    19 May 2015 | 7:29 am
    How many times do we hear that another site has been hacked, whether icloud, twitter, Facebook, Sony and now Starbucks. The media generally does an extremely poor job on describing these situations, and the average user just gets confused. This is a different scenario than Target Krebs sums the recent Starbucks situation up well here. Starbucks Hacked? No, But You Might Be Those customers had all chosen to tie their debit accounts to their Starbucks cards and mobile phones. Sullivan allowed in his story one logical explanation for the activity: These consumers had re-used their Starbucks…
  • GCHQ marks the importance of Alan Turing in a symbolic gesture

    Colin Henderson
    17 May 2015 | 3:45 pm
    This is definitely in the so sad, but never too late category. Alan Turing is a god to anyone who knows anything about computing history. He also happened to be one of the single greatest contributors to the Allied victory over the Nazi’s as documented in the recent film “The Imitation Game”. His brilliance is obvious. “Turing was elected as a fellow at Cambridge at the age of 22, and he published his most influential paper, “On Computable Numbers,” at 24. While his brilliance is undoubted, the film takes liberties no doubt to make it more viewable for mass audiences. It is…
  • BMO introduces iOS TouchID to log into online banking

    Colin Henderson
    15 May 2015 | 11:41 am
    BMO has introduced Apple iOS TouchID for online banking. This fully logs the customer into the moble app. I cant get a proper screen shot because I as soon as I touchID the phone to take the pic it logs me in For the first attempt this agreement screen is required. Filed under: Uncategorized
  • California Business Bank introduces MyCBB

    Colin Henderson
    15 May 2015 | 10:56 am
    “My CBB is a technology focused internet based bank with a personal touch – concierge level service when you want to speak to a real person” – Peter Braunz, CIO. In speaking to Peter Braunz, he considers MyCBB is almost unmatched in the industry with their flagship product which is MyCBB Free Checking with interest. The account offerring is very clear, simple to understand and with no complicated terms. Similarly the all important mobile site is clean and simple. Making the switch to digital first is a big change for any existing bank and in speaking with Peter the bank has…
 
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    Commercial Banking News - Commercial Banking News Headlines | Bizjournals.com

  • Portland's FamilyCare sues Oregon over 2015 reimbursement rates

    Elizabeth Hayes
    27 May 2015 | 5:37 pm
    FamilyCare Inc., the state’s second-biggest Coordinated Care Organization, made good on its threat to file a lawsuit against the state over its 2015 reimbursement rates. The lawsuit, filed in Marion County Circuit Court on Wednesday, alleges breach of contract and tort claims. Portland-based FamilyCare is one of 16 CCOs around the state, which collectively provide Medicaid services to nearly one million Oregonians. FamilyCare issued a statement saying the suit marked the culmination of “months…
  • Financial institutions claim Home Depot breach caused 'billions of dollars' in fraud losses

    David Allison
    27 May 2015 | 5:31 pm
    Financial institutions claim Home Depot's data breach caused total fraud losses "in the billions of dollars." In a consolidated complaint filed May 27 in federal court in Atlanta, more than 100 financial institutions state their case for why The Home Depot Inc. (NYSE: HD) is responsible for the massive data breach that the world's largest home improvement retailer suffered in 2014. The lawsuit takes direct aim at the company's former top executive and management, starting off with a quote from…
  • Union urges feds to reject Staples and Office Depot deal

    Emon Reiser
    27 May 2015 | 5:16 pm
    The American Postal Workers Union is asking federal anti-trust regulators to strike down Staples' $6.3 billion deal to purchase Office Depot. APWU's filed a report urging the Federal Trade Commission to reject the acquisition like they did in the 1990s on the grounds that the combined companies would raise prices for their products without similar retailers to keep them competitive, essentially forming a monopoly, according to the statement. The union says that it is not just consumers who will…
  • Green Bank to acquire Houston competitor

