Banking

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  • You Don’t Know Jack!

    Gonzobanker.com
    Ron Shevlin
    28 Jul 2015 | 10:02 am
      I was telling a friend of mine–a senior executive at a mid-size credit union–why many banks and credit unions deceive themselves when they say their competitive advantage is their superior level of service (if you want to know why, see this and this). My friend said: “You don’t get it. We do have superior service. It comes down to knowing our members better than any mega-bank could ever know them.” I looked at him and said, “You, my friend, don’t know JACK! Or Jill, or Jim, or Jerry, or Jeannie, or any of your other members whose names start with the other…
  • Stolen Consumer Data Is a Smaller Problem Than It Seems

    NYT > Banking Industry
    1 Aug 2015 | 9:00 pm
    It can easily feel as if no one’s bank account or credit card is safe. But for consumers, the effect is quite different from what the headlines suggest.
  • Fintech Fundings: 17 Companies Raised $580 Million Week Ending July 31

    Finovate
    Jim Bruene
    31 Jul 2015 | 3:48 pm
    Another monster week in fintech. Depending on how much Stripe received in its round (at a $5 billion valuation), something north of $600 million flowed to 17 fintech companies worldwide. That closes out the month at just under $2 billion raised ($1.65 billion equity, $250 million debt), more than double the $900 million raised a year ago ($675 million equity, $225 million debt). About 80% of the money this week ($479 million) flowed to Finovate and FinDEVr alums, our biggest week ever (not including the Lending Club IPO which raised $865 million). To put that in perspective, during all…
  • Headline News from PaymentsNews.com - July 31, 2015

    Payments News - from Glenbrook Partners
    Payments News Editor
    31 Jul 2015 | 9:35 am
    On the Web: Stolen Consumer Data Is a Smaller Problem Than It Seems - New York Times - "The banks, though, have managed to curtail their costs as they have devised new methods to detect fraudulent purchases. The most prevalent strategy involves looking for patterns in card purchases..." How do you achieve a cashless society? Start hoarding - Guardian (Geoff Dyer) - "You hoard things which will be useful even when cash has become worthless." Deutsche Bank Letter Touts 'Expertise' in Blockchain Tech - CoinDesk - "Deutsche Bank is exploring the use of the blockchain for a variety of potential…
  • Greece is important and so is Alabama

    The Bankwatch
    Colin Henderson
    12 Jul 2015 | 10:01 pm
    This quote from Rana Foroohar on CNN this weekend makes one stop and think. A similar comment related to Connecticut (similar GDP to Greece) effectively bailing out any of the smaller southern US states every year. Why Greece Matters for Everyone It’s not that the economy of Greece itself matters so much–China creates a new Greece every six weeks–it’s that a Greek exit from the Eurozone calls into question the entire European experiment. Its easy to understate the importance of small economic areas, but they matter immensely within their geographic and economic context within which…
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    Gonzobanker.com

  • You Don’t Know Jack!

    Ron Shevlin
    28 Jul 2015 | 10:02 am
      I was telling a friend of mine–a senior executive at a mid-size credit union–why many banks and credit unions deceive themselves when they say their competitive advantage is their superior level of service (if you want to know why, see this and this). My friend said: “You don’t get it. We do have superior service. It comes down to knowing our members better than any mega-bank could ever know them.” I looked at him and said, “You, my friend, don’t know JACK! Or Jill, or Jim, or Jerry, or Jeannie, or any of your other members whose names start with the other…
  • What Vendors Won’t Tell You About Outsourcing

    Terence Roche
    21 Jul 2015 | 11:47 am
    “A satisfied customer — we should have him stuffed!” -Basil Fawlty, Fawlty Towers Most anybody in the industry knows that financial institutions outsource more than they did five years ago, and they will have outsourced more in another five. There are very valid reasons for this trend. The biggest we see is that banks are finding it increasingly difficult to attract and retain key areas of talent – disaster recovery management, data center penetration/breach, data communications, to name just a few. A vendor’s ability to hire talent for tens or hundreds of clients that…
  • The Tale of the Digital Banks

    Steve Williams
    7 Jul 2015 | 3:22 pm
    It’s been more than 15 years since the Internet shook the business world and predictions abounded that Internet-only banks would eat traditional banks for lunch. Taking stock on these predictions, it’s clear that the impact of Internet-only banks has been less dramatic than anyone would have predicted. In recent years, the trade press and industry conferences have buzzed with admiration for digital darlings such as Simple, Moven, GoBank and BankMobile. Pundits have celebrated these new players’ slick designs and future disruption potential. Yet while the demos and screen shots at events…
  • Clearing Up The Strategy Fog

    Ron Shevlin
    22 Jun 2015 | 12:05 am
      Do you know the strategy of the bank or credit union that you work for? a) Yes b) No c) This is a trick question, right? If you chose a), congratulations! Self-deception regarding life’s realities is a great coping strategy. You won’t go far in life, but it won’t matter because you’ll convince yourself that you did. If you answered b), don’t feel bad. You’re not alone, and it’s really not your fault that you don’t know your firm’s strategy. I’ll explain that further in a minute or so. If you picked c), you’re a…
  • Establish Your Seal Team 6: Use Data to Leverage High Performers

    Ryan Myers
    16 Jun 2015 | 10:16 am
    The notoriety of Seal Team 6, also known as the Naval Special Warfare Development Group (DEVGRU), hit center stage in recent years with missions all over the world resulting in publicity, books and movies. The team comprises the Navy’s best of the very best. It is so exclusive that the highest performers have to be invited just to participate in an exhaustive tryout that lasts several months. Once on the team, they are furnished with the best equipment, much of which isn’t available to anyone else such as the stealth helicopters used in Pakistan. This effectively maximizes the production…
 
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    Finovate

  • Fintech Fundings: 17 Companies Raised $580 Million Week Ending July 31

    Jim Bruene
    31 Jul 2015 | 3:48 pm
    Another monster week in fintech. Depending on how much Stripe received in its round (at a $5 billion valuation), something north of $600 million flowed to 17 fintech companies worldwide. That closes out the month at just under $2 billion raised ($1.65 billion equity, $250 million debt), more than double the $900 million raised a year ago ($675 million equity, $225 million debt). About 80% of the money this week ($479 million) flowed to Finovate and FinDEVr alums, our biggest week ever (not including the Lending Club IPO which raised $865 million). To put that in perspective, during all…
  • Radius Raises $50 Million in Round Led by Founders Fund

