Banking

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  • Clearing Up The Strategy Fog

    Gonzobanker.com
    Ron Shevlin
    22 Jun 2015 | 12:05 am
      Do you know the strategy of the bank or credit union that you work for? a) Yes b) No c) This is a trick question, right? If you chose a), congratulations! Self-deception regarding life’s realities is a great coping strategy. You won’t go far in life, but it won’t matter because you’ll convince yourself that you did. If you answered b), don’t feel bad. You’re not alone, and it’s really not your fault that you don’t know your firm’s strategy. I’ll explain that further in a minute or so. If you picked c), you’re a…
  • William Anderson Said to Be Leaving Goldman Sachs for Evercore

    NYT > Banking Industry
    2 Jul 2015 | 9:00 pm
    The addition of Mr. Anderson would prove a big coup for Evercore, as banks rush to set up their activism advisory teams.
  • BankBazaar Scores $60 Million in Funding Led by Amazon

    Finovate
    Julie Schicktanz
    2 Jul 2015 | 5:14 pm
    BankBazaar, anIndia-based company that sells financial service products on behalf of third parties, raised $60 million in Series C funding today. The round was led by Amazon, which holds a minority stake, and marks the ecommerce giant’s second investment in BankBazaar. New investors include Fidelity Growth Partners and Mousse Partners. Existing investors Sequoia Capital and Walden International also contributed. BankBazaar’s funding now totals $79 million, but there’s no word on a current valuation for the company. BankBazaar has big plans for the funds. It hopes to use…
  • Headline News from PaymentsNews.com - July 2, 2015

    Payments News - from Glenbrook Partners
    Payments News Editor
    2 Jul 2015 | 6:39 am
    On the Web: BitBeat: How Bitcoin Technology Could Shake Up the Loyalty-Points Business - Wall St. Journal - "With a viewpoint that upends the centuries-old principles of double-entry bookkeeping, Messrs. Dennis and Simon argue that if reward points are generated by an algorithm and issued in the form of a digital token on the blockchain, it creates an asset for the individual holder but the countervailing liability resides with the entire blockchain itself." FATF Pushes Risk-Based Approach Toward Virtual Currencies, Services - Wall St. Journal - "The FATF, an international body that sets…
  • Social media meets lobbying meets activist meets Industry Powerhouse Taylor

    The Bankwatch
    Colin Henderson
    22 Jun 2015 | 4:24 pm
    Social media meets lobbying meets activist meets Industry Powerhouse. Taylor Swift conducted what was obviously a well thought through campaign on her blog, presumably because 140 characters sometimes is just not enough. (Go blogging, but I digress). To Apple, Love Taylor. To bring everyone up to speed, the Apple Music streaming service was proposed to launch with a 3 month trial period. This is longer than the normal 1 month trial. The kicker was that Apple were not planning to pay an artist royalty during that 3 month period. Apple had dealt with that potential dissonance with a 2 – 3…
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    Gonzobanker.com

  • Clearing Up The Strategy Fog

    Ron Shevlin
    22 Jun 2015 | 12:05 am
      Do you know the strategy of the bank or credit union that you work for? a) Yes b) No c) This is a trick question, right? If you chose a), congratulations! Self-deception regarding life’s realities is a great coping strategy. You won’t go far in life, but it won’t matter because you’ll convince yourself that you did. If you answered b), don’t feel bad. You’re not alone, and it’s really not your fault that you don’t know your firm’s strategy. I’ll explain that further in a minute or so. If you picked c), you’re a…
  • Establish Your Seal Team 6: Use Data to Leverage High Performers

    Ryan Myers
    16 Jun 2015 | 10:16 am
    The notoriety of Seal Team 6, also known as the Naval Special Warfare Development Group (DEVGRU), hit center stage in recent years with missions all over the world resulting in publicity, books and movies. The team comprises the Navy’s best of the very best. It is so exclusive that the highest performers have to be invited just to participate in an exhaustive tryout that lasts several months. Once on the team, they are furnished with the best equipment, much of which isn’t available to anyone else such as the stealth helicopters used in Pakistan. This effectively maximizes the production…
  • Five Things Somebody in the Bank Better Know

    Terence Roche
    3 Jun 2015 | 10:26 am
    “There are only two kinds of people who are really fascinating: people who know absolutely everything and people who know absolutely nothing.” —Oscar Wilde Gonzonians, one of the realities of banking in 2015 is that there’s just a lot more to know than there used to be. Pick a topic: changing consumer behavior, new technology, industry disruptors, new payments players, vendors, products—and on and on. Nowadays, if I skip even a week of reading the trade rags and following blogs/posts/announcements, I’m already falling behind in my knowledge of what people are doing or trying…
  • Does Your Tech Plan Pass the Sniff Test?

    Jim Trautwein
    20 May 2015 | 10:46 am
    Following some longstanding Federal Financial Institutions Examination Council guidance, examiners are making sure banks have technology plans and that these plans meet the regulations. As a result, banks are taking a hit from examiners at a rate that rivals door dings in an outlet mall parking lot. If some recent conversations I’ve had are any indication, about 70% of banks don’t have a strategic technology plan that will pass muster in their next regulatory exam. According to the FFIEC IT Examination Handbook (positively riveting reading, by the way), institutions should have a…
  • Digital Lending & The Biggest Conference Bankers Aren’t Attending

    Daryl Jones
    8 May 2015 | 5:10 pm
    “Silicon Valley is coming.” -Jamie Dimon, CEO, JPMorgan Chase Jamie Dimon, CEO of JPMorgan Chase, said it best in his recent letter to shareholders with his reference to emerging digital lenders. Ironically, his comments came a week before the biggest conference for these companies was about to begin. The annual LendIt conference was held last month at Times Square in New York City and GonzoLender descended boldly on the scene to evaluate the mysterious underbelly of digital lending. The opening remarks by Lending Club CEO Renaud Laplanche adequately summarized the perspective of lending…
 