    Suzanne Edwards
    27 May 2015 | 3:35 pm
    Houston-based Green Bancorp Inc. has announced plans to acquire Houston-based Patriot Bancshares Inc. for approximately $139 million. The merged bank will have approximately $3.6 billion in assets, $2.8 billion in gross loans and $3 billion in deposits across 23 locations operating as Green Bank, according to a statement from Green Bank. Patriot adds six locations to Green Bank's Houston network, two in Dallas and one in Fannin County, which is located in north Texas. Post-merger, the bank will…
  • Creditor seeks $6.3 million from Steffen, Pyramid

    Jacob Kirn
    27 May 2015 | 3:26 pm
    A Delaware creditor that bought a John Steffen loan from Centrue Bank is suing the failed real estate developer for nearly $6.3 million. Sutherland Asset I LLC on May 22 filed the lawsuit in St. Louis Circuit Court against Steffen, his failed firm, Pyramid Construction LLC, and 1001 Washington LLC. It says that Centrue Bank lent Steffen $8 million in April 2007, and, even after the loan was modified in December 2008, Steffen failed to make payments. The loan matured at the end of December 2014,…
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    Investment Banking News - Investment Banking News Headlines | Bizjournals.com

  • Portland's FamilyCare sues Oregon over 2015 reimbursement rates

    Elizabeth Hayes
    27 May 2015 | 5:37 pm
    FamilyCare Inc., the state’s second-biggest Coordinated Care Organization, made good on its threat to file a lawsuit against the state over its 2015 reimbursement rates. The lawsuit, filed in Marion County Circuit Court on Wednesday, alleges breach of contract and tort claims. Portland-based FamilyCare is one of 16 CCOs around the state, which collectively provide Medicaid services to nearly one million Oregonians. FamilyCare issued a statement saying the suit marked the culmination of “months…
  • Financial institutions claim Home Depot breach caused 'billions of dollars' in fraud losses

    David Allison
    27 May 2015 | 5:31 pm
    Financial institutions claim Home Depot's data breach caused total fraud losses "in the billions of dollars." In a consolidated complaint filed May 27 in federal court in Atlanta, more than 100 financial institutions state their case for why The Home Depot Inc. (NYSE: HD) is responsible for the massive data breach that the world's largest home improvement retailer suffered in 2014. The lawsuit takes direct aim at the company's former top executive and management, starting off with a quote from…
  • Union urges feds to reject Staples and Office Depot deal

    Emon Reiser
    27 May 2015 | 5:16 pm
    The American Postal Workers Union is asking federal anti-trust regulators to strike down Staples' $6.3 billion deal to purchase Office Depot. APWU's filed a report urging the Federal Trade Commission to reject the acquisition like they did in the 1990s on the grounds that the combined companies would raise prices for their products without similar retailers to keep them competitive, essentially forming a monopoly, according to the statement. The union says that it is not just consumers who will…
  • Green Bank to acquire Houston competitor

    Suzanne Edwards
    27 May 2015 | 3:35 pm
    Houston-based Green Bancorp Inc. has announced plans to acquire Houston-based Patriot Bancshares Inc. for approximately $139 million. The merged bank will have approximately $3.6 billion in assets, $2.8 billion in gross loans and $3 billion in deposits across 23 locations operating as Green Bank, according to a statement from Green Bank. Patriot adds six locations to Green Bank's Houston network, two in Dallas and one in Fannin County, which is located in north Texas. Post-merger, the bank will…
  • Creditor seeks $6.3 million from Steffen, Pyramid

    Jacob Kirn
    27 May 2015 | 3:26 pm
    A Delaware creditor that bought a John Steffen loan from Centrue Bank is suing the failed real estate developer for nearly $6.3 million. Sutherland Asset I LLC on May 22 filed the lawsuit in St. Louis Circuit Court against Steffen, his failed firm, Pyramid Construction LLC, and 1001 Washington LLC. It says that Centrue Bank lent Steffen $8 million in April 2007, and, even after the loan was modified in December 2008, Steffen failed to make payments. The loan matured at the end of December 2014,…
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    Bank Lawyer's Blog

