Banking

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  • Visa Launches Visa Digital Solutions

    Payments News - from Glenbrook Partners
    Payments News Editor
    24 Jul 2014 | 5:31 am
    In a press release this morning titled "Visa Enables Internet-Connected Devices to Become Secure Commerce Vehicles", Visa has announced the creation of Visa Digital Solutions - calling it a comprehensive suite of offerings that facilitate secure payments across a broad range of Internet-connected devices and wearables. Visa Digital Solutions provides the standards, tools and services to turn any Internet-connected device into a secure vehicle for commerce,” said Sam Shrauger, senior vice president, Visa Inc. “Smartphone manufacturers can securely load a Visa account within a…
  • Meet Brock Thorpe

    Gonzobanker.com
    Scott Hodgins
    18 Jul 2014 | 2:58 pm
    GonzoBankers! Hope the summer’s been smooth sailing for you. You know, we could do another article this week and get all serious on you. But, dammit, its summertime! Time to relax and laugh at ourselves a bit. This week I want to introduce a new comic about a mythical bank CIO – Brock Thorpe. Brock’s got a lot on his plate, and, well, his patience for vendors is waning. Check it out. Special thanks to Sam Kilmer, Terence Roche, Steve Williams and Eric Weikart for their hefty contributions. Their gag reflex for omnichannel is just about as sensitive as mine.  Hope you like…
  • Alan C. Greenberg, 86, Dies; Led Bear Stearns in Good Times and Bad

    NYT > Banking Industry
    25 Jul 2014 | 9:00 pm
    A risk-taking trader at heart, Mr. Greenberg began at the brokerage as a $32.50-a-week clerk and emerged unscathed after its collapse.
  • Winning Checking/Deposits from Established Small Businesses

    NetBanker
    Jim Bruene
    24 Jul 2014 | 4:17 pm
    I was asked recently what it would take for me to move my business deposit relationship. My immediate answer, "there is nothing you could do to get me to move." We have only changed banks once in our 20-year history, moving to Washington Mutual (now Chase) in 2007, in order to get a better line of credit (which ironically, was never granted, as WaMu was about to go into a death spiral). We've been happy with Chase for the most part, and now have so many services and payees connected to it, that I can't imagine going through the headache of changing. Even if another bank or CU offered a…
  • Headline News from PaymentsNews.com - July 25, 2014

    Payments News - from Glenbrook Partners
    Payments News Editor
    25 Jul 2014 | 4:41 am
    On the Web: Presentation Available: Drastic Changes to Industry with Proposed New York Bitcoin Regulation - Virtual Currency Report (Perkins Coie) - "On Thursday, July 24, 2014 Perkins Coie hosted a seminar addressing recently-proposed regulations for virtual currency companies proposed by the New York Department of Financial Services and how these proposed regulations might impact not only companies operating in New York but also companies dealing with New York-based customers and business partners." Report: Apple moving toward mobile payments this fall - USA Today - "The new service would…
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    Gonzobanker.com

  • Meet Brock Thorpe

    Scott Hodgins
    18 Jul 2014 | 2:58 pm
    GonzoBankers! Hope the summer’s been smooth sailing for you. You know, we could do another article this week and get all serious on you. But, dammit, its summertime! Time to relax and laugh at ourselves a bit. This week I want to introduce a new comic about a mythical bank CIO – Brock Thorpe. Brock’s got a lot on his plate, and, well, his patience for vendors is waning. Check it out. Special thanks to Sam Kilmer, Terence Roche, Steve Williams and Eric Weikart for their hefty contributions. Their gag reflex for omnichannel is just about as sensitive as mine.  Hope you like…
  • Commercial Lending: Tune-Up or Junkyard?

    Jim Pinckney
    7 Jul 2014 | 4:37 pm
    The commercial lending environment at most banks has evolved to a point somewhere between the Dark Ages and Henry Ford’s Model T. Hey bankers – isn’t commercial lending your greatest revenue producing engine? So why do we seem to be going backward instead of forward? But all is not lost. The GonzoBanker Commercial Lending Self-Assessment Checklist is here to help bankers identify the evolutionary status of their commercial lending production engines and determine whether this year’s budget should factor in a tune-up, an overhaul or a completely new machine. To begin, simply answer Yes…
  • Everybody Wants Some (CRM) – How ’Bout You?