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    Finovate

  • BankBazaar Scores $60 Million in Funding Led by Amazon

    Julie Schicktanz
    2 Jul 2015 | 5:14 pm
    BankBazaar, anIndia-based company that sells financial service products on behalf of third parties, raised $60 million in Series C funding today. The round was led by Amazon, which holds a minority stake, and marks the ecommerce giant’s second investment in BankBazaar. New investors include Fidelity Growth Partners and Mousse Partners. Existing investors Sequoia Capital and Walden International also contributed. BankBazaar’s funding now totals $79 million, but there’s no word on a current valuation for the company. BankBazaar has big plans for the funds. It hopes to use…
  • i-exceed Teams Up with Kris FinSoftware to Promote the Mobile Internet in the Philippines

    David Penn
    2 Jul 2015 | 12:48 pm
    i-exceed, makers of the Appzillion mobile app development platform, have teamed up with Kris FinSoftware to speed mobile internet adoption in the Philippines. i-exceed made the announcement during the Philippine Bank Symposium in Manila earlier this month. “With mobile internet dominating a huge portion of internet traffic, the role of mobility in reshaping the digital world and how it affects businesses is one that cannot be taken lightly anymore,” i-exceed wrote in a statement after the event. Kris FinSoftware specializes in providing core banking, private banking, risk, and…
  • Finovate Alumni News

    Julie Schicktanz
    2 Jul 2015 | 8:33 am
    On Finovate.com: Bankbazaar Scores $60 Million in Funding Led by Amazon. i-exceed Teams Up with Kris FinSoftware to Promote the Mobile Internet in the Philippines Around the web: Wealth Help to launch advanced PFM tool using the eWise Money Manager solution. Lufthansa Industry Solutions to use Kony to enhance its mobile portfolio. ayondo purchases additional insurance for clients from the Lloyd’s insurance marketplace totaling up to $728k per client. ReadyForZero completely redesigns mobile app. Silicon Prairie News interviews HipPocket’s Mark Zmarzly. Banco Santander and Monitise…
  • FinDEVr APIntelligence

    Julie Schicktanz
    1 Jul 2015 | 7:58 am
    Are you building new financial technology? Be sure to register now for the only event exclusively for fintech developers, FinDEVr 2015, Oct 6-7 in San Francisco. The latest from FinDEVr 2015 presenters: Money Under 30 features personal finance apps from Personal Capital and Credit Karma. Bank Investment Consultant mentions Personal Capital in its look at how traditional advisors can compete against robo-advisors. Backbase adds Geezeo’s PFM to its Open Banking Marketplace. Yodlee Brings “Sense” to Forward-Looking Bank Balances. Alumni updates: Equities Lab integrates with Tradier…
  • Celebrate Canada Day with Our Alums from the Great White North

    David Penn
    1 Jul 2015 | 7:36 am
    July 1st is Canada Day, the day Canadians from Nova Scotia to British Columbia and all the provinces in between celebrate the day the country we know as “Canada” was officially formed as a single nation within the British Empire. So if you’ve got room in your schedule for one more Canada Day Celebration, then please join us in spending a little time celebrating with a score of Finovate alums that are driving fintech innovation in and out of “the Great White North.” Bionym – Toronto, Ontario – FinovateSpring 2014 Carta Worldwide – Toronto,…
 
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    Payments News - from Glenbrook Partners

  • Headline News from PaymentsNews.com - July 2, 2015

    Payments News Editor
    2 Jul 2015 | 6:39 am
    On the Web: BitBeat: How Bitcoin Technology Could Shake Up the Loyalty-Points Business - Wall St. Journal - "With a viewpoint that upends the centuries-old principles of double-entry bookkeeping, Messrs. Dennis and Simon argue that if reward points are generated by an algorithm and issued in the form of a digital token on the blockchain, it creates an asset for the individual holder but the countervailing liability resides with the entire blockchain itself." FATF Pushes Risk-Based Approach Toward Virtual Currencies, Services - Wall St. Journal - "The FATF, an international body that sets…
  • Headline News from PaymentsNews.com - July 1, 2015

    Payments News Editor
    1 Jul 2015 | 6:35 am
    On the Web: PoF 21 – Payment Tokenization Continues to Roll - PaymentsViews.com - "I asked Glenbrook partner Russ Jones to return for an update, to help us dig deeper into what’s happened over the six months and to consider where tokenization is going. He’s bullish on the capabilities of this technology and likes what he’s seen so far." Facebook rolls out payments for U.S. users in Facebook Messenger. - "Add your Debit Card and pay anyone on Messenger in a few taps. Money goes straight from your checking account to the recipient's checking account. Easy and safe."…
  • Headline News from PaymentsNews.com - June 30, 2015

    Payments News Editor
    30 Jun 2015 | 7:12 am
    On the Web: Introducing Square Payroll: A Quick and Easy Way to Pay Your Employees - Square Blog - "Today, we’re making it a whole lot easier for small businesses (especially ones with hourly employees) to do their payroll. Our new Square Payroll product is now available for California sellers and we’ll be looking to expand to more states soon." On the Wires: Early Warning Improves Consumer Access to Financial Services, Enhances Fraud Mitigation - "These predictive checking account applicant screening scores enable financial institutions to improve the access they offer consumers…
  • Headline News from PaymentsNews.com - June 29, 2015

    Payments News Editor
    29 Jun 2015 | 6:18 am
    On the Web: Tourists Are Left in Lurch by Greek Crisis - Wall St. Journal - "Automated-teller machines are running dry and many businesses are no longer accepting credit cards." Barclays expands contactless wearables - Guardian - "Barclays, which launched payment wristbands last year, is launching key fobs, an updated wristband and stickers that can be attached to any flat surface, including a mobile phone." Apple, Google bet on walletless future, but are shoppers ready to pay with phone? - San Jose Mercury News - "Some pay for deli sandwiches with a flick of their Internet-enabled…
  • Headline News from PaymentsNews.com - June 26, 2015