  • Releash The Hound

    Kevin
    25 May 2015 | 7:26 pm
    Calling the CFPB a "rogue agency," Georgia Senator David Perdue introduced a bill in the Senate last week to bring the rogue to heel. The Consumer Financial Protection Bureau Accountability Act of 2015 is a companion bill to one that passed the House with substantial bipartisan support. "Right now, the CFPB is a rogue agency that dishes out malicious financial policy and creates new rules and regulations at whim without real Congressional oversight. The American people, through Congress, deserve a closer look at the CFPB and how its actions will impact consumers," he…
  • Reality Check

    Kevin
    20 May 2015 | 7:48 pm
    While ideologues pontificating from ivory towers claim that community banks don't need regulatory relief, since they are doing just fine financially, boots on the ground tell a different story. Community banks are drowning in a torrent of regulatory compliance costs, and Jack Barrett, president and CEO of First Citrus Bank, wants that to change. Federal agencies that supervise financial institutions should focus on the largest institutions with the most complex transactions, Barrett wrote in a May 13 letter to Martin Gruenberg, chairman of the Federal Deposit Insurance Corp. Barrett…
  • Banks: Targets of Opportunity

    Kevin
    17 May 2015 | 7:45 pm
    Conservative economist Larry Kudlow claims that while bank-bashing didn't work for the Labor party in the recent UK elections, banks in the US should gear up for a round of groin-kicking from both sides of the US political spectrum as the US presidential election race heats up late this year and next. According to Kudlow, the intellectual dishonesty inherent in this tactic is apparent. Few will admit it, but unaffordable, undocumented mortgage quotas came out of Washington, not Wall Street. And Fanny and Freddie enforced them. And while the Fed’s ultra-easy money destroyed the dollar,…
  • Vendor Mismanagement

    Kevin
    10 May 2015 | 12:03 pm
    While banks have complained about the crushing burden of regulations in a post-Franken-Dodd world, in one area they could use a little more regulation. Not of the banks, but of third-party service providers to banks. I have yapped repeatedly on this rag sheet about how banks need to treat regulatory guidance seriously. While some regulators send confusing signals about the legal enforceability of guidance, they have also made clear that they expect banks to comply with it. Period. One piece of guidance that we have discussed is OCC Bulletin 2013-29 regarding third party relationships, which…
  • Study Contends Community Banks Need Relief

    Kevin
    5 May 2015 | 7:32 pm
    A recent study released by the University of New Orleans backs up what many have been contending: "Community banks in Louisiana and throughout the United States are rapidly disappearing, and federal laws meant to protect the country from another megabank bailout have saddled smaller financial institutions with disproportionately large costs." The number of community bank charters plummeted 53.3 percent from 1993 to 2014, while the number of non-community banks jumped 17.6 percent, according to National and Regional Trends in Community Banking. The study was conducted by the…
 
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  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
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  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
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  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
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  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
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  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
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  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
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  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    28 May 2015 | 1:39 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    28 May 2015 | 1:39 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    28 May 2015 | 1:39 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    28 May 2015 | 1:39 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    28 May 2015 | 1:39 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

    Capital Solutions Bancorp » Blog

  • 8 Easy Ways to Find More Cash for Your Business

    Meryl Evans
    20 May 2015 | 12:35 pm
    In One Small Step Can Change Your Life: The Kaizen Way, author Robert Maurer told the story of an employee who saw his metal shop coworkers throwing out scrap metal. When the company posted a suggestion box with a simple question, the worker submitted one to sell the scraps. The company implemented the idea and found an easy way to get more cash. That small question? “Can you think of a very small step you might take to improve our process or product?” The company posted suggestion boxes everywhere including the warehouse, manufacturing, and wherever their employees worked. Rather than…
  • Why Merchant Cash Advance Actually Hurts Cash Flow