    Sam Kilmer
    23 Jun 2014 | 4:59 pm
    We are hearing lots of noise about Customer Relationship Management again, GonzoBankers. Feels like a Back to the Future (or maybe it’s Better Off Dead) time warp ride back to the late ’80s and early ’90s. This is the strategic equivalent of a Van Halen reunion tour – with all the amped expectations, go-it-alone solos, lead-singer tantrums, and killer-rehearsals-followed-by-cancelled-shows that go along with it. But, hey, it’s loud and it’s fun! In tech selections, strategic planning gigs, and in industry conference hallway chats everywhere, CRM is a hot topic. And, it is…
  • Tim’s Online Banking/Mobile Banking Franken-Banking Product

    Tim Daley
    30 May 2014 | 9:54 am
    Gonzo bankers, I get asked who has the best online banking/mobile banking offering a lot. I mean, a lot. Banks and credit unions, struggling with numerous challenges around remote delivery (banking online, mobile banking, mobile remote deposit capture (mRDC), bill pay, etc.), want to know which vendor has the best offering. The trouble is, there is no easy answer to that question when so much of the answer is dependent on the institution’s strategy.  It is like asking which is the best car. That’s easy, right? It is the McLaren P1. Or is it the Hennessey Venom GT, the current top speed…
  • The Table Stakes of Vendor Partnerships

    Brian Hagan
    22 May 2014 | 12:52 pm
    As an experienced contract negotiation and vendor management consultant, I frequently find myself in the middle of tension between banks and vendors. Many times the disagreements are very specific; other times, clients just do not seem to enjoy doing business with their vendors or vendors seem near-exhausted with the demands of customers. I often feel a like a divorce mediator when I would rather be a life coach for both parties. While no one is likely to believe in some future state where banks and vendors sing Kumbaya together, there are some simple adjustments to the way vendors do…
 
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    NetBanker

  • Winning Checking/Deposits from Established Small Businesses

    Jim Bruene
    24 Jul 2014 | 4:17 pm
    I was asked recently what it would take for me to move my business deposit relationship. My immediate answer, "there is nothing you could do to get me to move." We have only changed banks once in our 20-year history, moving to Washington Mutual (now Chase) in 2007, in order to get a better line of credit (which ironically, was never granted, as WaMu was about to go into a death spiral). We've been happy with Chase for the most part, and now have so many services and payees connected to it, that I can't imagine going through the headache of changing. Even if another bank or CU offered a…
  • Create Subscription-Based Banking Services for Frequent Travelers

    Jim Bruene
    22 Jul 2014 | 8:17 am
    Having just returned from an all-too-short vacation, I continue to believe that banks are missing a lucrative opportunity to help customers reduce their financial anxiety while away from home. Following is are the financial travel services I'd love to buy as a package priced at under $10/mo (not including insurance which would likely be sold on as-needed basis). Not only could travel services be a solid source of fee income, it puts the bank in a great position to sell add-on insurance and credit services to road warriors and frequent travelers. …
  • FinDEVr is Building Momentum -- Will you be part of it?

    Eric Mattson
    13 Jul 2014 | 6:14 pm
    In late May, we were very excited announce the launch of our new event series called FinDEVr which is focused on the latest tools, APIs, and platforms for fintech builders -- i.e. developers, VPs of engineering, software architects and CTOs -- because we were sure it was a missing piece of the innovation ecosystem.After two months and a ton of conversations, it is clear that the event has struck a nerve with the market as the response has been tremendous and momentum has been building with every week.We already have commitments from top-notch presenting sponsors like TD Ameritrade, Yodlee,…
  • Lock in your seat to the largest FinovateFall to date!

    Eric Mattson
    9 Jul 2014 | 8:32 pm
    With summer well underway, it means that fall is just around to corner. And that we're hard at work putting together FinovateFall 2014 which will take place on September 23 & 24 in New York City.  Last year, FinovateFall welcomed a sold-out crowd of more than 1,100 executives. This fall, based on record-setting interest (and a slightly bigger auditorium at our new venue) we are projecting the largest FinovateFall to date (and another sell out crowd) with over 1,200 fintech innovators in attendance. In case you're curious, here is a small sample of the great organizations already…
  • 20 Mobile Banking Landing Pages

    Jim Bruene
    3 Jul 2014 | 5:58 pm
    Last week, I caught up with the USAA folk to share thoughts on the future of mobile banking. They explained how they are converting visitors on the mobile web to their native app with a popup (interstitial) prompt (see inset). It's the first time, I've seen a bank use that desktop technique on the mobile web. It had been more than a year since I took a tour of major banks using my phone's browser (Safari, iPhone 5, iOS7). The last time it was a relatively uninspiring. Several banks showed a mobile optimized view, but most defaulted to their desktop PC view which is unusable without tedious…
 
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    Payments News - from Glenbrook Partners

  • Headline News from PaymentsNews.com - July 25, 2014

    Payments News Editor
    25 Jul 2014 | 4:41 am
    On the Web: Presentation Available: Drastic Changes to Industry with Proposed New York Bitcoin Regulation - Virtual Currency Report (Perkins Coie) - "On Thursday, July 24, 2014 Perkins Coie hosted a seminar addressing recently-proposed regulations for virtual currency companies proposed by the New York Department of Financial Services and how these proposed regulations might impact not only companies operating in New York but also companies dealing with New York-based customers and business partners." Report: Apple moving toward mobile payments this fall - USA Today - "The new service would…
  • Visa Launches Visa Digital Solutions