    David Penn
    31 Jul 2015 | 12:13 pm
    An investment of $50 million gives predictive analytics innovator, Radius, total capital of more than $125 million and a valuation of somewhere between $500 million and true unicorn status: $1 billion, according to Fortune. The round was led by Founders Fund, and featured participation from a host of other investors including, AME Cloud Ventures (Jerry Yang), BlueRun Ventures, Formation 8, Glynn Capital Management, Salesforce Ventures, and Yuan Capital. The new funding will support product development, as well as developing what Radius CEO Darian Shirazi called “the Radius customer…
  • Expensify Tallies Up $17.5 Million in Funding to Support its New Fintech Investment Fund

    Julie Schicktanz
    31 Jul 2015 | 10:40 am
    Automated expense report management platform, Expensify, closed a $17.5 million round of funding earlier this week from OpenView Venture Partners. The new installment brings the company’s total funding to $27.2 million. The San Francisco-based startup, which has 16,000 customers, will use the funding to support its newly-launched endeavor, Expensify Ventures, a strategic investment fund for early-stage fintech startups. David Barrett, Expensify CEO, states: “Everyday, we meet with entrepreneurs and companies that have awesome ideas when it comes to solving some of the corporate…
  • i-exceed Unveils Appzillion 3.1 with Enhanced Security, UX

    David Penn
    31 Jul 2015 | 10:19 am
    Meet the new Appzillion. i-exceed technologies announced the release of Appzillion 3.1 this week. The company’s flagship mobile application development platform now comes equipped with a number of new enhancements designed to make it easier to create “fully-functional, omni-channel apps.” New widgets, style editors, additional default themes, and over-the-air (OTA) support have been added to the platform. New security features include static analyses reporting, enforce geo-fencing, biometric authentication, as well as the ability to add multiple encryption layers for…
  • Finovate Alumni News

    Julie Schicktanz
    31 Jul 2015 | 6:56 am
    On Finovate.com: Expensify Tallies Up $17.5 Million in Funding to Support its New Fintech Investment Fund. Around the web: AcceptEmail partners with PayWithMyBank to make bill pay convenient and less costly. SocietyOne hires former Lending Club executive as its new Chief Marketing Officer. Spend Matters highlights Tradeshift as a company to watch in 2015. Pindrop Security releases new version of Fraud Detection System to more effectively ID and predict fraudulent activity. Yodlee hosts webinar on how to build financial apps to meet rapidly evolving customer expectations. BehavioSec…
 
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    Payments News - from Glenbrook Partners

  • Headline News from PaymentsNews.com - July 31, 2015

    Payments News Editor
    31 Jul 2015 | 9:35 am
    On the Web: Stolen Consumer Data Is a Smaller Problem Than It Seems - New York Times - "The banks, though, have managed to curtail their costs as they have devised new methods to detect fraudulent purchases. The most prevalent strategy involves looking for patterns in card purchases..." How do you achieve a cashless society? Start hoarding - Guardian (Geoff Dyer) - "You hoard things which will be useful even when cash has become worthless." Deutsche Bank Letter Touts 'Expertise' in Blockchain Tech - CoinDesk - "Deutsche Bank is exploring the use of the blockchain for a variety of potential…
  • Headline News from PaymentsNews.com - July 30, 2015

    Payments News Editor
    30 Jul 2015 | 7:10 am
    On the Web: Bitcoin and Blockchain: Two Revolutions for the Price of One? - Richard Gendal Brown - "“Digital” money is not the same as physical cash. And the world’s financial plumbing – payments systems, correspondent banking, SWIFT, … – is a direct consequence of this observation: physical cash really is fundamentally different to every other form of money: only physical cash is a bearer instrument. And only physical cash can be transferred without permission – censorship-resistant. Or so we thought." The Evolution of Money, From Feathers to Credit…
  • Headline News from PaymentsNews.com - July 29, 2015

    Payments News Editor
    29 Jul 2015 | 6:10 am
    Click here to share PaymentsNews with a friend On the Web: Payments on Fire Podcast #23 – What’s Up with HCE – Talking with inventor Doug Yeager - PaymentsViews.com - "In this conversation with HCE inventor Doug Yeager, CEO of SimplyTapp, we review how HCE works, what it requires, and take a look at why it’s taken so long to gain momentum." Merchants File Challenge to $6 Billion Antitrust Settlement with Visa, MasterCard - Wall St. Journal - "Lawyers representing roughly 100 merchants late Tuesday night formally notified MasterCard Inc. and Visa Inc. that they believe…
  • Visa Invests in Stripe - Will Partner to Expand Online Commerce Globally

    Payments News Editor
    28 Jul 2015 | 9:35 am
    Visa Inc. has announced a strategic investment in Stripe as part of a new partnership with Stripe to support new technologies and online payment experiences for merchants, developers and consumers worldwide. As part of this relationship, "Stripe will accelerate its international expansion, particularly in emerging markets, accessing Visa’s global footprint through its acquiring and issuing partners." Given the explosive growth of new commerce experiences enabled by a global developer community, Visa is expanding its strategic relationships across the payments ecosystem,” said Jim…
  • Headline News from PaymentsNews.com - July 28, 2015

    Payments News Editor
    28 Jul 2015 | 3:17 am
    On the Web: Stripe, Digital Payments Start-Up, Raises New Funding and Partners With Visa - New York Times - "On Tuesday Stripe also announced a partnership with Visa, one of the world’s largest credit card companies, in which the two will work on ways to improve digital transactions. The companies said they expected to collaborate on initiatives like payments security, as well as software like website “buy buttons.”" Lawyer Emails Put Visa, MasterCard Settlement at Risk - Wall St. Journal - "Lawyers representing roughly 100 big merchants, including Wal-Mart Stores Inc., Home…
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    The Bankwatch