    Meryl Evans
    13 May 2015 | 8:05 am
    On the TV show “Shark Tank,” business owners typically ask for funding in exchange for equity. When a product catches the eye of Kevin “Mr. Wonderful” O’Leary, he likes to counter with a complicated deal consisting of royalties and fees. Sometimes royalty in perpetuity comes attached to the offer. Smarter entrepreneurs turn him down flat because it takes away money they could reinvest in the business. To explain O’Leary’s type of deal, take a look at the deal he made with Wicked Good Cupcakes. They sold cupcakes in a jar for $7.50 each. O’Leary offered them a deal in which…
  • What You Need to Know About Small Business Loans

    Meryl Evans
    7 May 2015 | 8:43 am
    I’ve been with my local bank since I was a teen. While opening a bank account isn’t too exciting, the exciting part was the thought of being able to write checks to pay for things. (Not anymore!) Recently, I emailed my bank contact to request a debit card who sent a friendly reply. After a little back and forth, she said she knew of me. How? I lived an hour away from the bank, so all my transactions were online or by mail. It turned out that Theresa knew my mom. We had a nice email conversation as she took an interest in my background and asked questions. I enjoyed the conversation and…
  • Questions to Ask When Seeking a Small Business Loan

    Rob Oskins
    30 Apr 2015 | 12:03 pm
    You have many options to get working capital for your small business to ensure you have enough cash flow. Here are common questions to ask to help you find a small business lender that best meets the needs of your company. Are you a broker or a direct lender? What does it take to qualify for funding from you? What’s your loan process and procedures? Do your clients have a credit line amount? If so, how do you determine what it is? If my business grows quickly, how will your financing keep up with my business? What restrictions and costs do you have if I end a financing agreement with you?
  • 15 Essential Software, Apps and Tools for Small Businesses

    Meryl Evans
    28 Apr 2015 | 10:44 am
    Hundreds of thousands of software, apps and tools simplify and speed up tasks for small business owners and their employees. However, finding the right tools can be overwhelming for even the tech-savviest people. Many tools are available as monthly or yearly subscriptions, and those can add up fast. Your small business’ need may not need feature-rich and expensive tools to get the job done when free or low-priced alternatives will suffice. This list contains free and affordable options. Most commercial and freemium software offer a free trial. Should you decide to try out a tool, pay…
 
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    MyBankTracker

  • 3 Quick and Aggressive Shortcuts for a Higher Credit Score

    Simon Zhen
    28 May 2015 | 1:00 am
    These days, everyone wants things immediately — including stellar credit scores. A solid credit profile is created after years of consistently good credit management. But, many people don’t care (or even know) that it takes time — they want it now. A friend of mine is one of these impatient people and consulted me for ways to raise his credit scores aggressively and quickly. Read on to see the tips that I suggested to him. Can’t wait to boost your credit score? Here some quick ways to get it done. Photo: Flickr | https://www.flickr.com/photos/armydre2008/16226795287/ “I…
  • Here’s Why You’re Still Not Making an Emergency Fund a Priority

    Simon Zhen
    27 May 2015 | 1:00 am
    Story highlights: - Find out what it may cost you if you don’t have an emergency fund ready - Learn how to prioritize your savings when you don’t have much income - How to automate your savings so you don’t worry about it each month Shutterstock Picture yourself relaxing on vacation at your favorite travel destination. However, before your temporary escape from a hectic life, you have to plan that vacation. You spend hours looking up hotels, places to eat and things to do but it doesn’t feel like work because the anticipation of this trip makes you feel happy.
  • Why Your Credit Card Signature Isn’t As Important As You Think