    Payments News Editor
    26 Jun 2015 | 3:25 am
    On the Web: Building a Safer Payment System - Speech by Federal Reserve Governor Jerome H. Powell - "Each of us has an important role to play in building a safer payment system. Given the payment system's complexity, it's important to keep in mind that we all need to work together when we innovate, prevent, plan, and educate." Turmoil in Payments - Filene Blog - "To paint a picture of the shifting landscape, Filene completed more than two-dozen expert interviews, conducted a survey to gauge credit unions’ challenges around payments and what they’re doing about them, and examined…
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    The Bankwatch

  • Social media meets lobbying meets activist meets Industry Powerhouse Taylor

    Colin Henderson
    22 Jun 2015 | 4:24 pm
    Social media meets lobbying meets activist meets Industry Powerhouse. Taylor Swift conducted what was obviously a well thought through campaign on her blog, presumably because 140 characters sometimes is just not enough. (Go blogging, but I digress). To Apple, Love Taylor. To bring everyone up to speed, the Apple Music streaming service was proposed to launch with a 3 month trial period. This is longer than the normal 1 month trial. The kicker was that Apple were not planning to pay an artist royalty during that 3 month period. Apple had dealt with that potential dissonance with a 2 – 3…
  • Apple WWDC 15

    Colin Henderson
    8 Jun 2015 | 5:44 pm
    Its Apple WWDC 15 day, and I watched the keynote tonight of course on my Apple TV which was handily added for the event. The detailed engineering stuff is handled over the week in ‘tracks’. Back to the keynote. First off was software upgrades for OS X (El Captane) and iOS 9; both coming this autumn, with a summer customer beta. As expected not too much realy exciting except speed and efficiency. They have introduced Apple Metal which a method of bypassing Open GL and basically ensuring apps interact more efficiently with the computer. There are updates for some apps including Notes which…
  • City of Toronto asks court to shut down Uber

    Colin Henderson
    2 Jun 2015 | 5:29 pm
    Toronto is on the verge of a major step backwards as 2 days of court hearings on the City request to shut down Uber finishes. The judge is practically telegraphing a negative result by indicating this will surely go to Appeal, although Uber note they may not bother. Court hearing into City of Toronto’s request to shut down all of Uber’s operations wraps up after two days of argumentsFiled under: Uncategorized
  • Google I/O

    Colin Henderson
    28 May 2015 | 7:38 pm
    I’m watching Google I/O and some interesting developments. Watching on Apple TV and nothing blew up so far. Biggest item of note.  Mobile is not a section of the conference.  Mobile is the conference with Android front and centre.  There is much voicing between comparisons on iOS and Android and I’ll avoid that  here are some real differentiators from Google Some notes: Android pay- super simple especially when tied to fingerprint recognition. This outs pressure on hardware manufacturers to get on with this feature. type c USB support for Android sleep mode that provides long…
  • RBC add Mobile Cheque Deposit

    Colin Henderson
    21 May 2015 | 7:41 am
    RBC join the Mobile Deposit club in Canada. This leaves ScotiaBank and BMO of the big 5 Bank without this mobile service. Filed under: Uncategorized
 
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    Commercial Banking News - Commercial Banking News Headlines | Bizjournals.com

  • Home Depot asks court to dismiss financial institutions' lawsuit over data breach

    David Allison
    3 Jul 2015 | 4:17 am
    The Home Depot Inc. says it's not responsible for any losses incurred by financial institutions as a result of the company's data breach. On July 1, Home Depot (NYSE: HD) for the first time responded to a lawsuit filed against the company by more than 100 financial institutions over Home Depot's massive 2014 data breach. In that complaint, filed on May 27, the financial institutions claim Home Depot's data breach caused total fraud losses "in the billions of dollars." Last November, OBJ reported…
  • Analysis: Banks that need Nashville

    Scott Harrison
    3 Jul 2015 | 4:00 am
    Nashville’s become one of the hottest markets in the country for bankers. For some out-of-market players, Nashville is a secondary market, meant to provide additional business. That’s largely the approach from the likes of PNC Bank and JPMorgan. Those giants don’t need a substantial presence here on the scale of Regions Bank or Bank of America. They simply want a steady stream of credits and banking customers to make their current investments viable. The magnet of Nashville also is drawing…
  • Can he double size of NewDominion?

    Hilary Burns
    3 Jul 2015 | 3:00 am
    When NewDominion Bank first approached Blaine Jackson in 2011, he hesitated. The bank was oozing with troubled loans, leaking money and in desperate need of capital. John Hipp, then the CEO of NewDominion, convinced Jackson to come on board. It was the chance to build something from the ground up. Not quite a startup, but a start over. Now, four years later, Jackson sits at the helm of NewDominion as the bank turns to the future, placing bad loans and risky assets in the rearview. “NewDominion…
  • How Wells Fargo is making a difference in Charleston

    Hilary Burns
    3 Jul 2015 | 3:00 am
    Wells Fargo is hoping to contribute to the healing of Charleston. The San Francisco-based bank, with its East Coast hub in Charlotte, announced that it is donating $100,000 to the Palmetto Project in support of the Lowcountry Ministries-Reverend Pinckney Fund. The fund will support victims, families and the ministries of the Rev. Clementa Pinckney, who was among the nine people killed in the June 17 shooting at the Mother Emanuel AME Church in Charleston, S.C. “Wells Fargo is committed to honoring…
  • Pioneer Bank's three-year goal: $1 billion in deposits

    Chelsea Diana
    3 Jul 2015 | 3:00 am
    Pioneer Bank’s rebranding from a local community bank into a Capital Region-wide bank is starting at the branches. The rebranding is part of CEO Tom Amell’s three-year growth plan in which the end goal is to win more Capital Region market share and bring deposits up to $1 billion by 2018. That growth strategy begins with the construction of a four-story, 60,000-square-foot headquarters near the corner of Wolf and Albany Shaker roads in Colonie. Amell said Pioneer will invest upwards of $15…
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    Investment Banking News - Investment Banking News Headlines | Bizjournals.com

  • Home Depot asks court to dismiss financial institutions' lawsuit over data breach

    David Allison
    3 Jul 2015 | 4:17 am
    The Home Depot Inc. says it's not responsible for any losses incurred by financial institutions as a result of the company's data breach. On July 1, Home Depot (NYSE: HD) for the first time responded to a lawsuit filed against the company by more than 100 financial institutions over Home Depot's massive 2014 data breach. In that complaint, filed on May 27, the financial institutions claim Home Depot's data breach caused total fraud losses "in the billions of dollars." Last November, OBJ reported…
  • Analysis: Banks that need Nashville

    Scott Harrison
    3 Jul 2015 | 4:00 am
    Nashville’s become one of the hottest markets in the country for bankers. For some out-of-market players, Nashville is a secondary market, meant to provide additional business. That’s largely the approach from the likes of PNC Bank and JPMorgan. Those giants don’t need a substantial presence here on the scale of Regions Bank or Bank of America. They simply want a steady stream of credits and banking customers to make their current investments viable. The magnet of Nashville also is drawing…
  • Can he double size of NewDominion?