    Payments News Editor
    24 Jul 2014 | 5:31 am
    In a press release this morning titled "Visa Enables Internet-Connected Devices to Become Secure Commerce Vehicles", Visa has announced the creation of Visa Digital Solutions - calling it a comprehensive suite of offerings that facilitate secure payments across a broad range of Internet-connected devices and wearables. Visa Digital Solutions provides the standards, tools and services to turn any Internet-connected device into a secure vehicle for commerce,” said Sam Shrauger, senior vice president, Visa Inc. “Smartphone manufacturers can securely load a Visa account within a…
  • Headline News from PaymentsNews.com - July 24, 2014

    Payments News Editor
    24 Jul 2014 | 4:38 am
    On the Web: Disrupting Payments, Africa Style - Re/code.net (Steven Sinofsky) - "I think the most interesting point of note in this solution is how it essentially skips over banking." Square joins the internet of things, integrating its sales data with IFTTT - GigaOm - "IFTTT users now have the ability to build recipes using Square sales, refund and settlement data as triggers." (See: IFTTT Square Channel) Facebook’s Profit Propelled by Mobile - New York Times - “I really can’t underscore this enough that we have a lot of work to do. We could take the cheap and easy approach…
  • Headline News from PaymentsNews.com - July 23, 2014

    Payments News Editor
    23 Jul 2014 | 5:46 am
    On the Web: The Internet Needs a Better Way to Handle Money. This Startup Has the Key - Wired.com - "Stripe’s pitch is that it has created a kind of shorthand that lets coders access and leverage all the power of that infrastructure without having to learn its entire lexicon." The Unbanked: Offering Small Fees, Banks Cater to Low-Income Customers - New York Times - "For now, the banks are winning rare praise from regulators who are concerned about the ranks of people — roughly 10 million households in the United States — who are pushed onto the financial margins..." PayPal…
  • Headline News from PaymentsNews.com - July 22, 2014

    Payments News Editor
    22 Jul 2014 | 6:02 am
    On the Web: How we’re delivering on our commitments to our customers: A recap of Q2 2014 - Braintree Blog (Bill Ready) - "Braintree is now enabling one touch purchasing for more than 70 million consumers, up 25% from last quarter (70.6 million cards on file as of end of Q2 2014)" Drastic Changes to Industry with Proposed New York Bitcoin Regulation - Virtual Currency Report (Perkins Coie) - "Please join us for a webinar addressing recently-proposed regulations for virtual currency companies proposed by the New York Department of Financial Services and how these proposed regulations…
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    The Bankwatch

  • As American fans chanted “U-S-A! U-S-A! U-S-A!” the Germans countered with, “N-S-A! N-S-A! N-S-A!”

    Colin Henderson
    18 Jul 2014 | 10:32 pm
    While football (soccer to North America) fans may not, as a group apparently represent the intellectual elite,they do reflect the practical & political reality. On June 26th, 2014 when USA and Germany played each other in the World Cup, the brilliantly social reflective fans got straight to the true core of international relations. World Cup chants reveal true state of U.S.-German relations As Germany basks in its World Cup victory, it’s easy to forget that one of the most telling geopolitical moments of the tournament came during the Germany-U.S. game. As American fans chanted…
  • Apple and IBM enter enterprise market together

    Colin Henderson
    15 Jul 2014 | 5:14 pm
    This seems like a seminal moment for Enterprise devices that to date were officially owned by Blackberry. Apple and IBM Forge Global Partnership to Transform Enterprise MobilityFiled under: Uncategorized
  • iOS and Android | Google and Apple strategies are clear, for now

    Colin Henderson
    6 Jul 2014 | 10:42 pm
    I found this a thoughtful and provocative article. Even the comments are worthwhile if you ignore the Apple vs Google troll comments. There is a distinction being drawn between Apple/iOS and Google/ Android, and its one that both reflects history of computing, and their respective business models which are very different. The next phase of smartphones Hence, WWDC was all about cloud as an enabler of rich native apps, while the most interesting parts of IO were about eroding the difference between apps and websites. … … The interaction models become different. I’ve said before…
  • Update from Microsoft Digital Crimes Unit on no-ip action today

    Colin Henderson
    1 Jul 2014 | 12:18 pm
    Here is the blog post from from Richard Domingues Boscovich, Assistant General Counsel, Microsoft Digital Crimes Unit. We can expect more: Microsoft takes on global cybercrime epidemic in tenth malware disruption http://blogs.technet.com/b/microsoft_blog/archive/2014/06/30/microsoft-takes-on-global-cybercrime-epidemic-in-tenth-malware-disruption.aspx This is the third malware disruption by Microsoft since the November unveiling of the Microsoft Cybercrime Center—a center of excellence for advancing the global fight against cybercrime.Filed under: Uncategorized
  • Microsoft successfully take down alleged malware host ISP no-ip.com