    Rebecca Lake
    26 May 2015 | 1:00 am
    Any time you get a new credit card the first thing you’re supposed to do after activating it is sign the back. Your signature is designed to be a protection against fraud, but do you remember when a retailer actually checked it to make sure it matched the back of your card? With more card issuers switching to EMV chip technology, I decided to investigate whether a signature plays an important role in the check-out process, and what that means for you. I went to four different big-name retailers to conduct my test. Major card issuers require merchants to verify your card information…
  • Chase to Raise Monthly Fees In Certain States: Tips to Avoid These Fees

    Simon Zhen
    23 May 2015 | 1:00 am
    Higher monthly fees are incoming for many Chase customers with basic checking and savings accounts. It’s another round of fee hikes that are sure to anger customers who struggle to avoid those fees. Fortunately, the fee waiver requirements are not changing. I’ve got a couple of neat tips to help you waive these monthly fees easily. Higher fees are on the way, but there are ways to avoid them easily. Photo: Shutterstock In an effort to charge the same fees throughout the country, Chase customers will experience higher monthly fees on certain accounts, according to the Chicago Tribune.
  • Are Banks Open on Memorial Day?

    Theresa Kim
    22 May 2015 | 9:00 am
    In 2015, Memorial Day falls on Monday, May 25. It’s a day when we honor those who died while serving in the U.S. military. For most Americans, the holiday also marks the beginning of summer which means they’re busy preparing for picnics, BBQs and road trips. What shouldn’t be on the list of things to do — going to the bank. See which banks are shutting down for Memorial Day and what you can do if your bank is closed. Memorial Day should be spent relaxing, not rushing to the bank. Photo: Shutterstock Memorial Day bank holiday schedule Unlike the Confederate Memorial Day,…
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    Payments Views from Glenbrook Partners

  • PoF 18 – CNP Expo Talks

    George Peabody
    21 May 2015 | 4:22 am
    This week’s CNP Expo in Orlando brought together some 1,000 fraud technology vendors, processors, merchants, commerce-focused entrepreneurs and others to discuss the arrival of EMV in the US, global payments, and more. We took the opportunity to speak with two enterprise focused firms, Nu Data Security and CardConnect. We also spoke with the founder of mobile shopping service SelfPay. Nothing like good conversations!
  • Look Who’s Talking Now

    Russ Jones
    11 May 2015 | 3:00 am
    One of the fun things we do at Glenbrook is help clients think through product concepts in financial services, commerce, and payments. An intriguing area that I’ve been thinking about and watching closely over the years is voice-activated purchasing. My interest in “voice” stems from my belief that as microprocessors get smaller and faster, the user interface as we know it will fade into the background. The visual display will go away, the tap and swipe interface will go away, and you will simply talk with devices in a conversational way. I termed this “conversational commerce”…
  • Faster Now Faster?

    Carol Coye Benson
    5 May 2015 | 7:48 am
    Over the past few weeks I’ve had a chance to talk about the prospects for faster payments in the U.S. with representatives from both The Clearing House and the Fed.  Both groups, as I’m sure you know, are actively working the space: the Fed with its ongoing Payments Systems Improvement initiative, now with a number of task forces in formation, and The Clearing House with its intention, announced last October, to “build the rails”. Frankly, I was pretty skeptical last fall.  I was worried that The Clearing House banks would be too concerned about cannibalization of wire transfer…
  • More on Change at the Point of Sale

    Allen Weinberg
    28 Apr 2015 | 12:27 pm
    Glenbrookers are often asked to contribute their thoughts on payment trends. Co-founder Allen Weinberg is no exception. Here’s his take on the latest trends at the point of sale as he shared it with TSYS’ n>genuity journal.   What is happening at the point of sale, and why is it so important? There are a number of changes going on at the point of sale (POS). The changing landscape includes the introduction of chip, NFC, Apple Pay, cloud-based/Internet-connected terminals and integrated POS systems, point-to-point encryption, in-aisle checkout, and the notion of…
  • Disruption and Innovation at the Point of Sale