    Hilary Burns
    3 Jul 2015 | 3:00 am
    When NewDominion Bank first approached Blaine Jackson in 2011, he hesitated. The bank was oozing with troubled loans, leaking money and in desperate need of capital. John Hipp, then the CEO of NewDominion, convinced Jackson to come on board. It was the chance to build something from the ground up. Not quite a startup, but a start over. Now, four years later, Jackson sits at the helm of NewDominion as the bank turns to the future, placing bad loans and risky assets in the rearview. “NewDominion…
  • How Wells Fargo is making a difference in Charleston

    Hilary Burns
    3 Jul 2015 | 3:00 am
    Wells Fargo is hoping to contribute to the healing of Charleston. The San Francisco-based bank, with its East Coast hub in Charlotte, announced that it is donating $100,000 to the Palmetto Project in support of the Lowcountry Ministries-Reverend Pinckney Fund. The fund will support victims, families and the ministries of the Rev. Clementa Pinckney, who was among the nine people killed in the June 17 shooting at the Mother Emanuel AME Church in Charleston, S.C. “Wells Fargo is committed to honoring…
  • Pioneer Bank's three-year goal: $1 billion in deposits

    Chelsea Diana
    3 Jul 2015 | 3:00 am
    Pioneer Bank’s rebranding from a local community bank into a Capital Region-wide bank is starting at the branches. The rebranding is part of CEO Tom Amell’s three-year growth plan in which the end goal is to win more Capital Region market share and bring deposits up to $1 billion by 2018. That growth strategy begins with the construction of a four-story, 60,000-square-foot headquarters near the corner of Wolf and Albany Shaker roads in Colonie. Amell said Pioneer will invest upwards of $15…
 
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  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
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  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
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  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
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  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
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  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
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  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
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  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    3 Jul 2015 | 4:31 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    3 Jul 2015 | 4:31 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    3 Jul 2015 | 4:31 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    3 Jul 2015 | 4:31 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    3 Jul 2015 | 4:31 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

    Capital Solutions Bancorp » Blog

  • 14 Ways to Ensure You Always Have Cash Flow

    Meryl Evans
    24 Jun 2015 | 9:35 am
    A colleague told me about a long-time client and friend who passed away. The business went with him. It happens. That’s life. While his business made up about a third of hers, she weathered the loss of income because she had enough cash stashed away to cover her while she looked for new clients. Another colleague texted me to let me know that her computer had died. Fortunately, she was able to buy a new computer the same day and restore her backed up files to the new computer. Cash and profits don’t go hand in hand. Profit can show up on paper even if the company doesn’t have…
  • How Late Payment of Invoices Are a Danger to Your Small Business

    Meryl Evans
    18 Jun 2015 | 7:43 am
    Cash flow makes or breaks a small business. If you don’t have the cash to pay expenses and make payroll, then your business can’t survive. Simply put: no cash, no business. This can and does happen even if you have all the customers you want and talented employees who do their jobs well. Small business cash flow management and payment practices references Atradius Payment Practices Barometer for the Americas, a survey that looks at B2B payment behaviors. Effects of unpaid invoices Atradius’ report explains the effects of unpaid invoices: “Unpaid invoices can have a serious impact on a…
  • 3 Powerful Ways to Generate More Leads and Grow Your Business

    Meryl Evans
    12 Jun 2015 | 8:31 am
    Are you missing opportunities with your lead generation efforts? Do you go after prospects? What about your past and current customers? Many companies forget about doing lead generation with their customers. After all, keeping customers happy is the fastest and cheapest way to grow business. Most people know this. Yet many businesses neglect their clients to spend more time hunting for new customers. Why overlook the clients they already have when the acquisition cost is $0? You may be able to harvest more business from them. Perhaps, you think you can’t upsell or cross-sell them.
  • What You Need to Know About Insurance for Small Businesses

    Meryl Evans
    5 Jun 2015 | 11:02 am
    Most of us would never own or lease a vehicle without auto insurance. Should the unthinkable happen, insurance can help take care of expensive repairs or a replacement. It protects you in the event of a lawsuit or other drivers who have little or no insurance. Insurance safeguards your assets such as your home, retirement, and investments. Not having business insurance, on the other hand, could mean the end of your business. If the unexpected happens, it could drain your cash flow and it’ll be too late for a small business loan. Just like consumers invest in auto, home, life, and travel…
  • 5 Easy Questions That Will Boost Your Business Website

    Rob Oskins
    1 Jun 2015 | 11:03 am
    Consider this statistic from B2B Marketing: “54 percent of B2B buyers begin their buying process with informal research about business problems; nearly 80 percent of the time spent researching is done online.” In other words, a small business website better do its job, right? Unfortunately, too many aren’t. It happens more times than it should. You visit a small business website. Browse it. And can’t figure out what the business does. Its web pages read like a business plan, uses insider language, or sounds like gobbledygook. Maybe you don’t find a website at…
 
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    MyBankTracker

  • MyBankTracker Gets a Makeover, With New Tools for Smarter Banking

    Claire Tak
    2 Jul 2015 | 2:00 am
    If you haven’t noticed already, MyBankTracker has been completely redesigned! Our new and improved site features financials tools, calculators and tips so you can make smarter decisions when it comes to saving money, opening a checking account, CD, IRA, and more. Here’s a look at the important new features that you should take advantage of. Take our savings quiz to get matched with an account Saving money is important, but how do you know what type of account you should use for your cash? While savings accounts may look the same on the surface, they’re not, especially when…
  • When It’s Better to Wait, Before Rolling Your 401(k) Over

    Rebecca Lake
    1 Jul 2015 | 6:00 am
    Changing jobs in your 20s is to be expected, but it can put your retirement strategy in danger if you’re not careful. If you’ve been saving money in your 401(k), rolling it over into your new employer’s retirement plan or parking it in an IRA sounds good, but it’s not always the right move. In fact, there are a handful of situations when you’re better off letting your 401(k) funds stay put.  Image via Flickr What happens to your 401(k) when you don’t roll it over Generally, when you make a career move your employer will hold on to your 401(k) and…
  • Are Banks Open the Friday Before Fourth of July?