  • Greece is important and so is Alabama

    Colin Henderson
    12 Jul 2015 | 10:01 pm
    This quote from Rana Foroohar on CNN this weekend makes one stop and think. A similar comment related to Connecticut (similar GDP to Greece) effectively bailing out any of the smaller southern US states every year. Why Greece Matters for Everyone It’s not that the economy of Greece itself matters so much–China creates a new Greece every six weeks–it’s that a Greek exit from the Eurozone calls into question the entire European experiment. Its easy to understate the importance of small economic areas, but they matter immensely within their geographic and economic context within which…
  • Garakei: Galapagos cell phone

    Colin Henderson
    10 Jul 2015 | 6:15 am
    My wife just came across this term on a recent trip back to Japan. Garakei or another version, Gara-phone. It literally means “Galapagos Cell Phone”. The backdrop actually goes back to Charles Darwin and how he made the Galapagos Islands famous for uniquely eveolving animal forms and this formed the basis of his “Origin of Species”. Garakei: Galapagos cell phone Recently I’ve been hearing about a Japanese electronic device called a “garakei ガラケイ”. Mystified by this katakana word, which I assumed to be at least partially the transcription of some foreign term,…
  • China stock market is unplugged

    Colin Henderson
    7 Jul 2015 | 9:06 pm
    Maybe there are just some things that cannot be controlled. Despite massive government intervention, the Chinese stock market is collapsing in light of an overbought bubble. Fresh turmoil hits China’s stock market ft.com China’s central bank stepped up state support for sinking stocks on Wednesday, as investors rushed to sell what they still could after a fresh wave of share suspensions that have now halted trading in half the market. The renewed selling followed another round of share suspensions overnight, which have now halted trading in 1,476 stocks — or more than 50 per cent all…
  • Piketty brings academic pragmatism to Greece debate

    Colin Henderson
    6 Jul 2015 | 8:19 pm
    This interview with Thomas Piketty by Die Ziet is a landmark. As the interview rightly points out this 700+ page best seller has not been read beyond probably Page 26 by most of the purchasers. This is obvious to me by the book reviews. However this interview has two main aspects of interest: it highlights some economic history, history meaning anything previous to the last quarter, and that in which most folks have no interest. This stuff is not in the history books. Economic history is boring and unless you read Niall Ferguson, Thomas Piketty, or Kenneth Rogoff will not mean much. His…
  • Music and how we listen to it

    Colin Henderson
    4 Jul 2015 | 11:46 pm
    The whole music streaming thing is becoming one of the the next big things. There are lots of apps out there and when Apple announced Apple Music it seemed clear they could leap above the fray. This piece at recode exemplifies what has bothered me. Simplicity. In Battle of Streaming Music Services, Simplicity Is the Killer Feature In the battle of the streaming music services, when most of them can claim the same number of tracks, offline listening, a multi-platform approach and some basic cloud services, the standout feature might just be the least sexy: Simplicity. Of course there is…
 
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    Commercial Banking News - Commercial Banking News Headlines | Bizjournals.com

  • Central Pacific Bank to move its Kailua branch to former Arby's site

    Duane Shimogawa
    31 Jul 2015 | 7:19 pm
    Central Pacific Bank, one of Hawaii’s largest banks, is relocating its Kailua branch in Windward Oahu to the former site of an Arby’s restaurant on Hoolai Street, a spokeswoman for the bank confirmed to PBN. Construction on the newly relocated bank is expected to take about a year, Melissa Moniz, spokeswoman for Central Pacific Bank, told PBN in an email. This week, Central Pacific Bank was issued a $20,000 building permit from the City and County of Honolulu’s Department of Planning and…
  • Denver investment firm Curian Capital is closing its doors

    Monica Mendoza
    31 Jul 2015 | 4:24 pm
    Curian Capital LLC, an asset management company based in the Denver Tech Center, plans to close down next year and stopped accepting new accounts effective today. It’s unclear what that means for the 300 employees who work out of the Curian offices near the intersection of interstates 25 and 225. Curian will continue to manage existing accounts into 2016 to allow financial professionals and clients sufficient time to plan for the transition of accounts, said Mark Mandich, interim president and…
  • State officials worry legalizing recreational marijuana will criminalize businesses, governments

    Allen Young
    31 Jul 2015 | 2:58 pm
    State officials expressed concerns Friday that an anticipated measure to legalize marijuana in California will exacerbate a conflict between state and federal law that criminalizes pot retailers, bankers, and state and local governments. “That rift between the state laws and federal laws is rendering most of us into criminals,” said Mark Hariri, director of the centralized treasury and securities management division with the State Treasurer. If California follows four other states in legalizing…
  • Magna shareholders approve merger

    Meagan Nichols
    31 Jul 2015 | 2:57 pm
    The Magna Bank merger into Pinnacle Financial Partners is one step closer to finalization. July 31, Shareholders of Magna Bank voted “overwhelmingly” in favor of the Pinnacle deal. News that Pinnacle would acquire Magna in an $83 million transaction was revealed April 28. If the final conditions are met, the deal is anticipated to close in third quarter 2015. Once that occurs, Pinnacle Financial Partner Inc. (Nasdaq/NGS: PNFP) will have more than $8 billion in total assets with 42 offices…
  • Jarden Corp. completes $1.35 billion acquisition of Waddington Group

    Emon Reiser
    31 Jul 2015 | 2:20 pm
    Jarden Corp. has completed its $1.35 billion acquisition of disposable tupperware manufacturer Waddington Group, the company said Friday. The Boca Raton-based consumer products company (NYSE: JAH), which owns brands like Yankee Candle and Crock-Pot, announced the agreement to buy Waddington Group from an investment fund managed by Olympus Partner on July 14. On July 30, Jarden Corp. closed on $900 million of senior secured term loans — $300 million of which mature in 2020, with the rest maturing…
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    Investment Banking News - Investment Banking News Headlines | Bizjournals.com