    George Peabody
    24 Apr 2015 | 8:00 am
    Surprising disruptions and unanticipated consequences abound in payments. Sometimes, it’s just a rule change that makes all the difference. In 2001, the NACHA rule enabling ad hoc web debits was put in place, primarily at the behest of banks who wanted to make it easier for their cardholders to pay their credit card bills. Great idea. But once in place, others saw its power, including PayPal who now uses that low cost avenue to fund a significant proportion of its customer transactions. We’ve seen lots of technology upend entire industries. But in payments new technology usually affirms…
 
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    SBOBET Indonesia Judi Bola/Casino Teraman

  • Pelatih Bola Brilian Bukan Pemain Brilian

    admindw2131234
    27 May 2015 | 10:46 pm
    Menjadi pemain bola lalu yang brilian, lalu saat karirnya berakhir memutuskan menjadi pelatih sepak bola dan akhirnya berhasil membawa klubnya meraih berbagai gelar. Hal tersebut merupakan suatu pencapaian yang tidak bisa diremehkan mengingat begitu rumit dan sulitnya menjadi seorang pelatih. Mengatur tim dari samping lapangan tidak sama dengan bermain bersama tim tersebut. Bayangkan berapa orang yang harus dilatih, berapa orang yang harus diperhatikan, berapa lama dan berapa banyak menu latihan yang harus diatur agar memperoleh hasil maksimal. Bukan tugas mudah meskipun dulunya pelatih…
  • Prediksi Runner Up Liga Premier, Arsenal vs Swansea

    admindw2131234
    25 May 2015 | 12:29 am
    Tidak kalah dengan prebutan juara Liga Premier tahun ini, perebutan runner up juga sangat sengit. Tidak satupun klub papan atas di Inggris menyerah begitu saja untuk merebut posisi runner up Liga Premier. Hal ini berlaku bagi Arsenal yang merupakan tim papan atas liga Inggris. Dan tidak terkecuali juga bagi Swansea City yang dalam pertandingan musim ini telah mengalami kekalahan beruntun yang bisa saja mengancam posisinya untuk bisa menduduki juara runner up Liga Premier. Runner up memang tidak sehebat juara Liga Premier, namun tetap saja posisi runner up memegang peran psikologis yang…
  • Pantaskah Balotelli sebagai pengganti Suarez

    admindw2131234
    4 Mar 2015 | 1:17 am
    Mario Balotelli sang super mario yang akhirnya pindah ke klub berjuluk The Reds tersebut ternyata belum dapat menampilkan performa terbaik sampai saat ini. Balotelli sendiri adalah orang penyerang yang bertugas untuk menggantikan Luis suarez yang pergi ke Barcelona. Dengan hilangnya kunci penyerangan Liverpool sang pelatih Liverpool  Brenndan Rodgers membeli Balotelli dari AC Milan berharap dapat mengembalikan nafsu mencetak  gol Liverpool. Namun setelah beberapa pertandingan ini pemain yang mempunyai julukan super Mario belum dapat menjawab para fans Liverpool maupun pelatih. Setelah…
  • POSISI DAN FUNGSI PEMAIN SEPAK BOLA

    admindw2131234
    4 Mar 2015 | 1:15 am
    Dalam pertandingan sepak bola dibutuhkan kerja sama tim yang solid. Setiap tim terdiri dari 11 pemain dengan posisi dan fungsinya masing-masing. Posisi dalam sepak bola dibedakan menjadi 4 macam yaitu kiper, bek, gelandang, dan striker atau penyerang. Setiap posisi tidak bisa bergerak sendiri tanpa dibantu oleh pemain di posisi yang lain. Karena itu, komunikasi menjadi faktor penting yang bisa mendukung permainan.  Fungsi-fungsi tiap posisi dalam sepak bola adalah sebagai berikut. 1.   Kiper Kiper adalah seseorang yang tugasnya menjaga gawang agar tim lawan tidak bisa mencetak gol. Kiper…
  • 3 STRATEGI LEGENDARIS DALAM SEPAK BOLA