    Simon Zhen
    1 Jul 2015 | 3:00 am
    This year, Independence Day lands on a Saturday, so most Americans will be enjoying a day off on Friday — making for a nice little 3-day weekend. However, because the holiday comes during the weekend, but it’s observed on a weekday, many people may be wondering whether or not banks are closed Friday and/or Saturday. We called the biggest U.S. banks to find out their Fourth of July holiday schedule. In 2015, Independence Day lands on a Saturday, but it is observed on Friday by many businesses. What about banks? Photo: Flickr |…
  • How to Invest Your Money, Like the Super Rich

    Frank Addessi
    30 Jun 2015 | 3:00 am
    Millionaires and their upscale cousins, the Super Rich, aren’t very different than the rest of us. They don’t have access to secret knowledge that got them rich or keeps them rolling in dough. The fact, anyone can invest like the super rich, whether you’re just starting out or have been in the game for a while. Take a look at the basic investment strategies the rich are using, and how these methods have laid the foundation for a solid financial life.  Shutterstock The world’s population of millionaires grew by nearly one million in 2014. That brings the worldwide total of…
  • The Struggle Is Real: How to Overcome Money Problems In Your 20s

    Rebecca Lake
    29 Jun 2015 | 3:00 am
    I have yet to hear someone say they don’t miss being in their 20s. You can make mistakes and still have time to make up for them, but if you’re not careful, it can haunt you beyond your 20s. Here’s a look at what 20-somethings often struggle with. Flickr |…
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    Payments Views from Glenbrook Partners

  • PoF 21 – Payment Tokenization Continues to Roll

    George Peabody
    26 Jun 2015 | 6:59 am
    Tokenization is, and will continue to be, a hot topic in payments. After all, it’s what powers Apple Pay. Last week I chaired the Mobile Payment Innovation Summit where tokenization was a recurring theme. I asked Glenbrook partner Russ Jones to return for an update, to help us dig deeper into what’s happened over the six months and to consider where tokenization is going. He’s bullish on the capabilities of this technology and likes what he’s seen so far. Take a listen to what Russ has to say.
  • PoF 20 – Chase Speaks on Issuing EMV Cards

    George Peabody
    16 Jun 2015 | 2:16 pm
    We all know EMV is coming to the U.S and that it will take years to build a complete EMV security perimeter. But the work starts with issuers sending out chip cards to their customers. Take a listen to this conversation with Chase’s Dina DeMerell, Director, Card Services Chip Security, to hear how Chase is deploying EMV credit, debit, prepaid and co-branded card products. She wasn’t kidding about their accelerated push of credit cards to frequent transactors. I received my new EMV United co-branded card the day after we spoke – and it wasn’t special treatment.  
  • PoF 19 – E-commerce Fraud, Data, and EMV’s Impact on CNP Losses

    George Peabody
    8 Jun 2015 | 6:07 am
    Decisions about point of sale transactions are largely made using card data alone but in e-commerce the merchant has to use a rich mix of data sources to manage fraud. The merchant is, after all, liable for both the transaction as well as the goods or services lost due to fraud. E-commerce merchants use publicly sourced data from firms like Whitepages to perform both automated and manual reviews. This discussion with Tom Donlea, Director, e-Comm/Retail Practice at Whitepages, looks at how the data is provided to the merchant, the challenge of data sourcing in international markets, the care…
  • Glenbrook’s Elizabeth McQuerry is IPFA CEO

    Elizabeth McQuerry
    3 Jun 2015 | 3:00 am
    This week, I began an important new assignment. I am now the CEO of the International Payments Framework Association (IPFA). If you haven’t yet heard of it, the IPFA provides rules, standards, operating procedures, and guidelines to improve cross-border payments. It’s now five years old and moving into the next, exciting, and supercharged phase of payments along with the rest of the industry. Composed of banks, clearing and settlement mechanisms, payments service providers and some observer members, the IPFA created a formula for removing some of the friction from cross-border payments.
  • Sympathy for the Biller – the Unsung Masters of Payments Complexity

    Erin McCune
    2 Jun 2015 | 3:00 am
    At Glenbrook we take pride in, and place great importance on, our historical focus on end users: consumers, enterprises and small businesses that make and receive payments. Recently, we’ve been working with and thinking about billers – the unsung masters of payments complexity. Consider the table below. What other players in the industry accept as many different forms of payment, across so many channels as billers? We recently performed a Glenbrook biller benchmarking study that confirmed the acute challenges facing billers, ranging from persuading customers to pay electronically, the…
 
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    SBOBET Indonesia Judi Bola/Casino Teraman