    Colin Henderson
    1 Jul 2014 | 10:20 am
    This story reflects the kind of thing that is usually told in urban legend terms, but this one actually happened. Microsoft took on no-ip.com and took down their network. What is especially interesting and precedent setting is that Microsoft obtained a court order to initiate the attack. The order is dated Jun 30th, 2014 for execution today Jul 1st, 2014. No-ip provides a dynamic IP hosting service that act as described here by Brian Krebs: Typically, the biggest users of dynamic DNS services are home Internet users who wish to have a domain name that will always point back to their home…
 
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    Commercial Banking News - Commercial Banking News Headlines | Bizjournals.com

  • List Leaders: Meet the 5 biggest private companies in Oregon and S.W. Washington

    Brandon Sawyer
    25 Jul 2014 | 2:57 pm
    Publicly traded companies get lots of attention because of their constant publicity effort to raise stock prices and financial disclosure requirements making it easy to get the goods on them. Private companies, on the other hand, often fly below the radar and are less-inclined to toot their own horns. That's why it's so exciting (and so difficult) to find out who our local heavyweight private companies really are. In the top five, last year's No. 2 company climbs to No. 1 and the No. 5 company…
  • Nearly 1M national park visitors deliver $67M to Oregon (Photos)

    Andy Giegerich
    25 Jul 2014 | 2:57 pm
    A new National Park Service study shows that Oregon's national parks fielded nearly 1 million visitors in 2013. Those visitors spent some $67.4 million and backed 1,055 jobs, according to the parks service. Oregon counts Crater Lake National Park and the national monuments the John Day Fossil Beds and Oregon Caves among its recreational treasures. The Oregon Caves could expand greatly, by some nine times, after Congress passed a measure granted more of the area's surroundings Wild and Scenic protection…
  • Mechanics Bank teams up with RPM mortgage to retool home-loan offering

    Mark Calvey
    25 Jul 2014 | 2:49 pm
    Mechanics Bank is boosting its home-mortgage operations, saying Friday that RPM Mortgage will offer home loans through the bank's 30 branches in Northern California. "This association makes it possible for us to offer a complete array of mortgage products available in today’s market to our clients," said Mechanics President and CEO Christa Steele. Over the years, Mechanics Bank has teamed up with other companies to provide home mortgages or at times simply did not offer them at all. But offering…
  • Silicon Valley's highest paid female excutive? Not Mayer, not Whitman, not Sandberg

    Richard Brandt
    25 Jul 2014 | 2:40 pm
    The top-paid female executive in Silicon Valley (indeed, the entire U.S.) isn't a CEO. She's Safra Catz, president and CFO at Oracle Corp., who took in $44.3 million in 2013, according to FindTheBest.com. Three other Silicon Valley executives number among the top 10. Yahoo Inc. CEO Marissa Mayer placed number three on the ranking with $24.9 million a year; Hewlett-Packard Corp. CEO Meg Whitman, was seventh at $17.6 million; and Facebook COO Sheryl Sandberg captured the eighth position at $16.1 million. Oracle…
  • Portland voters to decide fate of parks funding

    Andy Giegerich
    25 Jul 2014 | 2:18 pm
    Portland voters will weigh on whether the city's parks merit up to $68 million in bonds for various projects. Commissioner Amanda Fritz said about $40 million of that money would back urgent needs, such as equipment that's breaking or has already broken down. The Portland City Council voted unanimously to take the matter to voters. The last parks bond, which passed in 1994, will be repaid in 2015. According to the city, if the measure passes, there would be no increase in parks property tax rates…
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    Investment Banking News - Investment Banking News Headlines | Bizjournals.com

  • List Leaders: Meet the 5 biggest private companies in Oregon and S.W. Washington

    Brandon Sawyer
    25 Jul 2014 | 2:57 pm
    Publicly traded companies get lots of attention because of their constant publicity effort to raise stock prices and financial disclosure requirements making it easy to get the goods on them. Private companies, on the other hand, often fly below the radar and are less-inclined to toot their own horns. That's why it's so exciting (and so difficult) to find out who our local heavyweight private companies really are. In the top five, last year's No. 2 company climbs to No. 1 and the No. 5 company…
  • Nearly 1M national park visitors deliver $67M to Oregon (Photos)

    Andy Giegerich
    25 Jul 2014 | 2:57 pm
    A new National Park Service study shows that Oregon's national parks fielded nearly 1 million visitors in 2013. Those visitors spent some $67.4 million and backed 1,055 jobs, according to the parks service. Oregon counts Crater Lake National Park and the national monuments the John Day Fossil Beds and Oregon Caves among its recreational treasures. The Oregon Caves could expand greatly, by some nine times, after Congress passed a measure granted more of the area's surroundings Wild and Scenic protection…
  • Mechanics Bank teams up with RPM mortgage to retool home-loan offering