  • Central Pacific Bank to move its Kailua branch to former Arby's site

    Duane Shimogawa
    31 Jul 2015 | 7:19 pm
    Central Pacific Bank, one of Hawaii’s largest banks, is relocating its Kailua branch in Windward Oahu to the former site of an Arby’s restaurant on Hoolai Street, a spokeswoman for the bank confirmed to PBN. Construction on the newly relocated bank is expected to take about a year, Melissa Moniz, spokeswoman for Central Pacific Bank, told PBN in an email. This week, Central Pacific Bank was issued a $20,000 building permit from the City and County of Honolulu’s Department of Planning and…
  • Denver investment firm Curian Capital is closing its doors

    Monica Mendoza
    31 Jul 2015 | 4:24 pm
    Curian Capital LLC, an asset management company based in the Denver Tech Center, plans to close down next year and stopped accepting new accounts effective today. It’s unclear what that means for the 300 employees who work out of the Curian offices near the intersection of interstates 25 and 225. Curian will continue to manage existing accounts into 2016 to allow financial professionals and clients sufficient time to plan for the transition of accounts, said Mark Mandich, interim president and…
  • State officials worry legalizing recreational marijuana will criminalize businesses, governments

    Allen Young
    31 Jul 2015 | 2:58 pm
    State officials expressed concerns Friday that an anticipated measure to legalize marijuana in California will exacerbate a conflict between state and federal law that criminalizes pot retailers, bankers, and state and local governments. “That rift between the state laws and federal laws is rendering most of us into criminals,” said Mark Hariri, director of the centralized treasury and securities management division with the State Treasurer. If California follows four other states in legalizing…
  • Magna shareholders approve merger

    Meagan Nichols
    31 Jul 2015 | 2:57 pm
    The Magna Bank merger into Pinnacle Financial Partners is one step closer to finalization. July 31, Shareholders of Magna Bank voted “overwhelmingly” in favor of the Pinnacle deal. News that Pinnacle would acquire Magna in an $83 million transaction was revealed April 28. If the final conditions are met, the deal is anticipated to close in third quarter 2015. Once that occurs, Pinnacle Financial Partner Inc. (Nasdaq/NGS: PNFP) will have more than $8 billion in total assets with 42 offices…
  • Jarden Corp. completes $1.35 billion acquisition of Waddington Group

    Emon Reiser
    31 Jul 2015 | 2:20 pm
    Jarden Corp. has completed its $1.35 billion acquisition of disposable tupperware manufacturer Waddington Group, the company said Friday. The Boca Raton-based consumer products company (NYSE: JAH), which owns brands like Yankee Candle and Crock-Pot, announced the agreement to buy Waddington Group from an investment fund managed by Olympus Partner on July 14. On July 30, Jarden Corp. closed on $900 million of senior secured term loans — $300 million of which mature in 2020, with the rest maturing…
 
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  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
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  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
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  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
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  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
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  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
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  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
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  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
 
  • add this feed to my.Alltop

  • State Won't Let Stores Open on Nov. 22

    1 Aug 2015 | 5:37 am
    State Won't Let Stores Open on Nov. 22WMTW Most people flock to stores on Thanksgiving for last-minute items or pre-Black Friday steals -- but one state's law doesn't allow that.Where big box stores will be closed In Case You Missed ItSchool Bus Driver's Terrifying Close CallShocking Thing Opens Up in Man's LawnOfficial 'Disgusted' by What Happened to Car
  • General's Emails More Than 'Flirtatious'

    1 Aug 2015 | 5:37 am
    General's Emails More Than 'Flirtatious'APGen. John Allen, the top US commander in Afghanistan, exchanged countless emails with a woman at the heart of the Petraeus scandal.Source reveals explicit messagesMore NewsPlane Crashes Into Mississippi HomeWashington Post Editor Steps DownHusband Finds Teacher in Act With Boy
  • Reason This Ad Is Making Waves

    1 Aug 2015 | 5:37 am
    Reason This Ad Is Making Waves Marks & SpencerIt looks like any other holiday clothing ad for kids, but something about this one is different -- and it's not an accident.How a Facebook post started it allMore StoriesPreterm Birth Rate Drops to New LowPossible Risk Factor for Autism Found?Stranger I Wish I'd Stopped to Talk With
  • Soap Star Says Goodbye After 25 Years

    1 Aug 2015 | 5:37 am
    Soap Star Says Goodbye After 25 YearsCBSSusan Flannery left 'The Bold and the Beautiful' after two and a half decades -- and she's not the only star with a very long TV tenure.Actress who spent 41 years on her showMore to See'X Factor' Singer Says Sexuality Was a RiskActress Opened Up About Bipolar DisorderStreisand's Son Sings for Gay-Friendly Film
  • Take a Look at Where JFK Was Born

    1 Aug 2015 | 5:37 am
    Take a Look at Where JFK Was BornNational Park ServiceYou'll find the late president's very first belongings inside this New England home -- which is being opened to the public for the first time.Famous items the living room is 'filled with'More to SeeStar Has Rose Named After HerCommon Heating Mistake Could Cost YouThe Best Pillow for Your Sleep Style
  • add this feed to my.Alltop

    Capital Solutions Bancorp » Blog

  • How Do I Get a Client to Pay up?

    Meryl Evans
    30 Jul 2015 | 7:56 am
    This is a true story. Names have been changed to protect the innocent and the guilty. A prospect contacted me interested in my company’s services. We discussed the project and came to agreement on the scope and price. My team went right to work. To ensure the client was happy with the direction, we submitted a portion of the work. Jack asked us to modify one thing, otherwise he liked it. At that point, he said he’d send us payment for a portion of the project. My team continued working, applying the client’s feedback. Shortly after, we submitted half of the project. And here’s the…
  • How to Build Your B2B Brand with Twitter in 7 Easy Steps

    Meryl Evans
    24 Jul 2015 | 7:34 am
    When I first heard about Twitter, I didn’t get its appeal. As I understood it, people could send short messages for others to read. That sounded like a public bulletin board. The Internet is full of special interest topic forums. People can send short messages to each other via emails, text messaging, online chat, and other ways. So what’s the big deal about Twitter? Nevertheless, I signed up for the service and listened. At first, it felt like a waste of time. Of course, I didn’t have many followers and had no clue who to follow. This was 2008 when Twitter was still young’un. The…
  • How to Cure Your Addiction to Merchant Cash Advance