  • Serba-Serbi Copa America 2015

    admindw2131234
    16 Jun 2015 | 10:15 pm
    Bulan Juni ini mungkin dapat dikatakan sebagai bulan spesial untuk para pecinta bola. Setelah final Copa del Rey dan final Liga Champions yang banyak menghiasi berbagi portal Berita Bola terbaru, pada tanggal 11 Juni ini, event sepakbola terbesar Amerika Latin akan diadakan, yaitu Copa America 2015. Copa America tahun ini akan menghadirkan pertarungan bintang-bintang lapangan hijau yang pasti sudah tidak asing bagi pecinta sepakbola. Mulai dari trio penyerang tersubur saat ini, Messi, Neymar dan Suarez, hingga pemain hebat seperti Sergio Aguero, Edinson Cavani, Alexis Sanchez dan lainnya.
  • Pantaskah Balotelli sebagai pengganti Suarez

    admindw2131234
    4 Mar 2015 | 1:17 am
    Mario Balotelli sang super mario yang akhirnya pindah ke klub berjuluk The Reds tersebut ternyata belum dapat menampilkan performa terbaik sampai saat ini. Balotelli sendiri adalah orang penyerang yang bertugas untuk menggantikan Luis suarez yang pergi ke Barcelona. Dengan hilangnya kunci penyerangan Liverpool sang pelatih Liverpool  Brenndan Rodgers membeli Balotelli dari AC Milan berharap dapat mengembalikan nafsu mencetak  gol Liverpool. Namun setelah beberapa pertandingan ini pemain yang mempunyai julukan super Mario belum dapat menjawab para fans Liverpool maupun pelatih. Setelah…
  • Andre-Pierre Gignac Tersesat di Tim Liverpool dan Arsenal

    admindw2131234
    4 Mar 2015 | 1:01 am
    Andre-Pierre Gignac dikabarkan akan berpeluang untuk pindah ke tim Liga Inggris. Sudah ada dua kandidat kuat yang akan menampung pemain yang satu ini. Mereka adalah Arsenal dan juga Liverpoo.Dua tim besar di liga Inggris tersebut rencananya akan menggunakan jasa dari pemain yang satu ini. Hal ini jelas dikarenakan Andre-Pierre Gignac mampu untuk tampil dengan performa yang sangat luar biasa. Apabila dia mau untuk menandatangani kontrak untuk pindah ke dua tim tersebut maka sudah pasti banyak hal menguntungkan yang akan bisa dia dapatkan. Untuk saat ini, Andre-Pierre Gignac masih belum…
  • Karena Karirnya Stagnan, Mehdi Benatia Minggat dari AS Roma

    admindw2131234
    4 Mar 2015 | 12:55 am
    Mehdi Benatia yang lebih memilih untuk pindah dari AS Roma ke Bayern Munich ternyata cukup banyak mendapatkan sorotan dari berbagai pihak. judi bola Pemain yang satu ini mengatakan bahwa dirinya meninggalkan AS Roma dan ingin lebih banyak bermain di Munich karena alasan karir. Dia melihat bahwa karirnya di Munich akan bisa lebih sukses dibandingkan dengan di AS Roma. Dengan demikian, hal tersebut kemudian membuat pemain yang satu ini lebih suka untuk berkiprah di Munich ketimbang di timnya yang sebelumnya. Sebenarnya jika disoroti lebih dalam Mehdi Benatia juga cukup sukses saat dia bermain…
  • 3 Faktor Kemenangan Arsenal Dari Manchester City

    admindw2131234
    18 Sep 2014 | 9:24 pm
    Klub Arsenal masuk dalam 4 tim yang tidak terkalahkan sampai minggu ketiga dalam gelaran Premier League di musim 2014-2015. Meskipun klub dengan julukan The Gunners ini tidak selalu meraih poin maksimal, tapi bisa jadi tim yang diperkuat oleh Mesut Ozil ini mengalahkan Manchester City di musim kompetisi ini. Sehingga bila itu terjadi maka Manchester City akan menderita kekalahan kedua kalinya. Sebelumnya Manchester City judi bola online indonesia yang dijuluki The Citizens ini memang menderita kekalahan pertamanya di musim ini saat menghadapi Stoke City. Kekalahan itu menjadikan sinyal…
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    BAI Banking Strategies

  • Lifting Your Compliance Culture

    28 Jun 2015 | 11:00 pm
    Instilling a compliance culture in a bank can not only help the organization avoid regulatory fines but also potentially lead to a better customer experience and more robust bottom line.
  • Achieving Your Goals in Mid 2015

    25 Jun 2015 | 9:07 pm
    Community bankers struggling to meet their goals this year need to take the time to evaluate their institution’s culture, clarity and compliance.
  • Document Security for Improved Compliance

    23 Jun 2015 | 9:00 pm
    Only a loan origination system combining user authentication and authorization, encryption, destination and output controls and audit trails can assure the integrity of customer information.
  • Coping with the Overdraft Conundrum

    22 Jun 2015 | 9:00 pm
    While bankers cannot yet foresee all the regulatory fallout from continued investigations of overdraft fees, they can begin planning now for a more sustainable approach to fee income.
  • The Omnichannel Failure

    20 Jun 2015 | 9:00 am
    Using the term ‘omnichannel’ simply highlights the fact that most banks have failed to become digital at their core.
 
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    CD (Certificate of Deposit) Rates, Money Market Rates, High Interest Savings Accounts

  • New Leaders Boost Best 3-Year CD Rate

    Sabrina Karl
    2 Jul 2015 | 9:52 am
    Gulf Coast Bank & Trust Company and Sallie Mae Bank raised their 36-month yields to 1.60% APY this morning, pushing past previous leader EverBank and it's 1.54% APY return.
  • Highest CD Rates Roundup For July 2

    Mike Sante
    2 Jul 2015 | 8:12 am
    Check out all of the top returns we’ve found at credit unions and community banks across the country. These local deals pay more than the best nationally available offers from the banks on our CD Rates Leaderboard. Related Posts:Houston Deal: 1.40% On 1-Year CDsMassachusetts Savers Can Benefit From Special 4-Year CD At Bay State SavingsDon't Miss [...]
  • Top 2-Year CD Rate Raised Again To 1.52%

    Sabrina Karl
    1 Jul 2015 | 9:05 am
    Silvergate Bank is the third contender in six weeks to boost the top nationally available return on 2-year bank CDs, substantially raising its rate from 1.16% to 1.52% APY.
  • Earn 1.50% From Online 30-Month CD Deal

    Sabrina Karl
    30 Jun 2015 | 10:00 am
    MySavingsDirect an online division of Emigrant Bank in New York, matches the best national 36-month rates from the banks on our CD Rates Leaderboard.
  • Jumbo Mortgage Deal: 3.875%, No Points