    Mark Calvey
    25 Jul 2014 | 2:49 pm
    Mechanics Bank is boosting its home-mortgage operations, saying Friday that RPM Mortgage will offer home loans through the bank's 30 branches in Northern California. "This association makes it possible for us to offer a complete array of mortgage products available in today’s market to our clients," said Mechanics President and CEO Christa Steele. Over the years, Mechanics Bank has teamed up with other companies to provide home mortgages or at times simply did not offer them at all. But offering…
  • Silicon Valley's highest paid female excutive? Not Mayer, not Whitman, not Sandberg

    Richard Brandt
    25 Jul 2014 | 2:40 pm
    The top-paid female executive in Silicon Valley (indeed, the entire U.S.) isn't a CEO. She's Safra Catz, president and CFO at Oracle Corp., who took in $44.3 million in 2013, according to FindTheBest.com. Three other Silicon Valley executives number among the top 10. Yahoo Inc. CEO Marissa Mayer placed number three on the ranking with $24.9 million a year; Hewlett-Packard Corp. CEO Meg Whitman, was seventh at $17.6 million; and Facebook COO Sheryl Sandberg captured the eighth position at $16.1 million. Oracle…
  • Portland voters to decide fate of parks funding

    Andy Giegerich
    25 Jul 2014 | 2:18 pm
    Portland voters will weigh on whether the city's parks merit up to $68 million in bonds for various projects. Commissioner Amanda Fritz said about $40 million of that money would back urgent needs, such as equipment that's breaking or has already broken down. The Portland City Council voted unanimously to take the matter to voters. The last parks bond, which passed in 1994, will be repaid in 2015. According to the city, if the measure passes, there would be no increase in parks property tax rates…
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    Bank Lawyer's Blog

  • Regulating With A Sledge Hammer

    Kevin Funnell
    23 Jul 2014 | 7:52 pm
    *Mayer Brown published a client alert last week about the CFPB's recent squeezing of $10 million in blood out of the turnip known as ACE Cash Express, a (surprise! surprise!) payday lender. The Adjustment Bureau determined that ACE is not the place with the helpful payday hands, but the place where UDAAP runs rampant. Specifically, the CFPB determined that ACE engaged in unfair, deceptive, and abusive acts or practices in connection with the collection of its own debts. Mayer Brown lists some substantial problems raised by the CFPB's enforcement action (which ACE settled without an…
  • Alleged "Overcharger" Settles

    Kevin Funnell
    20 Jul 2014 | 7:57 pm
    Almost one year ago, we discussed an investigation by the Colorado Attorney General into the alleged inflation by foreclosure attorneys of certain foreclosure costs, and, subsequently, allegations of more widespread falsification of fees and costs by attorneys handling foreclosures in Colorado. At the time, I expressed the view that if there was anything to these allegations,"there are going to be some lawyers in Colorado who are in deep water without a life jacket. I hope they're all strong swimmers." Last week, the Denver Post reported that at least one of the firms involved…
  • CFPB Proposes To Establish "Gossip Column"

    Kevin Funnell
    16 Jul 2014 | 7:04 pm
    As part of its ongoing effort to destroy the private business of banking in a free market economy and substitute a federal government-directed banking system better serve the consumers it was created to protect, the CFPB has recently proposed to have consumers who submit complaints to the CFPB to also submit a narrative of the complaint, all of which, together with a written response from the financial institution that is the subject of the complaint, would be included in the CFPB's publicly available Consumer Complaint Database. Why? Glad you asked. These first-hand accounts would make…
  • The Fair Lending Extortion Racket Runs On

    Kevin Funnell
    13 Jul 2014 | 7:48 am
    The law firm of King & Spalding recently highlighted a problem that we last discussed eighteen months ago, and, since then, has only gotten worse. Cities and counties that have experienced increased foreclosure and vacancy rates in the aftermath of the housing market crash of 2007-2008, perhaps emboldened by recent court decisions, have recently filed several new “predatory lending” cases under the federal Fair Housing Act (“FHA”) against financial institutions. In the last six months, for example, Los Angeles, Miami, Providence, and Cook County, Illinois, have filed lawsuits…
  • The Rule of Lawlessness

    Kevin Funnell
    10 Jul 2014 | 7:56 pm
    Former FDIC Chairman Bill Isaac's recent rant opinion piece in The Wall Street Journal (paid subscription required) was a masterful smackdown of the current administration's handling of the conservatorships of Fannie Mae and Freddie Mac. Basically, Isaac accuses the executive branch of acting illegally. The FHFA as conservator is a fiduciary—or trustee—for the shareholders of Fannie and Freddie. Its job is to, as the law says, "conserve [the enterprises'] assets and property" for shareholders while Fannie and Freddie rebuild their capital base and eventually exit…
 
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    Finance & Banking RSS Feed | JD Supra Law News

  • India budget update: top points for multinationals

    DLA Piper
    25 Jul 2014 | 3:20 pm
    In an effort to jump-start a weak economy, the Indian government’s Union Budget adopts several new measures while taking a balanced approach. These are the government’s key areas of focus......By: DLA Piper
  • Advertising News & Analysis - July 2014 #3