    Meryl Evans
    15 Jul 2015 | 9:05 am
    Have you heard of payday loans? You’d never consider such an option because it’d drain your resources, right? Merchant cash advance and business cash advances are like payday loans except they target businesses. Thousands and thousands of business owners are stuck with MCA. To attract B2B companies, some MCA providers call it Business Cash Advance. An MCA may sound like a great idea, but it isn’t when you look at the full picture of how it works. Here’s a true story. A business owner tells them he needs $200k. They say they’ll advance him the $200k, and then take out a percentage of…
  • The Sure-Fire Danger of Having a Big Customer

    Meryl Evans
    7 Jul 2015 | 9:07 am
    When a colleague first started his little business, he had two clients. One provided steady projects. The set up worked well since he could manage these projects outside of his corporate job. Yes, he worked two full-time jobs between the corporate one and his business. We’ll call him Joe. He wanted to build cash flow before quitting his corporate job. Then the company — the steady one — went out of business. As for the other client … projects didn’t come in regularly enough to sustain business. Joe had to decide whether to resign to a life-long corporate career and keep…
  • 5 Ways This Is Better Than a Bank Loan or Line of Credit

    Meryl Evans
    30 Jun 2015 | 9:51 am
    Before you consider going to a bank for a small business loan or line of credit, you might want to explore another option. A better one because it’s money that already belongs to you. The money you get from the flexible financing is invoice financing, which gives you the cash flow you need to pay expenses and grow your business. It’s also known as factoring and accounts receivables financing. Accounts receivables are open invoices that haven’t been paid. It’s money a company is owed after delivering the product or service. Clients may take 30, 60, 90, or more days to pay the invoice.
 
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    MyBankTracker

  • College Grads: 3 Tenacious Bank Accounts for the Next Decade of Your Life

    Simon Zhen
    21 Jul 2015 | 11:00 am
    Congratulations young graduate! You must be very excited to embark on the next stage in life: adulthood. Your finances, including student loan debt, income and savings should be major concerns. Up until now, you probably didn’t choose your own bank accounts — your existing accounts were probably recommended by friends and family. Since your lifestyle and finances will change, it’s important that you have the right mix of accounts. It’s also important to change your mindset when it comes to money. So we’re busting some money myths that some college kids can’t…
  • You Don’t Have to Switch Banks to Get a Better Checking Account

    Simon Zhen
    16 Jul 2015 | 10:20 am
    Story highlights: – How to get a better checking account without having to switch banks – The best checking accounts, none of which have monthly fees No one ever said that you can’t have different checking accounts for different purposes. Photo: Shutterstock Has switching banks been on your to-do list, but you’re just too lazy to get it done? There are thousands of banks to choose from, and it’s easy to get overwhelmed. Despite what you may think, you can get a better checking account, without having to actually change banks. A recent MyBankTracker survey showed…
  • Addicted to Your Smartphone? Stop Making These Dangerous Mobile Banking Mistakes

    Rebecca Lake
    15 Jul 2015 | 2:00 am
    Mobile banking is the latest thing consumers are becoming addicted to, with more than half of users logging in at least 2 to 3 times a week. If you’re hooked on using your smartphone to make transfers, check your balances or schedule bill payments, you could be putting your banking information at risk without even realizing it. Here are the worst mobile banking mistakes hardcore users should avoid.  Nearly 40 percent of cellphone owners use mobile banking services to manage their accounts. Image via Flickr Mobile banking over public Wi-Fi Using public Wi-Fi to log in to your…
  • Interest Rates for Federal Student Loans to Go Down: Time to Move Out of Your Parents’ House

    Rebecca Lake
    14 Jul 2015 | 2:00 am
    The Department of Education recently announced that interest rates for federal loans are going to be lower for the 2015-16 academic year. If you’re planning on borrowing money to cover your college costs, the lower rates are a positive in more ways than one. Not only will they make your education debt less expensive, but if you’re still relying on your parents financially, you may be in a better position to cut the purse strings for good. Here’s a look at what the new rates are and how you can make the most of the potential savings if you’re tired of relying on the…
  • Big Credit Card Mistakes You’re Making, Even If You Think You’re an Expert

    Rebecca Lake
    13 Jul 2015 | 2:00 am
    A new survey from Discover is showed that 2,000 financially responsible consumers age 18 to 32, basically failed when it came to their knowledge of credit cards. The following mistakes were the biggest and most costly takeaways from the survey. So, even if you claim to be an expert, take a look to see if you’re making the same mistakes, and how your knowledge compares.  Flickr |…
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    Payments Views from Glenbrook Partners

  • PoF 23 – What’s Up with HCE – Talking with inventor Doug Yeager

    George Peabody
    29 Jul 2015 | 4:06 am
    Host card emulation (HCE) was invented back in 2012. It was supposed to do for NFC on Android what Apple Pay has done for NFC in the iOS ecosystem. But it’s taken longer, a lot longer, for a robust Android-based NFC capability to get deployed. In this conversation with HCE inventor Doug Yeager, CEO of SimplyTapp, we review how HCE works, what it requires, and take a look at why it’s taken so long to gain momentum. The good news is that momentum is increasing with a growing set of HCE technology providers pushing it forward and, it appears, a pipeline of HCE-based apps on the way.
  • PoF 22 – Ethoca and the Power of Data Collaboration

    George Peabody
    21 Jul 2015 | 7:45 am
    The domain of point of sale (POS) has three legs to its security stool: EMV, point to point encryption, and card number tokenization. Card not present (CNP) merchants and issuers have the more challenging task of assembling fraud mitigation tools on their own. The networks have had, until EMVCo’s move into payment card tokenization, not much more than 3D Secure to offer. Merchants and card issuers have a lot of transaction and fraud data and when that data gets shared, improvements are possible. That’s what Ethoca is about. Its growing network of merchants and issuers share their fraud…
  • PoF 21 – Payment Tokenization Continues to Roll