    admindw2131234
    4 Mar 2015 | 1:07 am
    Sepak bola adalah salah satu cabang olahraga yang menggunakan bola dan dimainkan oleh 2 tim di mana setiap tim-nya memiliki 11 pemain. Posisi pemain dalam sepak bola bermacam-macam meliputi bek, gelandang, striker, dan kiper. Bek bertugas untuk menjaga pertahanan, sedangkan striker tugasnya untuk menyerang. Kiper adalah seseorang yang menjaga gawang agar lawan tidak bisa mencetak gol. Gelandang dibedakan menjadi beberapa jenis yaitu gelandang kanan, kiri, dan tengah. Gelandang kanan dan kiri atau disebut gelandang pinggir mempunyai tugas yang berat karena harus mendukung penyerang dan pemain…
 
 
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    Bank India — Indian Banks News & Tutorials

  • Top 5 banks offering Credit Card against Fixed Deposit

    Suraj Tandon
    25 May 2015 | 8:03 pm
    Credit Cards has become the need of every professional. Emergency does not come according to the financial situation. But it may push a person to the corner during an adverse economic situation. Sometime monetary help from others in such critical situations becomes next to impossible. However, Credit Card gives the instant access to money whenever required without any issue. In the present days, many Banks are providing the Credit Cards to the customers to avail that facility. They charge interest rate on the money but give the access to instant money. But, the limit might be a problem for…
  • 5 best Performing Mutual Funds in India 2015

    Suraj Tandon
    7 May 2015 | 7:52 pm
    As per the investment returns on stocks in the year of 2014, in 2015 also stocks can give fantastic returns. Hence, investors must want to know best mutual funds to invest in 2015. In this article, we are going to cover top 5 mutual funds in India in 2015 to invest in. If anyone is new to share market, it’s the best idea to start investing through mutual funds. Why mutual funds? For those who are new to mutual fund, first here you should get it what about we are talking. In mutual fund stockholders invest their money for a common financial goal. Such investment is the best way to get…
  • Missed call balance enquiry number For All banks in India

    Suraj Tandon
    27 Apr 2015 | 4:03 am
    Technology is gifting effortless life for us day by day. One more facility of which everyone should be aware of is the service of providing balance from your bank account in your inbox without standing in queue of bank or any atm. Yes you read it correct! You can now get your account balance from respective bank by giving a miss call. It becomes a handy procedure with your mobile device. No need to carry your passbook for mini statement. Anytime from anywhere you can give miss call from your registered number which in return text you your account balance. You have to register your valid…
  • Check public provident fund PPF account balance online

    Suraj Tandon
    23 Apr 2015 | 9:45 pm
    Public Provided Fund or PPF is the scheme established by the Government of India in the year of 1968. Scheme is under the public growth aspect in which a part of income can be contributed by the people and on this contributed fund people can claim a income tax rebate. Government of India started the scheme to get more profit by attracting more and more people to contribute. Duration of Public Provided Fund is 15 years which may be extended up to 5 years and of course contributor has the rights to terminate PPF anytime he wants. PPF is equally beneficial for Indian people as funds give higher…
  • Check your sbi balance online or by Sms & Missed call

    Suraj Tandon
    9 Apr 2015 | 5:54 pm
    State Bank of India is one of the most reputed banks in India, which is held in high regard because of its excellence in customer services as well as wide coverage across the country. Included in the services and facilities provided by SBI to its customers is the online balance Inquiry feature, which enables the user to check the balance right from the comfort of their home or office, without actually having to visit the bank branch for the same. All they have to do is simply login to Sbi online banking account and the whole information is available to them at just a click of the finger. In…
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    Bankrate.com » Banking

  • New rules to stop college checking rip-offs?