    Venable LLP
    25 Jul 2014 | 3:09 pm
    In this issue: - Copyright: The Often-Overlooked Brand Protection Tool - Ninth Circuit Frees Taco Bell from TCPA Suit - Operation Choke Point's Unintended Consequences - FTC Chops Plastic Lumber Claims - Upcoming Events -...By: Venable LLP
  • CPFB Turns Three: Three Years, Big Impact

    Venable LLP
    25 Jul 2014 | 3:03 pm
    The Consumer Financial Protection Bureau (“CFPB”) has concluded its third year. Created under the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”), the Bureau has taken significant steps to define its role in the...By: Venable LLP
  • Indiana I-69 Section 5 Availability Payment Project Closes Financing

    Nossaman LLP
    25 Jul 2014 | 2:46 pm
    On July 23, 2014, the Indiana Finance Authority closed financing on its second availability payment P3 project, the I-69 Section 5 highway project, a 21-mile reconstruction project located outside of Bloomington Indiana, the home of Indiana...By: Nossaman LLP
  • Africa Update - July 2014 #4

    Mintz Levin - ML Strategies
    25 Jul 2014 | 2:25 pm
    In This Issue: - Leading the News - United States – Africa Relations - North Africa - East Africa - West Africa - Sub-Saharan Africa - General Africa News - Excerpt from Leading the News: Libya - On July 17th, Libya's...By: Mintz Levin - ML Strategies
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
 
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
 
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
 
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
 
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
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  • Son of 7-foot-7 NBA legend dominates

    26 Jul 2014 | 4:34 am
    Son of 7-foot-7 NBA legend dominates APBol Bol, son of former NBA star and tallest man ever to play in the league Manute Bol, has a very impressive game at his young age. Viral tape of the seventh graderMore sports coverage Johnny Manziel's must-do listLA Clipper: Boycott is possible
  • 6-year-old boy's roller skating is mind-blowing

    26 Jul 2014 | 4:34 am
    6-year-old boy's roller skating is mind-blowingHuffington PostGagan Satish has already broken records, and is aiming to be the record-holder for 'farthest distance limbo skating under cars.' You won't believe what he can doMore to see Bill Maher's new ruleWhat's on the weekend watch list
  • Clinton blames Vladimir Putin for MH17 crash

    26 Jul 2014 | 4:34 am
    Clinton blames Vladimir Putin for MH17 crashAPHillary Clinton said the Russian president 'bears responsibility' in the downing of the Malaysia Airlines jet.Her plan to 'stand up' to PutinMore news headlinesEisenhower Memorial: 'five-star folly'?FIFA rejects call to move World Cup
  • Bizarre scene on front lawn

    26 Jul 2014 | 4:34 am
    Bizarre scene on front lawn KOIN/Myrtle Creek Police DepartmentThe Jeep rolled into the house when someone knocked the manual transmission into neutral -- and that 'someone' was only wearing a diaper.'Driver' nobody expectedMore to watchOdd death case stuns communityGoogle tries to map human body
  • Christie move at odds with many Republicans

    26 Jul 2014 | 4:34 am
    Christie move at odds with many RepublicansNew Jersey Gov. Chris Christie has come under fire for a decision that could haunt him in 2016.GOP candidate he's refusing to supportMore newsAllegations against border agentSiblings split huge lotto jackpot
 
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    MyBankTracker.com

  • How Wealthy Executives Still Remain Untouched by the Great Recession and Are Laughing All the Way to the Bank

    Peter Bennett
    26 Jul 2014 | 2:00 am
    On the same day as the four-year anniversary of the Dodd-Frank bill — signed into law to make U.S. banks more stable and better capitalized — it was announced that CIT Group had purchased OneWest Bank for $3.4 billion. Flickr |…
  • Amex Serve Stands as the Better American Express Prepaid Option

    Simon Zhen
    25 Jul 2014 | 10:34 am
    Leave it to American Express to make things more confusing in an already-crowded market by offering two very similar options for people who are looking for an alternative to a traditional checking account. They are the American Express Serve prepaid card and the Bluebird account — both of which are assuredly great options. But, if you were left to pick one of the two, you might have trouble identifying the features that separate them. I’ve broken down the key factors of the two accounts to help sway your decision process. Card American Express Bluebird American Express Serve Monthly…
  • Knowing These Key Points Will Help You Avoid Capital Gains Tax When Selling Real Estate

    Holly Martins
    25 Jul 2014 | 9:00 am
    Paying taxes isn’t fun, but there are strategies you can employ to cut your tax bill. If you’re trying to avoid paying capital gains taxes on the sale of your home, your financial planner might have clued you in on a few tips to help you avoid paying big taxes. But when it comes to a piece of investment real estate — whether residential, commercial or multi-family properties — the strategizing gets far more complicated. Flickr | https://flic.kr/p/e4JCsz Property or assets that have appreciated or grown significantly in value will generally trigger capital gains…
  • How Amortized Fixed-Rate Loans Help Keep Your Final Mortgage Payment In Sight