    George Peabody
    26 Jun 2015 | 6:59 am
    Tokenization is, and will continue to be, a hot topic in payments. After all, it’s what powers Apple Pay. Last week I chaired the Mobile Payment Innovation Summit where tokenization was a recurring theme. I asked Glenbrook partner Russ Jones to return for an update, to help us dig deeper into what’s happened over the six months and to consider where tokenization is going. He’s bullish on the capabilities of this technology and likes what he’s seen so far. Take a listen to what Russ has to say.
  • PoF 20 – Chase Speaks on Issuing EMV Cards

    George Peabody
    16 Jun 2015 | 2:16 pm
    We all know EMV is coming to the U.S and that it will take years to build a complete EMV security perimeter. But the work starts with issuers sending out chip cards to their customers. Take a listen to this conversation with Chase’s Dina DeMerell, Director, Card Services Chip Security, to hear how Chase is deploying EMV credit, debit, prepaid and co-branded card products. She wasn’t kidding about their accelerated push of credit cards to frequent transactors. I received my new EMV United co-branded card the day after we spoke – and it wasn’t special treatment.  
  • PoF 19 – E-commerce Fraud, Data, and EMV’s Impact on CNP Losses

    George Peabody
    8 Jun 2015 | 6:07 am
    Decisions about point of sale transactions are largely made using card data alone but in e-commerce the merchant has to use a rich mix of data sources to manage fraud. The merchant is, after all, liable for both the transaction as well as the goods or services lost due to fraud. E-commerce merchants use publicly sourced data from firms like Whitepages to perform both automated and manual reviews. This discussion with Tom Donlea, Director, e-Comm/Retail Practice at Whitepages, looks at how the data is provided to the merchant, the challenge of data sourcing in international markets, the care…
 
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    SBOBET Indonesia Judi Bola/Casino Teraman

  • Gokhan Inler Sampah-kan Tawaran Bayern Munich

    admindw2131234
    9 Jul 2015 | 11:00 pm
        Gokhan Inler merupakan gelandang Napoli yang saat ini dikejar oleh tim Bayern Munich. Akan tetapi tim Bayern harus patah hati karena pinangannya kepada Gokhan Inler ditolah mentah-mentah. Tidak hanya ditolak oleh sang pemain namun juga oleh sang pelatih. Hal ini jelas dikarenakan pemain yang satu ini sebenarnya masih ingin bermain dengan Napoli lebih lama lagi. Sbobet Baginya bermain dengan tim tersebut adalah sebuah anugerah yang luar biasa dan ini tentu saja akan membuat tim Napoli menjadi lebih kuat lagi. Penolakan yang dilakukan oleh Gokhan Inler terhadap tim Munich tentu…
  • manfaat bermain sbobet di agen bola yang canggih

    admindw2131234
    7 Jul 2015 | 1:15 am
    Di zaman yang serba bisa ini bukan hal yang sulit untuk menelusuri internet,agar bisa menguntungkan bagi anda. terutama bagi anda pecinta judi bola,anda tidak perlu repot repot keluar dari rumah anda untuk ke agen taruhan/judi apalagi di musim kemarau atau hujan disertai macet yang berlebih bisa membuat anda strees sekarang anda bisa memilih /menebak pertandingan yang telah dicantumkan oleh agen-agen bola yang  bisa anda aksess secara mudah tentunya dari agen bola yang terpercaya dan berkualitas bagus menyediakan fitur : – betting in mobile - live chat yang bisa anda ajak ngobrol 24jam…
  • akibat terlalu berfoya-foya pada hasil lotere orang ini jatuh miskin

    admindw2131234
    7 Jul 2015 | 12:48 am
    Bagi kebanyakan orang yang menang judi online , apalagi jackpot bukan hal yang jarang mereka berfoya-foya menghabiskan uang apalagi hidup hanya 1x pikirnya jika anda tipe pemenang yang seperti itu tepatnya anda harus berubah,kalau tidak ingin jatuh miskin karena menghabiskan uang untuk judi online dan parahnya kemenangan anda juga dihabiskan berfoya foya akan berakhir seperti orang itu cobalah untuk menggunakan uang kemenangan anda, agar bisa bermanfaat seperti menanam saham/usaha ingat-ingatlah budget anda jangan dihabiskan sekaligus , dan jangan kira uang anda tidak habis habis lalu tidak…
  • Ketergantungan Berjudi yang Buruk pada masyarakat hongkong

    admindw2131234
    7 Jul 2015 | 12:27 am
    Dalam hal perjudian adalah hal yang lumrah bila menang lalu ingin menang lagi sampai sekiranya 3x Namun , hal yang berbeda dari masyarakat hongkong yang tercatat pernah setengah juta masyarakat Hongkong mengunjungi Macau hanya untuk memenuhi hasrat bermain judi,dengan hanya menempuh perjalanan 1jam masyarakat hongkong tak lelah bermain ke macau . bahkan lebih dari 1.040 pelajar Hongkong yang diwawancara, lebih dari setengahnya sudah diperkenalkan dengan dunia perjudian oleh orangtuanya. Dan 41 persen diantaranya memulai berjudi pada usia 6 tahun telah memainkan taruhan bola Perjudian Yang…
  • mengenal kota (macau)

    admindw2131234
    7 Jul 2015 | 12:09 am
    mungkin hampir setiap orang mengenal Macau sebagai kota perjudian bahkan Macau telah dijuluki sebagai Las Vegasnya Asia judi online Sehingga perekonomian di wilayah ini sangat tergantung pada kegiatan perjudian padahal tidak semua perekonomian di wilayah ini hanya tergantung judi bola mungkin pendapatan ke2 disini diperoleh akan Wisatanya yang elok seperti Venetian Macau Resort Hotel yang terdiri dari 3000kamar suites. juga dilengkapi dengan mall terbesar di macau,dan kasinonya juga,yang paling bagus dari bangunan ini adalah design dan arsitektur yang seolah olah anda merasakan suasana di…
 
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    Bank India — Indian Banks News & Tutorials

  • How to transfer bank account to another branch

    Suraj Tandon
    31 Jul 2015 | 3:27 am
    Banking sector in India has undergone a massive success in the past some time and this gets quite clear from the increasing count of banking customers. Indian banks have got a number of impressive features to offer. Out of them, one is to let you transfer bank account from one branch to another. Yes, this is actually possible! Before the aforesaid facility was available, it was observed that a number of people had to open new bank account on changing their residence. They just could not get their bank account shifted to another branch. To remove this hassle, RBI came up with a solution.
  • 10 ways to make SBI credit Card Bill Payment