    Mitch Strohm
    29 Jun 2015 | 8:43 am
    National Mortgage Alliance is offering one of summer's best deals on 30-year, fixed-rate jumbo mortgages to home buyers in 48 states.
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    Bank India — Indian Banks News & Tutorials

  • How to Open Current Account in HDFC

    Suraj Tandon
    3 Jul 2015 | 1:23 am
    Saving money is more important than earning it. If you want to keep your future on the bright side, then you must have bank account. Banking sector in India has been touching high peaks of success for a long time now. Banking is an important need and you just can’t survive without it. Of course, the banking starts from you getting a bank account of your own. Talking about bank accounts, there are various types to choose from. The final selection depends on your needs. If you are looking to get bank account for business needs, then Current Account is what you need to have. Every bank has…
  • Income Tax on pensions – Tax Rules after Retirement

    Suraj Tandon
    28 Jun 2015 | 3:38 am
    Income tax is the backbone of any nation. Income tax must be paid honestly for the proper growth of country. I’ve seen many people always confused about income tax. They just don’t know about how to calculate tax they need to pay on their income. A big portion of population finds itself in dilemma whenever it’s about income tax on pension income. If you are among such, then this post is nothing less than a boon for you, as it covers everything you need to know about income tax on pension income. Just keep reading ahead to clear the air of doubts that you might be having…
  • How to Check HDFC Account Balance Online

    Suraj Tandon
    26 Jun 2015 | 5:02 am
    It’s general conception in India that private companies do better work, provide more comfort to customers, as compared to what Govt. companies do. Well, it’s actually so. Private companies are known to do hard work day in and day out for customer satisfaction. In the banking sector as well, many private companies have stepped so far. Out of all, Housing Development Finance Corporation (HDFC) is popular name to take here. HDFC is known to deliver high-end comfortable services to its customers. Surveys conducted from time to time show that while old customers are always satisfied…
  • How to Check PNB Account Balance

    Suraj Tandon
    22 Jun 2015 | 1:26 am
    Banking sector in India has been growing rapidly ever since its inception. There is full heat competition among various private and public sector banks regarding who provides better banking services and attract more and more customers. It’s all about comfort and service nowadays. One that provides lucrative services is loved by each and everyone. Talking about the public sector banks, Punjab National Bank (PNB) does not need any introduction at all. It has been providing banking services to people of India for several past decades. The bank is known to provide full satisfactory customer…
  • How to Open Current Account in State Bank of India

    Suraj Tandon
    18 Jun 2015 | 12:19 am
    Banking is something without which we just can’t imagine our life. All of us rely on banks to save our money, to borrow money for home, business purposes. Banking sector in India is quite big with millions of customers. Many public and private sector banks are working day in and day out to attract maximum of customers so as to avail maximum profit. Needless to mention that SBI rules the banking sector in India. SBI offers various type of bank accounts to its esteemed customers out of which, Current Account is quite popular. If you are even little aware about banking stuff, then you…
 
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    Spark

  • It’s called ‘Happy Medium’ for a reason

    Denise
    2 Jul 2015 | 8:58 am
    Living life in the “middle” gets a bad rap. It’s boring and dull right? “There’s got to be something better than in the middle” go the lyrics of the song, One Headlight by the Wallflowers. But I’m finding that one of the keys to happiness is (and striving to find) life in the middle. The great philosopher, Aristotle recommended finding the happy medium between two extremes. For example, don’t eat too much or too little, don’t exercise too much as to cause injury, but not enough will leave you out of shape. And too much fun at a party…
  • 5 Blogging Myths that Keep You from Blogging

    neo
    24 Apr 2015 | 11:37 am
    Why is starting a blog so scary? What keeps us from getting started? Thanks to my many blogging mentors, especially Paul Gillin, I realized there is a mental volleyball game that us bloggers play and it goes like this: I’d love to start a blog, but I don’t know where to begin. I don’t think I have enough content to be consistent. I’m not a subject matter expert. I don’t have the time. I’m not that original. But I know it would be good for my company and for me personally. I want to do it, I just don’t know how (or if I’d be any good at it).
  • How I Changed My Negative Outlook

    neo
    2 Apr 2015 | 1:36 pm
    Do you HATE waking up? Laying peacefully ensconced in my warm bed with the covers snuggled up around me, the alarm clock brings me rudely to my senses. The first conscious thought of the day was “Ugh.” And then, remembering I had a big meeting to attend with possible scrutiny, my second thought was another, “Ugh” as a feeling of pure DREAD washed slowly over my body. This was a common occurrence for months – waking every day with a feeling of dread over what the day would bring. Interestingly, those days didn’t turn out to be all bad and I started to see a pattern – I was making…
  • Social Media in Real Life, Part 2

    neo
    26 Mar 2015 | 1:21 pm
    Imagine you are at a business networking function. You are engaging in conversation when suddenly someone runs up to your group and starts yelling that his company product would be GREAT for you – only you don’t know this guy, you’ve never seen or heard of him before and he has no idea what would be GREAT for you. Kind of a turn off right? Sadly, this “shouting” scenario is being played out every day in the social channels. Rather than engaging in conversation and offering solutions to others’ problems, there are some folks shouting that their company is…
  • Four Tips to Overcome Cabin Fever for the Remote Professional

    neo
    11 Mar 2015 | 11:14 am
    My recent blog post, about Transitioning from Office to Home Office got me thinking about my biggest challenges as a remote professional: winter cabin fever. When it comes to working from home there are positives and negatives. The upside is not having to fight snow covered or icy roads, not to mention nasty traffic. The downside is you are in your house A LOT. This can take cabin fever and loneliness to a new high, trapped day in and day out. It’s like the movie Groundhog Day, where every day looks the same. But there are things you can do to help alleviate this. Get out At least once…
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    Mountain Money by MACU

  • 3 Reasons First-Time Home Buyers Should Get Preapproved for a Mortgage

    Mountain America
    30 Jun 2015 | 10:34 am
    Virtually all home buyers today get a preapproval for a mortgage at some point after they decide they want to buy a home. But few people realize that the best time to get a preapproval is the minute you think you want to become a homeowner. To get preapproved for a mortgage, you’ll want to talk to your lender and provide documentation of your income and assets with recent paystubs, tax returns and statements from all your bank and investment accounts. Your lender will pull your credit report and ask about your job history. If you plan on buying your home with another person, such as your…
  • What’s it like to work here?