    Peter Bennett
    25 Jul 2014 | 6:00 am
    Amortization, the word, stems from the Latin “mort,” meaning death. In real estate speak, it literally means to “kill a loan” over a defined period of time. This deadly fixed-rate mortgage (FRM) instrument is actually a good disciplinary tool for consumers who prefer predictability when it comes to their financial lives. Although conservative by design and behavior — compared with its slicker, more mercurial rivals such as the adjustable rate mortgage (ARM), interest-only and option loan — it remains the popular choice, especially in today’s low-interest-rate…
  • Overdraft Fee Comparison at Top 10 U.S. Banks: Summer 2014

    Theresa Kim
    25 Jul 2014 | 2:00 am
    Anyone who’s been slapped with an overdraft fee knows how expensive and frustrating it can be. An overdraft fee is one of the most expensive fees you can be charged with by a bank. And the irony of getting charged a hefty overdraft fee for not having enough money in your bank account is why it’s the object of scorn for so many consumers. According to a July banking analysis by MyBankTracker.com, the average overdraft fee charged for each transaction that resulted in a negative account balance was $35.20 at the 10 largest banks in America. The fees charged at the top 10…
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    Payments Views from Glenbrook Partners

  • What the BRICS Tell Us About Payments

    Elizabeth McQuerry
    17 Jul 2014 | 3:00 am
    As the leaders of the BRICS group of nations gather this week in Brazil (now that the World Cup crowds are gone), I’ve asked myself if that meeting has any important implications for payments. The BRICS moniker is often applied to a group of countries that share the characteristics large, young populations and high economic growth rates, Brazil, Russia, India, China and South Africa. The BRICS share another characteristic, fast growing payment markets along with their economies, cash evolving toward electronic payments and young populations coming of age and, ideally, gaining access to…
  • Learnings from the Bitcoin Workshop

    George Peabody
    10 Jul 2014 | 3:00 am
    Bryan Derman and I led Glenbrook’s second Bitcoin: Basics and Beyond workshop a couple of weeks go, this time in NYC from the 22nd floor board room of the Downtown Conference Center, a great space (the staff took great care of us, too, thank you). As with every Glenbrook workshop—especially with our smaller Insight workshops on topics like Bitcoin, Data in Payments, Payments in Europe and B2B Payments—the questions and discussion enriched the experience for Bryan, me, and the business leaders who joined us for the workshop. The combination of commentary, insight, and the process of…
  • MCX – Now I Get It!

    Jay DeWitt
    7 Jul 2014 | 3:00 am
    In various venues — our Payments Bootcamp, our private client sessions or our merchant group meetings — we have talked a lot about MCX, the Merchant Customer Exchange initiative, created by a number of the largest US retailers to establish a merchant-centric wallet and payments solution. In these discussions, I’ve often joked about the name, since the last thing we think this is about is the participating merchant’s exchanging customer data as the name implies. But it dawned on me yesterday, MCX makes perfect sense if you think of it as enabling merchants to better exchange customer…
  • Who’s the Better Fraud Investigator Survey — What about Merchants?

    Jay DeWitt
    1 Jul 2014 | 5:52 am
    Our Card Fraud survey is still open — we’re trying to answer the question of who first detects card fraud: cardholders or their banks? The survey can be found here. I’ve received a couple of comments suggesting I left out an important fraud detector in the survey: merchants! In the card not present (CNP) space, merchants are often the first detectors of fraud, noticing suspicious buying behavior even though the issuer is happily approving the transaction. This is a big issue and challenge in the CNP world today: how do merchants communicate information and insight such as this to…
  • The Fed Gets Some Mojo?

    Carol Coye Benson
    23 Jun 2014 | 5:27 am
    Faster Payments May Get Here Faster than We Thought Some of you may know that I’ve been an ardent advocate for a faster-payments infrastructure in the United States. I’ve been closely following the Fed’s process towards payments system improvements. On Thursday in San Francisco, I attended one of the Town Hall meetings they’ve been holding to explain the results of their research and to share their preliminary thoughts with a broad (i.e. not just banks!) group of industry participants. They’ve evaluated multiple options, as is necessary and appropriate given just how big, and how…
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    BBR - News

  • Lloyds likely to pay up to £300m to settle Libor rigging probe

    25 Jul 2014 | 2:05 am
    Lloyds Banking Group has reportedly agreed to pay up to £300m to US and UK regulators to settle an investigation into its alleged attempts to manipulate the London Interbank Offered Rate (LIBOR).
  • Market Vectors launches ChinaAMC SME-ChiNext ETF

    25 Jul 2014 | 1:44 am
    Market Vectors ETF Trust has launched the Market Vectors ChinaAMC SME-ChiNext ETF, a new fund which seeks to provide exposure primarily to China's market of innovative, non-government owned companies, it was announced.
  • FIX Trading extends TESI to support FX market efficiency

    25 Jul 2014 | 1:42 am
    FIX Trading Community, the non-profit, industry-driven standards body at the heart of global financial trading, announced that they have extended the Trading Enablement Standard Initiative (TESI) to include Foreign Exchange (FX) client enablement.
  • ING Vysya chooses Mindtree as strategic digital partner

    25 Jul 2014 | 1:39 am
    Mindtree, a global technology services company, announced that it has been selected by ING Vysya, a premier private sector bank, as a strategic digital partner for its next generation mobility program.
  • Morgan Stanley to pay $275m to settle SEC RMBS probe

    24 Jul 2014 | 9:10 pm
    Morgan Stanley has agreed to pay $275m to settle allegations that its entities misled investors in a pair of residential mortgage-backed securities (RMBS) securitization.
 