    Suraj Tandon
    22 Jul 2015 | 2:07 am
    If I ask you to imagine your life with absence of banking facility in it, you will probably fail. Banking is the need of today’s life. If you want to make most of your surplus money, want to start a new business, or to own something new, then banks are always out there to help you. Since banking is something everyone’s need nowadays, therefore, Indian banking sector has got many shining names in it. Needless to mention that SBI rules the Indian Banking sector. State Bank of India has been serving people for many decades now. This bank is known to come up with facilities that…
  • KVB net banking: kvb to other banks Fund transfer Online

    Suraj Tandon
    16 Jul 2015 | 2:13 am
    Banking is something all of us rely to save the surplus money we have. In India, banking sector has been touching high peaks of glory with every passing day for quite some time now. Since the competition between banks is at high peak nowadays, so, as to cover the heat, every bank tries to new lucrative services in long list of all services they offer. Private sector banks in India have been getting handsome increment in customers count for quite some time now. Talking about fastest growing private sector banks, Karur Vysya Bank shines at respectful position. It’s a private-sector bank…
  • How to Open Joint Account in SBI

    Suraj Tandon
    9 Jul 2015 | 3:05 am
    State Bank of India is the name that shines at the top when we talk about of India’s banking sector. This bank has been enjoying the top-most rank for quite some time now. This trend apparently speaks about services offered by this bank, and satisfaction of customers with it. Since banking has become important need of today, I just hope you are updated with world enough that you also have bank account. For those with ‘No’ as answer, or for those who are looking to get yet another account in bank, my advice would be to opt for SBI. SBI offers handsome interest rate, lucrative…
  • Bank of Baroda Net Banking: Transfer Fund BOB to Other Banks

    Suraj Tandon
    5 Jul 2015 | 1:13 am
    Banking sector of India has got tough rivals in it. Each and every bank is trying its hard to provide lucrative deals, services to please new customers. When we talk about best banks in India, name of Bank of Baroda appears at respectful spot. If you are one of millions of customers of Bank of Baroda, then you are likely to be very much pleased with quality of service you are getting from the bank. Bank of Baroda offers a number of services to take your convenience to high end. One out of all lucrative services Bank of Baroda offers is Internet Banking. The said service lets you enjoy amazing…
 
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    Spark

  • Finding Coaching Moments that Shine

    Denise
    21 Jul 2015 | 12:56 pm
    As a business coach in the social media realm, there are all kinds of moments ranging from apprehension and fear to inspiration and joy. Having coached business executives on how to grow their social authority for more than three years, my job is to find those moments of inspiration (in my students) and show them how to harness, direct and leverage it. Students arrive in class on the first day either hoping for magic to happen (change doesn’t work that way), doubting the value of social media, or thinking our class is a technical how-to with regard to each network. My goal on Day One is to…
  • It’s called ‘Happy Medium’ for a reason

    Denise
    2 Jul 2015 | 8:58 am
    Living life in the “middle” gets a bad rap. It’s boring and dull right? “There’s got to be something better than in the middle” go the lyrics of the song, One Headlight by the Wallflowers. But I’m finding that one of the keys to happiness is (and striving to find) life in the middle. The great philosopher, Aristotle recommended finding the happy medium between two extremes. For example, don’t eat too much or too little, don’t exercise too much as to cause injury, but not enough will leave you out of shape. And too much fun at a party…
  • 5 Blogging Myths that Keep You from Blogging

    neo
    24 Apr 2015 | 11:37 am
    Why is starting a blog so scary? What keeps us from getting started? Thanks to my many blogging mentors, especially Paul Gillin, I realized there is a mental volleyball game that us bloggers play and it goes like this: I’d love to start a blog, but I don’t know where to begin. I don’t think I have enough content to be consistent. I’m not a subject matter expert. I don’t have the time. I’m not that original. But I know it would be good for my company and for me personally. I want to do it, I just don’t know how (or if I’d be any good at it).
  • How I Changed My Negative Outlook

    neo
    2 Apr 2015 | 1:36 pm
    Do you HATE waking up? Laying peacefully ensconced in my warm bed with the covers snuggled up around me, the alarm clock brings me rudely to my senses. The first conscious thought of the day was “Ugh.” And then, remembering I had a big meeting to attend with possible scrutiny, my second thought was another, “Ugh” as a feeling of pure DREAD washed slowly over my body. This was a common occurrence for months – waking every day with a feeling of dread over what the day would bring. Interestingly, those days didn’t turn out to be all bad and I started to see a pattern – I was making…
  • Social Media in Real Life, Part 2

    neo
    26 Mar 2015 | 1:21 pm
    Imagine you are at a business networking function. You are engaging in conversation when suddenly someone runs up to your group and starts yelling that his company product would be GREAT for you – only you don’t know this guy, you’ve never seen or heard of him before and he has no idea what would be GREAT for you. Kind of a turn off right? Sadly, this “shouting” scenario is being played out every day in the social channels. Rather than engaging in conversation and offering solutions to others’ problems, there are some folks shouting that their company is…
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    Mountain Money by MACU

  • 10 Things to Consider Before Adopting a Pet

    Mountain America
    30 Jul 2015 | 11:46 am
    You have made the decision to adopt a homeless pet as the newest member of your family. Good for you! Before you go to the shelter and fall in love with a new face, make sure you have answered these 10 questions as you move forward responsibly. 1. Why do you want a pet? Don’t do it just because you are tired of the kids asking. Remember, this could be a 10-, 15- or even 20-year commitment. 2. Do you have time for a pet? Animals need, among other things, food, water and companionship every day. Take a realistic look at how much time your pet will be alone each day. If you are prone to…
  • Mountain America Credit Union and The Humane Society of Utah