    Claes Bell
    20 May 2015 | 9:00 am
    The U.S. Department of Education is proposing new rules for the deals colleges strike with banks to promote checking accounts and other products to students.
  • No more faxing to open a bank account

    Claes Bell
    14 May 2015 | 3:05 am
    A new technology may allow many banks to take the faxing and snail mail out of the account-opening process, making it easier for consumers to switch accounts.
  • Bank fined $7.5M for bad overdrafts

    Claes Bell
    28 Apr 2015 | 2:13 pm
    The CFPB is forcing one of the nation's biggest banks to pay big fines for charging hundreds of thousands of customers improper overdraft fees.
  • Would you pay to use a banking app?

    Claes Bell
    25 Apr 2015 | 3:05 am
    A survey released last month by SNL Financial found that 1 in 4 bank customers who use a banking app would be willing to pay $3 a month to continue doing so.
  • GE breaks up its bank: More to follow?

    Claes Bell
    10 Apr 2015 | 2:20 pm
    GE is breaking up and selling off its banking business in order to slim down, and shed some of its regulatory burden. Will large banks
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    Banking Sense

  • How to Determine Your Estate Taxes

    Natalie Cooper
    27 May 2015 | 3:30 pm
    The estate tax (or, “death tax”, as you may be familiar with it) is one of those things we would rather put out of mind, but may find ourselves up against one day. It’s a grim thought that your life’s work might end up in litigation with the IRS one day, and many of us would rather think about more pleasant things. It can also blindside children and spouses who question whether or not they must now deal with the estate tax. So if you are preparing for your own passing (as the decedent) it helps to err on the side of caution. First Question: Does the Estate Tax Affect…
  • ShareBuilder: How Well Do They Manage your Yields?

    Natalie Cooper
    27 May 2015 | 1:00 pm
    Many individuals want to know how ShareBuilder compares to other online brokerages like TD Ameritrade or TradeKing. ShareBuilder ranks high among the very best online brokerages, which is why many people keep choosing to invest with them again and again. Both ShareBuilder and Capital One 360 are owned by the same company and are considered high yield investment accounts. In fact, you can link your ShareBuilder account with your Capital One 360 account if you like. ShareBuilder has many great features for people who want to make the most of their money. Here are some of the best features about…
  • First Time Home Buyer Loans: The Basics on How They Work

    Natalie Cooper
    27 May 2015 | 10:00 am
    There is a great deal of preparation and nervous energy that goes into buying your first home. However, there are definitely some tried and true techniques that you can fall back on in order to make sure that you are getting the best deal on your first mortgage. The first aspect of getting your home is deciding which loan program to pursue. Here are some of the basics on how a first time home owner loan will work for you. First of all, you will need to produce a great deal of information for the loan company. In order to make sure that you are not annoyed by the number of questions that you…
  • Are Title Loans Worth It or a Rip-off?

    Natalie Cooper
    27 May 2015 | 6:00 am
    Quick cash loans are among the most popular loans in the nation. Such loans carry the nickname of quick cash loans because consumers can obtain them in a short amount of time. They consist of loans such as installment loans, payday loans and title loans. Title loans are popular because borrowers can receive large loans in some cases. However, some consumers might wonder if title loans are worth their high interest rate and potential for huge risks. Therefore, consumers must ask themselves if applying for a title loan is worth it. What Exactly Is a Title Loan? A title loan is a short-term cash…
  • Best Online Banks for Married Couples

    Natalie Cooper
    26 May 2015 | 3:30 pm
    Online banks are becoming an extremely popular item for all consumers. The convenience of handling one’s banking online often helps busy people to manage their time better. Online banks can help married couples in several ways, such as by making it easy for the wife or husband to use such an account to pay bills online with the click of a mouse, or to develop a savings plan or budget. But not all online checking or saving accounts are created equal. The following are three of the best online banks for married couples: Capital One 360 Capital One is a bank that has been in the names of many…
 
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