    Mountain America
    25 Jun 2015 | 11:49 am
    If you’ve ever wondered what it’s like working for Mountain America Credit Union we think the infographic below will help explain. Our GenY employees recently named us as one of FORTUNE Magazine’s best workplaces for millennials. For additional information on open positions at Mountain America please visit our Career’s page.
  • Mattie’s Story

    Mountain America
    9 Jun 2015 | 9:19 am
    If you’ve seen our recent first home video, you likely noticed its adorable star (no, not Gabe—although he’s cute too). We’re talking about the yellow lab, Mattie. Like many animal actors, Mattie is a natural scene stealer. She loves being around people and always puts smiles on their faces. So point a camera at her, and it’s no wonder she shines. From Humble Beginnings Mattie wasn’t always a star. Before her big break, she had a humble beginning. Like the dog she portrays in the video, Mattie was rescued from the Humane Society of Utah. She’d recently had puppies—from which…
  • 2015 Baby Photo Contest

    Mountain America
    14 Apr 2015 | 10:50 am
    Do you have the cutest baby? Of course you do! Now you can prove it during our 2015 Baby Photo Contest, April 14–24. Mountain America has partnered with Freshly Picked and Caravan Shoppe to provide a bunch of fun prizes. We’re talking a $500 and $1,000 savings plans, Freshly Picked baby moccasins, and Caravan Shoppe store credit. How to Enter Entering your baby’s picture is easy. Head over to Mountain America’s page on Facebook or Instagram, share a photo of your child (newborn to two years old) and have all of your friends vote on the photo. Click here to view the Official Rules.
  • Spring Clean your Ride

    Mountain America
    1 Apr 2015 | 11:40 am
    Official Rules   Post by Mountain America Credit Union.
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    Bankrate.com » Banking

  • US banks not perfect, but ATMs work

    Claes Bell
    30 Jun 2015 | 8:18 am
    Years after the financial crisis, there are still issues with U.S. banks, but they pale in comparison to Greece, where ATMs suffered a run over the weekend.
  • Banks under constant hacker attacks

    Claes Bell
    29 Jun 2015 | 6:52 am
    U.S. banks are under constant siege from hackers, leading to data breaches that threaten customers' accounts and increase overall costs.
  • Jean Chatzky: Find the high yields

    Jean Chatzky
    26 Jun 2015 | 1:30 pm
    Is high-yield checking right for you? First, you should consider the fine print.
  • Bank wants you to get a real job already

    Claes Bell
    18 Jun 2015 | 8:27 am
    One bank is offering free career counseling to winners of an online contest, but what if all banks invested in the financial futures of customers?
  • Hastert case shows hidden banking hazard

    Claes Bell
    5 Jun 2015 | 3:35 am
    What do former House Speaker Dennis Hastert and a small-town convenience store owner have in common? Both got in hot water over simple bank transactions.
 
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    Banking Sense

  • 5 Reasons to Research Auto Insurance Quotes Online before Purchasing

    Natalie Cooper
    2 Jul 2015 | 3:30 pm
    Auto insurance rates vary widely depending on a number of factors. Before you plunk down your money and make a commitment to an auto insurance company, it behooves you to do some research on the internet. The internet is the ideal tool for searching for the best auto insurance rates. From the comfort of your home or office you can compare auto insurance rates from a number of companies at the click of a mouse. Failure to do so can cause you to end up paying too much for auto insurance and not getting the most comprehensive coverage possible. Makes Research Easier Searching for the lowest…
  • Are There Top Stocks to Buy in 2015?

    Natalie Cooper
    2 Jul 2015 | 1:00 pm
    Investors are always on the lookout for the next great stock they can add to their portfolio and which will lead to large profits in future years. However, trying to find that next great stock among all the ones available to investors is easier said than done. But with some research, a knowledge of the market and working closely with a financial advisor, it’s quite possible to find some of the best stocks that are ready and waiting for investors in 2015. Qualcomm According to many experts, this is the top stock investors should purchase in 2015. While its performance was a bit…
  • Citibank Credit Cards: Choosing the Right Card for You

    Natalie Cooper
    2 Jul 2015 | 10:00 am
    Credit cards can be very rewarding to hold, depending on the different attributes of the card. The best card from Citibank for you will depend on your individual situation. There are quite a few credit cards that Citi offers, so you need to understand what you need and what kind of rewards programs would benefit you the most. Your credit history also plays a role — if you have a better history and a higher credit score, you will have an easier time getting approved for better cards with a higher credit limit than otherwise. Citi Double Cash Card If you are interested in cash back and…
  • Find Money Using These Helpful Steps

    Natalie Cooper
    2 Jul 2015 | 6:00 am
    You have worked hard, and you deserve to take time off whenever you feel like it. There is no reason that you should put your life on hold over a couple of dollars, especially if you only have one chance to find money! But finding money isn’t as easy as it sounds, even if you use some of our excellent fast cash ideas, and sometimes finding the money you need means finding a good rate on a personal loan. Get the money that you need right now instead of having to wait. Here is how you can do it. First of all, forget the big banks. Big banks do not care how hard you have worked in order to…
  • What is a Good Credit Score Range for a College Graduate?

    Natalie Cooper
    1 Jul 2015 | 3:30 pm
    Starting your adult life off with good credit is one of the smartest moves that any college graduate can make. If you are looking for a benchmark when it comes to where you should be as a college grad, the following tips and advice can help. Credit Overall Understand that you should not compare yourself strictly against other college graduates when it comes to your credit – you may have student loans that your friends do not have. You may have had family members ruin your credit before you ever got a chance to botch it up yourself. There are simply too many factors for you to begin…
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