    Mountain America
    28 Jul 2015 | 9:13 am
    Mountain America Credit Union is constantly looking for ways to help improve our community. After learning more about The Humane Society of Utah (HSU) through our Love UT, Give UT event in March 2015, we knew we wanted to do more with this outstanding organization. Shortly after Love UT, Give UT, we were able to meet with the fine folks at HSU about a possible partnership. Great things have come from that initial meeting. We worked together to produce our First Home video on location at HSU. The star of the video, Mattie, just happened to be a former resident at the Humane Society. You can…
  • How to Budget for Buying a Home: 6 Things to Consider

    Mountain America
    21 Jul 2015 | 3:57 pm
    You’ve thought about neighborhoods, schools and even what type of home suits your tastes. And now you are ready to start some serious home shopping. But there is one aspect of home ownership you still need to consider – How much home can you afford? Budgeting is perhaps the most crucial consideration when buying a home. When you apply for a mortgage, you need to consider more than just the monthly payment for principal, interest and possibly PMI (Primary Mortgage Insurance) – there are numerous other expenses that come with owning a home. Will you be able to afford these additional,…
  • Pet Photo Contest

    Mountain America
    20 Jul 2015 | 12:18 pm
    You asked for it, and now it’s here—Mountain America’s first-ever Pet Photo Contest! This is your chance to show everyone just how adorable your pet is. Each first place winner will receive a PetSmart gift card, and each runner up will each receive a prize specific to the type of pet they entered into the contest. It’s sure to be fun, so make sure to submit your pics! How to Enter Entering your pet’s picture is easy. Head over to Mountain America’s page on Facebook or Instagram, share a photo of your pet and have all of your friends vote on the photo. After you receive the 50…
  • Let’s Take a Moment to Celebrate Home

    Mountain America
    8 Jul 2015 | 11:30 am
    Home is where the heart is. There is no place like home. Home is the nicest word there is. So many great things have been said about home. Home sends us off into the world each morning. And is there for us when we return each day. It is where we unwind, and rest. Nurture our relationships. Watch our loved ones grow. #YesHome. As a leading home mortgage lender, Mountain America appreciates the importance of this place called home and what it means to our members. And during the season when many of you will be shopping for a new home—or maybe even your first home—we want to take the…
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    Bankrate.com » Banking

  • Can a bank robbery be art?

    Claes Bell
    28 Jul 2015 | 6:45 am
    An artist who once taught classes at MIT was sentenced to a year in prison for a bank robbery he claims was perpetrated in the name of art.
  • How Dodd-Frank changed banks in 5 years

    Claes Bell
    21 Jul 2015 | 2:29 pm
    It's been five years since the Dodd-Frank Act became law, and the banking industry, and how it treats consumers, has changed in some big ways.
  • Banking before ATMs was a nightmare

    Claes Bell
    17 Jul 2015 | 7:57 am
    Without a lot of the banking technologies we take for granted today, such as debit cards and ATMs, taking care of banking business could be pretty rough.
  • Would you rather: Lose nudes or bank info?

    Claes Bell
    13 Jul 2015 | 7:32 am
    Most Americans would rather lose their nudes to hackers than their financial info and Social Security number. Here's how to help ensure you lose neither.
  • US banks not perfect, but ATMs work

    Claes Bell
    30 Jun 2015 | 8:18 am
    Years after the financial crisis, there are still issues with U.S. banks, but they pale in comparison to Greece, where ATMs suffered a run over the weekend.
 
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    Banking Sense

  • 7 Ways to Save Money When Planning a Vacation

    Natalie Cooper
    31 Jul 2015 | 3:30 pm
    Getting out of town for a few days is often a necessary part of life. Save a few dollars with some tips that will get you to your destination and back home just a few dollars richer. 1. Rent an Apartment There are so many ways that renting an apartment can save you money on a vacation. First, you get more space for your money. Renting a hotel in New York City can cost upwards of $200 a night, where renting an apartment in the same neighborhood could cost you only $135 to $150 a night. You also get more room. Instead of a tiny hotel room, you’ll get at least one bedroom, a kitchen, a living…
  • 7 Ways to Maximize your Discover Card Rewards

    Natalie Cooper
    31 Jul 2015 | 6:00 am
    Discover is one of the leading credit card companies in the industry for people of all credit situations. Their introductory rates compete hard in their market and their introductory offers are typically some of the longest. These factors alone, though, don’t make for a great financial institution, or a great credit. What separates Discover so much from the rest are the high volume of extra benefits you get with your card, and if you utilize them strategically, there will be plenty of returns on your hard work and diligence. 1. Pay Attention to Cashback Bonuses This one should probably…
  • Why Cheap Cell Phone Service Can Actually Cost You Money

    Natalie Cooper
    30 Jul 2015 | 3:30 pm
    How can cheap cell phone service can actually cost you money, you might ask? There are several reasons to consider exactly what you need a cell phone to do before purchasing a an oh-so-cheap phone. Cell phone quality, accessories, and the ability to access features you need each day may make the cheap cell phone an expensive purchase: #1: Cheap Cell Phone, Poor Quality If your cell phone is for talk only, then almost any cell phone will meet your needs. Almost, but not quite. An acquaintance dropped and broke his cell phone on a business trip, and he needed a replacement right away. He walked…
  • Banking on It: Pinpointing a Sturdy Savings Bank

    Natalie Cooper
    30 Jul 2015 | 1:00 pm
    In the market for a good savings bank? There are many different options available and many different ways to compare their offerings. It can be hard for a regular busy person to know which things are worth paying attention to and which are just filler to ignore when reading descriptions of savings accounts. In this post, we’ll explain some of the most important factors to consider when looking for a savings bank to help you figure out which one is right for you. Beware of fees! Just about the most important thing to look at when you are comparing savings accounts is the fee structure.
  • Save Money on Baby Expenses with Maternity Clothes at Target

    Natalie Cooper
    30 Jul 2015 | 10:00 am
    If you are expecting, you probably spend a good amount of time figuring out how to save money on all the necessary expenses that come along with having a baby. One secret new moms everywhere are discovering is that Target offers great ways for expectant moms to save. Target offers so many different savings vehicles, from coupons to apps to price matching with other retailers to get the best deal. In this post, learn the best ways to save money on baby expenses and maternity clothes at Target. Tip #1: Apply for a Target REDCard. The Target REDCard is such a great savings tool it can undercut…
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