 
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    spark

  • Do you feel like an ugly Facebook lab rat?

    Denise Bahs
    3 Jul 2014 | 8:55 am
    Facebook Lab Rat The good, the bad and the ugly. Facebook is getting uglier. Last week it was revealed that a mass manipulation occurred by Facebook and we are the lab rats. Nearly 700,000 Facebook users were unknowingly used in an experiment to gauge massive scale emotional contagion. Newsfeeds were manipulated to omit positive or negative posts to see whether or not that would affect the users’ emotional state. The findings found that people’s moods were affected with those exposed to more negative posts, becoming more negative or withdrawn and vice versa for the positive posts.
  • Social for Business Disconnect: the Employer vs Employee

    Denise Bahs
    19 Jun 2014 | 11:00 am
    Around the summer of 2009, I was working for a trade association and social media was starting to look like more than a flash in the pan. So, my marketing pal and I took some classes on Facebook and (the) Twitter. We figured we better learn these new channels so as to better disseminate our company’s information. This will be great! A new way to market our messages! Wrong. As I traveled the path of social media enlightenment, I found that social media is nothing more than a communication tool which enables engagement and ultimately, trust. No one wants a promotional message pushed on them.
  • Utopian Society or Skynet?

    Denise Bahs
    5 Jun 2014 | 7:23 am
    Coincidentally, inside one week, I saw the movie, Her, starring Joaquin Phoenix and Scarlett Johansson (about a man who falls in love with an operating system which gains consciousness) and a TEDTalks video (below) featuring Ray Kurzweil, about the future of our brains as hybrids for thinking. No puns here, this stuff is mind blowing. Kurzweil has 19 honorary doctorates, honors from three presidents and has been described as a “relentless genius” by The Wall Street Journal. In essence, super smart. Kurzweil predicts that 20 years from now, nanobots (really small robots) will enter the…
  • Is Social Influence the New Black?

    Denise Bahs
    8 May 2014 | 11:59 am
    When I booked my flight to the Dominican Republic with an overnight layover, I had no idea that my bags would cost more than me to travel. Since the overnight layover was technically a layover, I didn’t think I would be charged twice, once for each leg, (4 times round trip). But that was the case and as I handed over my credit card for the charge, I was composing the snarky tweet about the double dipping in my head. Fast forward 10 days, ensconced in my office and armed with my laptop, I tweeted about the injustice of it all. Within minutes, an airline representative tweeted to me…
  • The Last Person I Expected a Social Media Lecture From was a Catholic Bishop

    Denise Bahs
    24 Apr 2014 | 12:09 pm
    My daughter had just walked in the church with a procession of 100 other Confirmation Candidates. She looked so young, beautiful and a bit nervous to go before the Bishop. Fighting back the tears, I settled in for the sermon, excited to hear what he had to say, and hoping it would touch me in some way. The Bishop began his talk directed to the kids about sharing their faith with others who may need it in tough times. It was nice and fairly typical. Then, he asked the 8th graders if they had ever heard of the internet. Chuckle. And smartphones. Another chuckle. He said that even though they…
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    Bankrate.com » Banking

  • Banks’ web security full of holes?

    Allison Ross
    24 Jul 2014 | 10:30 pm
    That little lock icon on your bank's website may be easy for hackers to pick, according to two recent reports.
  • CFPB: Send prepaid card complaints

    Allison Ross
    22 Jul 2014 | 3:00 am
    The CFPB wants to hear consumers' complaints about prepaid cards and other nonbank products
  • House OKs banking for pot shops

    David McMillin
    19 Jul 2014 | 7:00 am
    Marijuana businesses scored a big victory in the House of Representatives: access to the banking industry.
  • Financial protection for military

    Allison Ross
    17 Jul 2014 | 3:00 am
    The FTC is raising awareness that those serving our country need to also be wary in guarding their finances.
  • CFPB: Publish more consumer gripes

    Allison Ross
    17 Jul 2014 | 3:00 am
    In a move that could create further tension with banks but generate popularity with consumers wanting to vent, the Consumer Financial Protection Bureau is proposing publishing more information on consumer complaints against banks. In particular, the CFPB wants to give customers the ability to publicly publish narratives of their experiences with a financial company. It
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